Skip to main content

ETHNOS_APP

Home • Search • Journals • List 0

The Role of Financial Fragility and Financial Control for Well-Being

Bibliographic Data

ID2063901
AuthorsPiotr Bialowolski (0000-0003-4102-0107, Shine Micro (United States), corresponding author), Dorota Weziak-Bialowolska (0000-0003-2711-2283, Shine Micro (United States)), Eileen Mcneely (0000-0002-4797-9995, Shine Micro (United States))
Year2021
Volume155
Issue3
Pages1137-1157
Publication date2021-06-01
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueSocial Indicators Research (JOURNAL)
Journal identifiersISSN: 0303-8300 • E-ISSN: 1573-0921
PublisherSpringer Science and Business Media LLC (PUBLISHER)
DOI10.1007/s11205-021-02627-5
PMID33612917
OpenAlexW3133470211
LanguageEN
Citations received13
References cited100

Financial fragility is recognized as a substantial issue for individual well-being. Various estimates show that between 46 and 59% of American adults are financially fragile and thus vulnerable in terms of their well-being. We argue that the role of financial control in shaping well-being outcomes-despite being less recognized in the literature than the role of financial fragility-is equally or even more important. Our study is a longitudinal cohort study that made use of observational data. Two waves of the Well-Being Survey data from 1448 U.S. adults were used in the analysis. Impacts of financial fragility and financial control on 17 well-being outcomes were examined, including emotional well-being (nine outcomes), physical well-being (four outcomes), social well-being (two outcomes), in addition to an unhealthy days summary measure and the flourishing index. Financial fragility was shown to be on average less influential for the well-being outcomes than financial control. Our results suggest that financial control plays a protective role for complete well-being. Less evidence in support of a harmful role of financial fragility for well-being is provided. Tests for moderation effects revealed no interaction between financial control and financial fragility within our sample, indicating that financial control did not modify the relationship between financial fragility and well-being

Control (management · Economics · Financial crisis · Financial fragility · Flourishing · Fragility · Macroeconomics · Moderation · Well-being · Financial Literacy, Pension, Retirement Analysis · Health disparities and outcomes · Psychological Well-being and Life Satisfaction · Psychology · Social Psychology · Finance

  • Financial Development and Health Outcomes

    Open Access•Guoxin Shi, Dawei Wang et al.•Frontiers in Public Health•2022

  • Quantifying post-disaster community well-being

    Open Access•Mohamadali Morshedi, Makarand Hastak et al.•International Journal of Disaster…•2024

  • Fintech, Financial Capability and Household Financial Vulnerability

    Open Access•Yan Zhu, Zhu Yan et al.•Journal of Family and Economic…•2025

  • Cross-Cultural Adaptation and Validation of the Multidimensional Subjective Financial Well-Being Scale in Brazilian Adults

    Open Access•Nicolas De Oliveira Cardoso, Wagner De Lara Machado et al.•Journal of Family and Economic…•2025

  • Do All Savings Matter Equally? Saving Types and Emotional Well-Being Among Older Adults

    Open Access•Piotr Bialowolski, Jing Jian Xiao et al.•Journal of Family and Economic…•2024

  • Climate change, financial development, and health outcomes in sub Saharan Africa

    Open Access•Lordina Amoah, Daniel Ofori‐Sasu et al.•International Journal for Equity…•2026

  • Role of economic, and social parameters affecting life satisfaction and happiness during pre and post Covid era

    Open Access•Yun Su, Azizan Sabjan Muhammad•Economic Research-Ekonomska…•2023

  • A Scoping Review of Income Support Programs Offered to Older Adults Living in South Asian Countries between 2000 and 2021

    Open Access•Eti Rajwar, Prachi Pundir et al.•Health & Social Care in the…•2024

  • The effects of sending remittances on the financial capabilities of Zimbabwean migrants in the United Kingdom

    Open Access•Nicola Yeates•Journal of International and…•2025

  • Household Financial Vulnerability Before and During the Covid-19 Pandemic

    Open Access•Kexin Meng, Jing Jian Xiao•Social Indicators Research•2026

  • Financial Fragility Across Europe

    Open Access•Marianna Brunetti, Elena Giarda et al.•Social Indicators Research•2024

  • The role of financial conditions for physical and mental health. Evidence from a longitudinal survey and insurance claims data

    Open Access•Piotr Bialowolski, Dorota Weziak-Bialowolska et al.•Social Science & Medicine•2021

  • Financial Shocks and Financial Well-Being

    Open Access•Sam Bufe, Samuel Roll et al.•Social Indicators Research•2022

  • The relationship between personal unsecured debt and mental and physical health

    Open Access•Thomas Richardson, Peter Elliott et al.•Clinical Psychology Review•2013

  • Does self-control predict financial behavior and financial well-being?

    Open Access•Camilla Strömbäck, Thérèse Lind et al.•Journal of Behavioral and…•2017

  • Causal inference and longitudinal data

    Open Access•Tyler J Vanderweele, John W Jackson et al.•Social Psychiatry and Psychiatric…•2016

  • The Extent and Consequences of P-Hacking in Science

    Open Access•Megan L Head, Luke Holman et al.•PLOS Biology•2015

  • “Positive” Results Increase Down the Hierarchy of the Sciences

    Open Access•Daniele Fanelli, Enrico Scalas•PLoS ONE•2010

  • The Effects of Perceived and Actual Financial Literacy on Financial Behaviors

    Open Access•Sam Allgood, William B Walstad•Economic Inquiry•2016

  • On the promotion of human flourishing

    Open Access•Tyler J Vanderweele•Proceedings of the National…•2017

  • Depression, anxiety and somatization in primary care

    Open Access•Bernd Löwe, Robert L Spitzer et al.•General Hospital Psychiatry•2008

  • Financial well-being

    Open Access•Elisabeth C Brüggen, Elisabeth Brüggen et al.•Journal of Business Research•2017

  • Health effects of indebtedness

    Open Access•Elina Turunen, Heikki Hiilamo•BMC Public Health•2014

  • Financially Fragile Households

    Annamaria Lusardi, Daniel Schneider et al.•National Bureau of Economic…•2011

  • Debt and depression

    Open Access•SARAH BRIDGES, Richard Disney•Journal of Health Economics•2010

  • Golden Eggs and Hyperbolic Discounting

    David Laibson•The Quarterly Journal of Economics•1997

  • Association Between Religious Service Attendance and Lower Suicide Rates Among US Women

    Tyler J Vanderweele, Shanshan Li et al.•JAMA Psychiatry•2016

  • Positive Health

    Open Access•Martin E P Seligman•Applied Psychology•2008

  • Associations of Religious Upbringing With Subsequent Health and Well-Being From Adolescence to Young Adulthood

    Open Access•Ying Chen, Tyler J Vanderweele•American Journal of Epidemiology•2018

  • Negative results are disappearing from most disciplines and countries

    Open Access•Daniele Fanelli•Scientometrics•2012

  • Reimagining Health—Flourishing

    Tyler J Vanderweele, Eileen Mcneely et al.•JAMA•2019

  • Outcome-Wide Longitudinal Designs for Causal Inference

    Tyler J Vanderweele, Maya B Mathur et al.•Statistical Science•2020

  • Generalized expectancies for internal versus external control of reinforcement.

    Julian B Rotter•The Psychological Monographs•1966

  • Well-Being in Life and Well-Being at Work

    Open Access•Dorota Weziak-Bialowolska, Piotr Bialowolski et al.•Frontiers in Public Health•2020

  • Lack of Rule-Adherence During Mountain Gorilla Tourism Encounters in Bwindi Impenetrable National Park, Uganda, Places Gorillas at Risk From Human Disease

    Open Access•Annalisa Weber, Annalisa D Weber et al.•Frontiers in Public Health•2020

  • Locus of control, test anxiety, reactions to frustration, and achievement attitudes1

    Open Access•Earl C Butterfield•Journal of Personality•1964

  • Over-indebtedness as a marker of socioeconomic status and its association with obesity

    Open Access•Eva Münster, Heiko Rüger et al.•BMC Public Health•2009

  • Recommendations for increasing the use of HIV/Aids resource allocation models

    Open Access•Arielle Lasry, Anke Richter et al.•BMC Public Health•2009

  • Indebtedness, Socioeconomic Status, and Self‐Rated Health

    Open Access•Ilias Kyriopoulos, Dimitris Zavras et al.•Poverty & Public Policy•2016

  • The use and abuse of consumer credit

    Open Access•Howard Tokunaga, Howard T Tokunaga•Journal of Economic Psychology•1993

  • Who feels constrained by high debt burdens? Subjective vs. objective measures of household debt

    Open Access•Matthias Keese•Journal of Economic Psychology•2012

  • Debt and distress

    Open Access•Sarah Brown, Karl Taylor et al.•Journal of Economic Psychology•2005

  • Psychological, social and economic determinants of saving

    Open Access•Peter Lunt, Peter K Lunt et al.•Journal of Economic Psychology•1991

  • Mental Health Promotion in Public Health

    Rosemarie Kobau, Martin E P Seligman et al.•American Journal of Public Health•2011

  • Social Determinants of Health Equity

    Michael Marmot, Jessica J Allen•American Journal of Public Health•2014

  • Job Security, Financial Security and Worker Well‐being

    Open Access•C Green, Gareth Leeves et al.•Scottish Journal of Political…•2013

  • Economic Locus of Control

    Open Access•A Furnham•Human Relations•1986

  • Debt and Depression

    Open Access•John Gathergood•The Economic Journal•2012

  • Housing instability and health

    Open Access•Sarah Burgard, Sarah A Burgard et al.•Social Science & Medicine•2012

  • The Index of Household Financial Condition, Combining Subjective and Objective Indicators

    Open Access•Piotr Bialowolski, Dorota Weziak-Bialowolska•Social Indicators Research•2013

  • Antifragile

    Open Access•John P A Ioannidis, Nassim Nicholas Taleb et al.•Antifragile•2012

  • Positive Psychology Progress

    Martin E P Seligman, Tracy A Steen et al.•American Psychologist•2005

  • Over the limit

    Open Access•Patricia Drentea, Paul J Lavrakas•Social Science & Medicine•2000

  • Subjective financial well-being, income and health inequalities in mid and later life in Britain

    Open Access•Sara Arber, Kirsty Fenn et al.•Social Science & Medicine•2014

  • Religion, Social Networks, and Life Satisfaction

    Open Access•Chaeyoon Lim, Robert D Putnam•American Sociological Review•2010

  • Beyond debt. A moderator analysis of the relationship between perceived financial strain and mental health

    Open Access•Eva Selenko, Bernad Batinic•Social Science & Medicine•2011

  • Cultures of engagement

    Open Access•I Bloemraad, Veronica Terriquez•Social Science & Medicine•2016

  • The high price of debt

    Open Access•Elizabeth Sweet, Arijit Nandi et al.•Social Science & Medicine•2013

  • The Hyperbolic Consumption Model

    Open Access•George-Marios Angeletos, David Laibson et al.•The Journal of Economic…•2001

  • Mortgage Debt, Insecure Home Ownership and Health

    Open Access•Sarah Nettleton, Roger Burrows•Sociology of Health & Illness•1998

  • On a Need-to-Know Basis

    Open Access•Adrian F Ward, J Lynch et al.•Journal of Consumer Research•2019

  • Over-indebted Households in Poland

    Open Access•Grzegorz Wałęga, Agnieszka Wałęga•Social Indicators Research•2021

  • Life Goals Matter to Happiness

    Open Access•Bruce Headey•Social Indicators Research•2008

Unique citing works13
Citations per year2,6
Citation span2021 - 2026 (6)
Citation velocitycurrent
Highly citedNo
Citation typesNeutral: 13
Ethnos_APP • Open Source Project • MIT License • Frontend v2.0.0 • Privacy and Cookies • API Documentation: api.ethnos.app/docs • API Source Code: GitHub • DOI: 10.5281/zenodo.17049435 • Frontend Source Code: GitHub • DOI: 10.5281/zenodo.17050053 • cruz.rio.br • Expectantes Misericordiae