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Primary school enrolment rate, completion rate and gender balancing in Nigeria; the financial inclusion perspective

Bibliographic Data

ID21516005
AuthorsAmenawo Ikpa Offiong (0000-0002-9758-8415, University of Calabar), Hodo B RIMAN (0000-0001-5187-390X, University of Calabar), Godwin Bassey James (0000-0002-3890-4000, University of Calabar), Anthony Ogar (0000-0002-7830-8967, University of Calabar), Emmanuel Ekpenyong OKON, Emmanuel John Ekpenyong (0000-0003-4112-3712, University of Calabar), Helen Walter Mboto (0000-0001-8508-5223, University of Calabar)
Year2021
Volume48
Issue4
Pages602-621
Publication date2021-03-16
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueInternational Journal of Social Economics (JOURNAL)
Journal identifiersISSN: 0306-8293 • E-ISSN: 1758-6712
PublisherEmerald (PUBLISHER)
DOI10.1108/ijse-04-2020-0205
OpenAlexW3132895139
LanguageEN
Citations received5
References cited13

Purpose The bedrock of growth in education is at the primary/basic education level, hence there is need to ensure that the populace not only enrolls but complete their education as well as maintain gender balancing. Financial inclusion is essential in achieving financial development which if properly tailored should result in economic growth and development. Education is an important development parameter, therefore, the purpose of this study is to assess if financial inclusiveness enhances primary school enrolment, completion and gender balancing. Design/methodology/approach In order to ascertain if financial inclusion (financial penetration, access and usage) enhances primary school education (primary school enrolment and completion) and gender balancing (primary school female-to-male ratio), the study employed the vector error correction modeling (VECM) to capture both short- and long-run dynamics of cointegration equations and also, ascertain how the long-run deviations are deemed corrected in the short run. Findings The findings of financial inclusion showed a significant positive effect on primary school enrollment but regarding primary school completion rate and female-to-male ratio, the responses to financial inclusion measures showed a completely negative effect. From the foregoing, it is not just sufficient to enroll school children but that they complete their basic primary education, and equally ensure that the males are not favored over the females so as to achieve gender balance literacy in the country. Originality/value The study focuses on how financial inclusion engenders admission, graduation and gender balancing in primary school education as the bedrock to formal education in Nigeria

Demographic economics · Economic growth · Economics · Financial inclusion · Financial services · Primary education · Financial Literacy, Pension, Retirement Analysis · Microfinance and Financial Inclusion · Poverty, Education, and Child Welfare · Psychology · Social Psychology · Finance

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Unique citing works5
Citations per year1,67
Citation span2023 - 2026 (4)
Citation velocitycurrent
Highly citedNo
Citation typesNeutral: 5
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