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Examining the interplay of internet banking service quality, e-satisfaction, e-word of mouth and e-retention

A post pandemic customer perspective

Bibliographic Data

ID22111663
AuthorsPhillip Dangaiso (0000-0002-4495-0601, Chinhoyi University of Technology, corresponding author), Paul Mukucha (0000-0002-6264-6574, Bindura University of Science Education), Forbes Makudza (0000-0003-2559-5576, University of Zimbabwe), Tendai Towo (0009-0006-5899-955X, Bindura University of Science Education), Knowledge Jonasi (0009-0005-3333-9056, Bindura University of Science Education), Divaries Cosmas Jaravaza (0000-0002-8930-1242, Bindura University of Science Education)
Year2024
Volume10
Issue1
Publication date2024-12-31
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueCogent Social Sciences (JOURNAL)
Journal identifiersISSN: 2331-1886 • E-ISSN: 2331-1886
PublisherInforma UK Limited (PUBLISHER • GB)
DOI10.1080/23311886.2023.2296590
OpenAlexW4391135981
LanguageEN
Citations received2
References cited52

Online service quality acts as a lever that service providers use to drive e-customer retention in most affluent economies globally. Given the exponential growth in the adoption of internet banking during the COVID-19 pandemic, the purpose of this study was to evaluate the antecedents of e-customer retention among banks in Zimbabwe post the pandemic. Grounded in the expectancy-disconfirmation theory, the study adopts an explanatory research design and a quantitative research approach. Data was collected using convenience sampling and hand-administered questionnaires. Covariance based Structural Equation Modelling (SEM) in SPSS AMOS examined 261 valid responses. The findings of the study revealed the positive impact of e-banking service quality on e-customer satisfaction and e-word of mouth. E-customer satisfaction also positively influenced e-word of mouth and e-customer retention. The results were also confirmatory of the positive effect of e-customer satisfaction and e-word of mouth on e-customer retention. The paper reveals that although significant e-banking adoption was enforced through COVID-19 regulations, banks were responsive enough to install the requisite e-banking infrastructure. Thus, post pandemic banking experiences have induced confirmation of e-banking service quality and consequentially e-customer satisfaction, e-WOM and e-retention. The study therefore flags the important antecedent role of e-banking service quality to e-customer satisfaction, e-word of mouth and e-customer retention. To promote the e-customer retention in the post COVID-19 era in Zimbabwe, banks need to maximize perceived internet banking service quality

Advertising · Business · Customer retention · Customer satisfaction · Pandemic · Service quality · The Internet · Word of mouth · World Wide Web · Computer Science · Consumer Retail Behavior Studies · Customer Service Quality and Loyalty · Medicine · Psychology · Technology Adoption and User Behaviour · Marketing

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Unique citing works2
Citations per year2
Citation span2025 - 2025 (1)
Citation velocityrecent
Highly citedNo
Citation typesNeutral: 2
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