R E Dwyer
Datos Biográficos
| ID | 17056 |
|---|---|
| NOMBRE | R E Dwyer |
| NOMBRES | R E |
| APELLIDO | Dwyer |
| FIRMA | DWYER R E |
| AFILIACIONES | The Ohio State University |
| ORCID | 0000-0002-8256-1500 |
| VERIFICADO | Sí |
| TOTAL DE OBRAS | 36 |
| TOTAL DE CITAS | 465 |
| TOTAL COMO AUTOR | 35 |
| TOTAL COMO EDITOR | 1 |
| PRIMER AÑO DE PUBLICACIÓN | 1998 |
| AÑO MÁS RECIENTE DE PUBLICACIÓN | 2026 |
| ÍNDICE H | 13 |
Where is the Care Sector? Education and Health Employment Across U.S. Counties During a Time of Slow Growth, 2001–2014
Care work supports the health, well-being, and development of human beings across the life course. Increasingly in the United States and in many societies, formal organizations deliver care alongside the care work done within families and communities. Even market-based care organizations depend on major public investments, however. The care sector is therefore integral to population policy and science. Investment in the care sector may be particu…
Unsecured Credit and the Social Safety Net in U.S. States
Low-income households in the United States draw on public and private resources to manage economic risk. Cross-national scholars describe a “credit–welfare state tradeoff” where credit markets become particularly important when state benefits are less supportive. The United States is frequently highlighted in this regard, with its often-inadequate market-first safety net. Both credit markets and the safety net are, however, highly unequal and seg…
“First Phone Call Is Usually Family”
Objective We examine experiences of informal borrowing (from friends and family) among a sample of low‐income debtors. Background Low‐income populations often take on debt to cope with economic insecurity. However, most research on debt focuses on formal market debts (e.g., credit cards) even though research on informal exchanges identifies significant borrowing between family and friends. We ask how low‐income debtors navigate these informal cre…
The Deepening Gender Divide in Credentials, 2000–2020
In the United States, women have earned more bachelor’s degrees than men since the mid-1980s. We examine the historical continuities in this trend and its sources, as well as changes since 2000 in gender gaps in advanced credentials, fields of study, types of institutions attended, and financing for higher education. The gender gap in bachelor’s degrees has remained stable at a high level over this period and a female advantage in advanced degree…
Debt Strain and Child Protective Services Involvement
Research has identified a likely causal relation of economic precarity with both child maltreatment and child protective service (CPS) involvement. Yet, little is known about the relation between credit use (debt) and CPS involvement despite credit becoming an increasingly normative aspect of attempting to manage economic precarity for low-income families. We link individual-level longitudinal data on credit use to administrative records on CPS i…
Debt Collection Pressure and Mental Health
The debt collection industry in the United States has grown in tandem with rising indebtedness. Prior research on debt and mental health mainly treats debt as a resource and liability rather than a power relationship between creditors and debtors. We study the mental health consequences of debt collection pressure using data from the National Longitudinal Survey of Youth-1997 Cohort (N = 7,236). Drawing on stress theory and health power resources…
Labor Unions, Debt, and Financial Advantage in Young Adulthood in the United States
Unionized workers experience significant labor market advantages. Do these advantages transfer to financial markets, including credit and consumer markets? We argue that union coverage facilitates financial advantages in young adulthood by enhancing access to wealth-building credit and avoidance of costly financial coping strategies. We extend a conceptual model of financial advantage based on young adults' debt holdings to the case of early care…
Unequally Indebted
Emerging adults in the U.S. face significant economic uncertainty during the early life course. Economic uncertainties grew in the 2000s, especially for the Millennial cohort. Access to credit can be a resource to manage the instability that characterizes emerging adulthood. However, debt can also become a burden, making credit like a "double-edged sword." We study inequality in debt holding for five debt types that provide distinct resources and…
Inequality in high-cost borrowing and unemployment insurance generosity in US states during the Covid-19 pandemic
The Oxford Handbook of Job Quality
This Handbook offers an interdisciplinary and international benchmark text for anyone wanting to understand job quality. Job quality matters and has long done so. Debate about the future of work today centres on the impact of the new digital technologies, compounding existing concerns about the restructuring of employment and, importantly, proliferation of poor-quality jobs, often within the context of neo-liberal hegemony since the 1980s and the…
Financial Stress, Race, and Student Debt During the Great Recession
As the onus of paying for higher education shifted from the state onto students and their families, student indebtedness grew across a wide range of households in the United States in the 2000s, especially among Black and Hispanic households. Holding student debt is a financial risk that may leave households more vulnerable to economic shocks. We study the relationship between household student loan burden and the likelihood of financial stress d…
The accumulation of disadvantage
Social exclusion of those with criminal justice experience increasingly includes a financial component, but the structure of disadvantage in credit and debt remains unclear. We develop a model of financial disadvantage in debt holding during the transition to adulthood among justice‐involved groups. We study cumulative criminal justice contact and debt holding by age 30 using the National Longitudinal Survey of Youth 1997 (NLSY97). The NLSY97 coh…
The Student Financial Complex and Middle-Class Moralities
Low-Wage Job Growth, Polarization, and the Limits and Opportunities of the Service Economy
RSF: The Russell Sage Foundation Journal of the Social Sciences - Volume 5, Number 4, September 2019
Redlining
Redlining is a form of discrimination in credit markets where banks and financial institutions identify entire neighborhoods as too “high risk” for financial investment in both residential and commercial property. Financial institutions “redline” neighborhoods for a number of reasons including the physical characteristics of the housing stock and undesirable location, but most important has been the presence of minority, especially black, residen…
Credit, Debt, and Inequality
Increasing access to diverse types of credit and spreading indebtedness across many social groups were significant economic developments of the twentieth century and into the twenty-first, with implications for social inequality and insecurity. This review evaluates the role of credit and debt in social inequality in the United States. Credit and debt shape inequalities along multiple pathways, in defining social inclusion and exclusion, directin…
Mortgage worries
The 2008 housing crisis and the changes in lending practices that led up to it shook the status of home loans as secure debt in the United States. The crisis hit during a time when many young adults had recently bought their first home, making it a particularly consequential moment in their homeownership career. We investigate the effects of the housing crisis on the mental health of young homeowners using longitudinal data. We model levels of an…
Does Financial Assistance Really Assist? The Impact of Debt on Wellbeing, Health Behavior and Self-Concept in Taiwan
Can’t afford a baby? Debt and young Americans
The Great Risk Shift and Precarity in the U.S. Housing Market
In this article, we propose that metropolitan areas represent differential “risk contexts” to the people who live within them and argue that growing insecurity in U.S. metropolitan areas arises out of cross-cutting economic weaknesses that are too often seen in isolation. The housing crisis that led up to the Great Recession was a moment in which the underlying vulnerabilities in our markets and institutions were laid bare. The crisis also occurr…
Credit Card Blues
In an era of increased access to credit, it becomes increasingly important to understand the consequences of taking on unsecured consumer debt. We argue that credit can have both positive and negative consequences resulting from its ability to smooth life transitions and difficulties but that this occurs simultaneously with increased financial risks and stress resulting from carrying unsecured debt. We find that those in the middle of the income …
The Care Economy? Gender, Economic Restructuring, and Job Polarization in the U.S. Labor Market
The U.S. job structure became increasingly polarized at the turn of the twenty-first century as high- and low-wage jobs grew strongly and many middle-wage jobs declined. Prior research on the sources of uneven job growth that focuses on technological change and weakening labor market institutions struggles to explain crucial features of job polarization, especially the growth of low-wage jobs and gender and racial differences in job growth. I arg…
Gender, Debt, and Dropping Out of College
For many young Americans, access to credit has become critical to completing a college education and embarking on a successful career path. Young people increasingly face the trade-off of taking on debt to complete college or foregoing college and taking their chances in the labor market without a college degree. These trade-offs are gendered by differences in college preparation and support and by the different labor market opportunities women a…
Debt and Graduation from American Universities
The goal of “college-for-all” in the United States has been pursued in an environment of rising tuition, stagnant grant aid and already strapped family budgets with the gap filled by college loans. College students are thus facing increasing levels of debt as they seek to develop their human capital and improve their career options. Debt is a useful resource for making needed investments. It is unique as a resource, however, because it must be re…
Contained Dispersal
After decades of rising poverty segregation in American cities, fewer poor people lived in extreme–poverty neighborhoods in 2000 than in 1990. The decline of concentrated poverty in many US metropolitan areas suggests that the poor may have spread out across metropolitan areas and became less spatially isolated in the 1990s. Most research on poverty trends has focused only on local neighborhood circumstances, however, rather than the spatial segr…
Credit, Debt, and Inequality
Increasing access to diverse types of credit and spreading indebtedness across many social groups were significant economic developments of the twentieth century and into the twenty-first, with implications for social inequality and insecurity. This review evaluates the role of credit and debt in social inequality in the United States. Credit and debt shape inequalities along multiple pathways, in defining social inclusion and exclusion, directin…
Expanding Homes and Increasing Inequalities
Consumer labels are quite common in the clothing, textiles, and footwear industry. The most common labels are washing prescriptions, general product information, and quality claims (e.g., the wool mark). Labels on social conditions in manufacturing also have a long history, originating in the United States in the 19th Century. 1 Initiatives came from labor unions (e.g., the United Garment Workers of America) and from consumer organizations, such …
Can’t afford a baby? Debt and young Americans
Youth debt, mastery, and self-esteem
Gender, Debt, and Dropping Out of College
For many young Americans, access to credit has become critical to completing a college education and embarking on a successful career path. Young people increasingly face the trade-off of taking on debt to complete college or foregoing college and taking their chances in the labor market without a college degree. These trade-offs are gendered by differences in college preparation and support and by the different labor market opportunities women a…
The Fragile American
Rising economic insecurity at the turn of the 21st century made Americans increasingly vulnerable to financial distress. Studies of bankruptcy records show that personal hardships like health problems, divorce, job loss, and income disruption are the major reasons Americans fall into financial ruin. This article uses nationally representative data from the Survey of Consumer Finances to study the relationship between hardship and a range of finan…
Suburban Neighborhood Poverty in U.S. Metropolitan Areas in 2000
Suburban areas have become more diverse and stratified in the United States, with a particularly striking increase in poverty, challenging theories that conceptualize poverty predominantly as a central city phenomenon. Little scholarly work has examined suburban poverty, however, and the small existing literature focuses primarily on inner–ring suburbs in the Northeast and Midwest and relies too much on the concentric zone model of metropolitan d…
The Great Risk Shift and Precarity in the U.S. Housing Market
In this article, we propose that metropolitan areas represent differential “risk contexts” to the people who live within them and argue that growing insecurity in U.S. metropolitan areas arises out of cross-cutting economic weaknesses that are too often seen in isolation. The housing crisis that led up to the Great Recession was a moment in which the underlying vulnerabilities in our markets and institutions were laid bare. The crisis also occurr…
Poverty, Prosperity, and Place
Journal Article Poverty, Prosperity, and Place: The Shape of Class Segregation in the Age of Extremes Get access Rachel E. Dwyer Rachel E. Dwyer The Ohio State University Direct correspondence to: Rachel E. Dwyer, Department of Sociology, 238 Townshend Hall, 1885 Neil Avenue Mall, The Ohio State University, Columbus, OH 43210. E-mail, [email protected] Search for other works by this author on: Oxford Academic PubMed Google Scholar Social…
The accumulation of disadvantage
Social exclusion of those with criminal justice experience increasingly includes a financial component, but the structure of disadvantage in credit and debt remains unclear. We develop a model of financial disadvantage in debt holding during the transition to adulthood among justice‐involved groups. We study cumulative criminal justice contact and debt holding by age 30 using the National Longitudinal Survey of Youth 1997 (NLSY97). The NLSY97 coh…
Making a Habit of It
Rising inequalities and high levels of consumption in many capitalist economies make understanding the relationship between stratification and consumption especially important at the turn of the 21st century. I propose that one way to advance this research is to build on work in the tradition of Thorstein Veblen’s theory of conspicuous consumption. This scholarship is often disparaged as positing an overly rational and manipulative consumer actor…
The McMansionization of America? Income stratification and the standard of living in housing, 1960–2000
Mortgage worries
The 2008 housing crisis and the changes in lending practices that led up to it shook the status of home loans as secure debt in the United States. The crisis hit during a time when many young adults had recently bought their first home, making it a particularly consequential moment in their homeownership career. We investigate the effects of the housing crisis on the mental health of young homeowners using longitudinal data. We model levels of an…
Low-Wage Job Growth, Polarization, and the Limits and Opportunities of the Service Economy
RSF: The Russell Sage Foundation Journal of the Social Sciences - Volume 5, Number 4, September 2019
Contained Dispersal
After decades of rising poverty segregation in American cities, fewer poor people lived in extreme–poverty neighborhoods in 2000 than in 1990. The decline of concentrated poverty in many US metropolitan areas suggests that the poor may have spread out across metropolitan areas and became less spatially isolated in the 1990s. Most research on poverty trends has focused only on local neighborhood circumstances, however, rather than the spatial segr…
Downward Earnings Mobility after Voluntary Employer Exits
A tacit assumption in much sociological scholarship on mobility that upward earnings mobility is the primary goal of American workers obscures the full range of mobility events. Using data from the Panel Study of Income Dynamics for 1983 to 1992, this research demonstrates that voluntary downward earnings mobility is an important alternative path to the ideal of upward mobility in the United States. A model is developed of the determinants of vol…
Financial Stress, Race, and Student Debt During the Great Recession
As the onus of paying for higher education shifted from the state onto students and their families, student indebtedness grew across a wide range of households in the United States in the 2000s, especially among Black and Hispanic households. Holding student debt is a financial risk that may leave households more vulnerable to economic shocks. We study the relationship between household student loan burden and the likelihood of financial stress d…
Does Financial Assistance Really Assist? The Impact of Debt on Wellbeing, Health Behavior and Self-Concept in Taiwan
Inequality in high-cost borrowing and unemployment insurance generosity in US states during the Covid-19 pandemic
Diversity and diversion
Examines the debate over “Higher superstition” (Gross and Levitt, 1994). Puts forward the arguments in the book and the response to the book from members of the US science and technology studies community. Asserts that increases in technical control have been at the expense of social and individual control. Mentions “diversionary reframing” – changing the subject, possibly by diverting attention away from the subject matter to the person doing th…
Debt Collection Pressure and Mental Health
The debt collection industry in the United States has grown in tandem with rising indebtedness. Prior research on debt and mental health mainly treats debt as a resource and liability rather than a power relationship between creditors and debtors. We study the mental health consequences of debt collection pressure using data from the National Longitudinal Survey of Youth-1997 Cohort (N = 7,236). Drawing on stress theory and health power resources…
Labor Unions, Debt, and Financial Advantage in Young Adulthood in the United States
Unionized workers experience significant labor market advantages. Do these advantages transfer to financial markets, including credit and consumer markets? We argue that union coverage facilitates financial advantages in young adulthood by enhancing access to wealth-building credit and avoidance of costly financial coping strategies. We extend a conceptual model of financial advantage based on young adults' debt holdings to the case of early care…
Cohort Succession in the US Housing Market
Diversity and diversion
Examines the debate over “Higher superstition” (Gross and Levitt, 1994). Puts forward the arguments in the book and the response to the book from members of the US science and technology studies community. Asserts that increases in technical control have been at the expense of social and individual control. Mentions “diversionary reframing” – changing the subject, possibly by diverting attention away from the subject matter to the person doing th…
Downward Earnings Mobility after Voluntary Employer Exits
A tacit assumption in much sociological scholarship on mobility that upward earnings mobility is the primary goal of American workers obscures the full range of mobility events. Using data from the Panel Study of Income Dynamics for 1983 to 1992, this research demonstrates that voluntary downward earnings mobility is an important alternative path to the ideal of upward mobility in the United States. A model is developed of the determinants of vol…
Expanding Homes and Increasing Inequalities
Consumer labels are quite common in the clothing, textiles, and footwear industry. The most common labels are washing prescriptions, general product information, and quality claims (e.g., the wool mark). Labels on social conditions in manufacturing also have a long history, originating in the United States in the 19th Century. 1 Initiatives came from labor unions (e.g., the United Garment Workers of America) and from consumer organizations, such …
Redlining
Redlining is a form of discrimination in credit markets where banks and financial institutions identify entire neighborhoods as too “high‐risk” for financial investment in both residential and commercial property. Financial institutions “redline” neighborhoods for a number of reasons including the physical characteristics of the housing stock and undesirable location, but most important has been the presence of minority, especially black, residen…
Cohort Succession in the US Housing Market
Suburban Neighborhood Poverty in U.S. Metropolitan Areas in 2000
Suburban areas have become more diverse and stratified in the United States, with a particularly striking increase in poverty, challenging theories that conceptualize poverty predominantly as a central city phenomenon. Little scholarly work has examined suburban poverty, however, and the small existing literature focuses primarily on inner–ring suburbs in the Northeast and Midwest and relies too much on the concentric zone model of metropolitan d…
Making a Habit of It
Rising inequalities and high levels of consumption in many capitalist economies make understanding the relationship between stratification and consumption especially important at the turn of the 21st century. I propose that one way to advance this research is to build on work in the tradition of Thorstein Veblen’s theory of conspicuous consumption. This scholarship is often disparaged as positing an overly rational and manipulative consumer actor…
The McMansionization of America? Income stratification and the standard of living in housing, 1960–2000
Poverty, Prosperity, and Place
Journal Article Poverty, Prosperity, and Place: The Shape of Class Segregation in the Age of Extremes Get access Rachel E. Dwyer Rachel E. Dwyer The Ohio State University Direct correspondence to: Rachel E. Dwyer, Department of Sociology, 238 Townshend Hall, 1885 Neil Avenue Mall, The Ohio State University, Columbus, OH 43210. E-mail, [email protected] Search for other works by this author on: Oxford Academic PubMed Google Scholar Social…
The Fragile American
Rising economic insecurity at the turn of the 21st century made Americans increasingly vulnerable to financial distress. Studies of bankruptcy records show that personal hardships like health problems, divorce, job loss, and income disruption are the major reasons Americans fall into financial ruin. This article uses nationally representative data from the Survey of Consumer Finances to study the relationship between hardship and a range of finan…
Youth debt, mastery, and self-esteem
Debt and Graduation from American Universities
The goal of “college-for-all” in the United States has been pursued in an environment of rising tuition, stagnant grant aid and already strapped family budgets with the gap filled by college loans. College students are thus facing increasing levels of debt as they seek to develop their human capital and improve their career options. Debt is a useful resource for making needed investments. It is unique as a resource, however, because it must be re…
Contained Dispersal
After decades of rising poverty segregation in American cities, fewer poor people lived in extreme–poverty neighborhoods in 2000 than in 1990. The decline of concentrated poverty in many US metropolitan areas suggests that the poor may have spread out across metropolitan areas and became less spatially isolated in the 1990s. Most research on poverty trends has focused only on local neighborhood circumstances, however, rather than the spatial segr…
The Care Economy? Gender, Economic Restructuring, and Job Polarization in the U.S. Labor Market
The U.S. job structure became increasingly polarized at the turn of the twenty-first century as high- and low-wage jobs grew strongly and many middle-wage jobs declined. Prior research on the sources of uneven job growth that focuses on technological change and weakening labor market institutions struggles to explain crucial features of job polarization, especially the growth of low-wage jobs and gender and racial differences in job growth. I arg…
Gender, Debt, and Dropping Out of College
For many young Americans, access to credit has become critical to completing a college education and embarking on a successful career path. Young people increasingly face the trade-off of taking on debt to complete college or foregoing college and taking their chances in the labor market without a college degree. These trade-offs are gendered by differences in college preparation and support and by the different labor market opportunities women a…
Credit Card Blues
In an era of increased access to credit, it becomes increasingly important to understand the consequences of taking on unsecured consumer debt. We argue that credit can have both positive and negative consequences resulting from its ability to smooth life transitions and difficulties but that this occurs simultaneously with increased financial risks and stress resulting from carrying unsecured debt. We find that those in the middle of the income …
Can’t afford a baby? Debt and young Americans
The Great Risk Shift and Precarity in the U.S. Housing Market
In this article, we propose that metropolitan areas represent differential “risk contexts” to the people who live within them and argue that growing insecurity in U.S. metropolitan areas arises out of cross-cutting economic weaknesses that are too often seen in isolation. The housing crisis that led up to the Great Recession was a moment in which the underlying vulnerabilities in our markets and institutions were laid bare. The crisis also occurr…
Mortgage worries
The 2008 housing crisis and the changes in lending practices that led up to it shook the status of home loans as secure debt in the United States. The crisis hit during a time when many young adults had recently bought their first home, making it a particularly consequential moment in their homeownership career. We investigate the effects of the housing crisis on the mental health of young homeowners using longitudinal data. We model levels of an…
Does Financial Assistance Really Assist? The Impact of Debt on Wellbeing, Health Behavior and Self-Concept in Taiwan
Redlining
Redlining is a form of discrimination in credit markets where banks and financial institutions identify entire neighborhoods as too “high risk” for financial investment in both residential and commercial property. Financial institutions “redline” neighborhoods for a number of reasons including the physical characteristics of the housing stock and undesirable location, but most important has been the presence of minority, especially black, residen…
Credit, Debt, and Inequality
Increasing access to diverse types of credit and spreading indebtedness across many social groups were significant economic developments of the twentieth century and into the twenty-first, with implications for social inequality and insecurity. This review evaluates the role of credit and debt in social inequality in the United States. Credit and debt shape inequalities along multiple pathways, in defining social inclusion and exclusion, directin…
Low-Wage Job Growth, Polarization, and the Limits and Opportunities of the Service Economy
RSF: The Russell Sage Foundation Journal of the Social Sciences - Volume 5, Number 4, September 2019
Financial Stress, Race, and Student Debt During the Great Recession
As the onus of paying for higher education shifted from the state onto students and their families, student indebtedness grew across a wide range of households in the United States in the 2000s, especially among Black and Hispanic households. Holding student debt is a financial risk that may leave households more vulnerable to economic shocks. We study the relationship between household student loan burden and the likelihood of financial stress d…
The accumulation of disadvantage
Social exclusion of those with criminal justice experience increasingly includes a financial component, but the structure of disadvantage in credit and debt remains unclear. We develop a model of financial disadvantage in debt holding during the transition to adulthood among justice‐involved groups. We study cumulative criminal justice contact and debt holding by age 30 using the National Longitudinal Survey of Youth 1997 (NLSY97). The NLSY97 coh…
Economics (29 obras) · Housing, Finance, and Neoliberalism (17 obras) · Finance (16 obras) · Sociology (16 obras) · Business (15 obras) · Debt (15 obras) · Demographic economics (14 obras) · Financial Literacy, Pension, Retirement Analysis (14 obras) · Political science (14 obras) · Psychology (13 obras)