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Rashmi Umesh Arora

Datos Biográficos

ID3481056
NOMBRERashmi Umesh Arora
NOMBRESRashmi Umesh
APELLIDOArora
FIRMAARORA R U
AFILIACIONESUniversity of Bradford
ORCID0000-0002-3762-8622
VERIFICADOSí
TOTAL DE OBRAS10
TOTAL DE CITAS11
TOTAL COMO AUTOR10
TOTAL COMO EDITOR0
PRIMER AÑO DE PUBLICACIÓN2009
AÑO MÁS RECIENTE DE PUBLICACIÓN2026
ÍNDICE H2
  • Multilevel Determinants of Financial Exclusion

    Open Access•Sukhpreet Kaur, Rashmi Umesh Arora et al.•ARTICLE•The Journal of Development Studies•2026

    Yes

  • Community norms, peer influence, and women’s digital financial inclusion

    Open Access•Rashmi Umesh Arora, Rashmi Arora et al.•ARTICLE•World Development•2026•Referencias: 41

    We examine how gendered community norms and peer behaviour effect women’s adoption of digital financial services in India. • Results show that peer usage within communities plays a key role in shaping women’s uptake of digital financial services. • Restrictive gender norms, particularly those that limit women’s mobility, substantially reduce the likelihood of adoption. • Financial literacy efforts and mobile access should align with community-bas…

  • Financing for Sustainable Development Goals (SDGs) in the Era of Covid-19 and Beyond

    Open Access•Rashmi Umesh Arora, Tapan Sarker•ARTICLE•European Journal of Development…•2022•Citada por: 3•Referencias: 7

  • Banking in the Shadows

    Open Access•Rashmi Umesh Arora, Quanda Zhang•ARTICLE•Australian Economic History Review•2019

    In recent years there has been increasing interest in the rise of shadow banking in China and India. In this paper, we aim to get a better understanding of the differences in trends and investigate the factors leading to the increase of shadow banking in these two major emerging economies. We find that financial exclusion is a common factor leading to the growth of shadow banking in both countries. While financial reform has taken place in India,…

  • Financial sector development and smart cities

    Open Access•Rashmi Umesh Arora•ARTICLE•Sustainable Cities and Society•2018

  • Access to Finance

    Open Access•Rashmi Umesh Arora•ARTICLE•European Journal of Development…•2014•Citada por: 2•Referencias: 3

  • Does Trade Liberalization Promote Regional Disparities? Evidence from a Multiregional CGE Model of India

    Open Access•Athula Naranpanawa, Rashmi Umesh Arora et al.•ARTICLE•World Development•2014•Citada por: 2•Referencias: 2

  • Food subsidies for the poor in India

    Rashmi Umesh Arora•ARTICLE•Journal of Asian Public Policy•2013•Citada por: 1•Referencias: 1

    This study examines food subsidy in India and assesses it critically against the objectives leading to its initiation. Using 61st round of National Sample Survey data on the monthly consumption of households for the year 2004–05, our study locates the outreach of Public Distribution System (PDS) in rural and urban areas in India and also examines its role in maintaining price stability. The findings of the study show that the outreach of PDS in t…

  • Financial Inclusion and Human Capital in Developing Asia

    Rashmi Umesh Arora•ARTICLE•Third World Quarterly•2011•Citada por: 3•Referencias: 4

    The Australian government as part of its aid programme allocates large funds to improve financial inclusion in developing countries. However, this does not take into account low educational levels in these countries. The existing literature on financial inclusion also treats the issue as mainly supply-centric and does not take cognisance of the fact that poor human development and high illiteracy levels in developing economies may prevent a large…

  • Bank credit and economic development

    Rashmi Umesh Arora•ARTICLE•Journal of Asian Public Policy•2009•Referencias: 7

    The introduction of economic reforms in India, particularly reforms in the banking sector, although boosted and edged up the profits and improved efficiency of the banks, an unwarranted consequence was the decline in credit to the less developed states and regions. The emphasis on efficient allocation of resources overlooked the developmental needs of these regions and states. This study examines the role of banks in the different states of India…

  • Financing for Sustainable Development Goals (SDGs) in the Era of Covid-19 and Beyond

    Open Access•Rashmi Umesh Arora, Tapan Sarker•ARTICLE•European Journal of Development…•2022•Citada por: 3•Referencias: 7

  • Financial Inclusion and Human Capital in Developing Asia

    Rashmi Umesh Arora•ARTICLE•Third World Quarterly•2011•Citada por: 3•Referencias: 4

    The Australian government as part of its aid programme allocates large funds to improve financial inclusion in developing countries. However, this does not take into account low educational levels in these countries. The existing literature on financial inclusion also treats the issue as mainly supply-centric and does not take cognisance of the fact that poor human development and high illiteracy levels in developing economies may prevent a large…

  • Access to Finance

    Open Access•Rashmi Umesh Arora•ARTICLE•European Journal of Development…•2014•Citada por: 2•Referencias: 3

  • Does Trade Liberalization Promote Regional Disparities? Evidence from a Multiregional CGE Model of India

    Open Access•Athula Naranpanawa, Rashmi Umesh Arora et al.•ARTICLE•World Development•2014•Citada por: 2•Referencias: 2

  • Food subsidies for the poor in India

    Rashmi Umesh Arora•ARTICLE•Journal of Asian Public Policy•2013•Citada por: 1•Referencias: 1

    This study examines food subsidy in India and assesses it critically against the objectives leading to its initiation. Using 61st round of National Sample Survey data on the monthly consumption of households for the year 2004–05, our study locates the outreach of Public Distribution System (PDS) in rural and urban areas in India and also examines its role in maintaining price stability. The findings of the study show that the outreach of PDS in t…

  • Bank credit and economic development

    Rashmi Umesh Arora•ARTICLE•Journal of Asian Public Policy•2009•Referencias: 7

    The introduction of economic reforms in India, particularly reforms in the banking sector, although boosted and edged up the profits and improved efficiency of the banks, an unwarranted consequence was the decline in credit to the less developed states and regions. The emphasis on efficient allocation of resources overlooked the developmental needs of these regions and states. This study examines the role of banks in the different states of India…

  • Financial Inclusion and Human Capital in Developing Asia

    Rashmi Umesh Arora•ARTICLE•Third World Quarterly•2011•Citada por: 3•Referencias: 4

    The Australian government as part of its aid programme allocates large funds to improve financial inclusion in developing countries. However, this does not take into account low educational levels in these countries. The existing literature on financial inclusion also treats the issue as mainly supply-centric and does not take cognisance of the fact that poor human development and high illiteracy levels in developing economies may prevent a large…

  • Food subsidies for the poor in India

    Rashmi Umesh Arora•ARTICLE•Journal of Asian Public Policy•2013•Citada por: 1•Referencias: 1

    This study examines food subsidy in India and assesses it critically against the objectives leading to its initiation. Using 61st round of National Sample Survey data on the monthly consumption of households for the year 2004–05, our study locates the outreach of Public Distribution System (PDS) in rural and urban areas in India and also examines its role in maintaining price stability. The findings of the study show that the outreach of PDS in t…

  • Access to Finance

    Open Access•Rashmi Umesh Arora•ARTICLE•European Journal of Development…•2014•Citada por: 2•Referencias: 3

  • Does Trade Liberalization Promote Regional Disparities? Evidence from a Multiregional CGE Model of India

    Open Access•Athula Naranpanawa, Rashmi Umesh Arora et al.•ARTICLE•World Development•2014•Citada por: 2•Referencias: 2

  • Financial sector development and smart cities

    Open Access•Rashmi Umesh Arora•ARTICLE•Sustainable Cities and Society•2018

  • Banking in the Shadows

    Open Access•Rashmi Umesh Arora, Quanda Zhang•ARTICLE•Australian Economic History Review•2019

    In recent years there has been increasing interest in the rise of shadow banking in China and India. In this paper, we aim to get a better understanding of the differences in trends and investigate the factors leading to the increase of shadow banking in these two major emerging economies. We find that financial exclusion is a common factor leading to the growth of shadow banking in both countries. While financial reform has taken place in India,…

  • Financing for Sustainable Development Goals (SDGs) in the Era of Covid-19 and Beyond

    Open Access•Rashmi Umesh Arora, Tapan Sarker•ARTICLE•European Journal of Development…•2022•Citada por: 3•Referencias: 7

  • Multilevel Determinants of Financial Exclusion

    Open Access•Sukhpreet Kaur, Rashmi Umesh Arora et al.•ARTICLE•The Journal of Development Studies•2026

    Yes

  • Community norms, peer influence, and women’s digital financial inclusion

    Open Access•Rashmi Umesh Arora, Rashmi Arora et al.•ARTICLE•World Development•2026•Referencias: 41

    We examine how gendered community norms and peer behaviour effect women’s adoption of digital financial services in India. • Results show that peer usage within communities plays a key role in shaping women’s uptake of digital financial services. • Restrictive gender norms, particularly those that limit women’s mobility, substantially reduce the likelihood of adoption. • Financial literacy efforts and mobile access should align with community-bas…

Economics (7 obras) · Business (5 obras) · Economic growth (5 obras) · Geography (5 obras) · Microfinance and Financial Inclusion (5 obras) · Financial services (4 obras) · Banking stability, regulation, efficiency (3 obras) · Development economics (3 obras) · Finance (3 obras) · Financial inclusion (3 obras)

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