Sebastián Fleitas
Datos Biográficos
| ID | 6288878 |
|---|---|
| NOMBRE | Sebastián Fleitas |
| NOMBRES | Sebastián |
| APELLIDO | Fleitas |
| FIRMA | FLEITAS S |
| AFILIACIONES | Universidad de la República de Uruguay |
| VERIFICADO | No |
| TOTAL DE OBRAS | 5 |
| TOTAL DE CITAS | 2 |
| OBRAS COMO AUTOR | 5 |
| OBRAS COMO EDITOR | 0 |
| PRIMER AÑO DE PUBLICACIÓN | 2012 |
| AÑO MÁS RECIENTE DE PUBLICACIÓN | 2025 |
| ÍNDICE H | 1 |
Reclassification Risk in the Small Group Health Insurance Market
We evaluate health insurance reclassification risk in the Small Group Market before ACA community rating regulations. We use detailed claims and premiums data from a large insurance company, controlling non parametrically for selection. We find a pass-through of 11% from changes in health risk to changes in premiums, with a stronger equilibrium relationship between the two. The pricing patterns are consistent with the insurer offering “guaranteed…
Dynamic Incentives in Retirement Earnings-Replacement Benefits
We analyze dynamic incentives in pension systems created by the use of a small set of final years of earnings to compute benefits. Using social security records and household surveys from Uruguay, we show that self-employed workers and some employees of small firms respond to these incentives by increasing reported earnings in the benefit calculation window. We find evidence that suggests that these responses are explained by changes in earnings …
Espacio del producto y cambio estructural
Este artículo se inserta en el debate al respecto de los determinantes de la convergencia de los ingresos de los países y parte de la idea de que la estructura productiva es uno de los fundamentales para su explicación. En este sentido, se realiza un estudio comparativo sobre las potencialidades para el cambio estructural entre Uruguay y otros países que presentan una especialización similar a éste. Para esto se reinterpreta el Espacio del Produc…
Gasto Público Total y Social
This article discusses the evolution of the total and social public expenditure in Uruguay during the 20 th century. It analyzes the growth path of the social public expenditure and the extent up to which it could be preserved from the cyclical economic downturns and the fiscal constraints of the Public Sector. The paper finds a low long-run elasticity of public spending to GDP – leading to a slow growth of social public expenditure and a remarka…
Collateral Damage
The Great Depression of the 1930s involved a severe disruption in the supply of home mortgage credit. This paper empirically identifies a mechanism lying behind this credit crunch: the impairment of lenders' balance sheets by illiquid foreclosed real estate. With data on hundreds of building and loans (B&Ls), the leading mortgage lenders in this period, we find that the overhang of foreclosed real estate explains about 30 percent of the drop in n…
Gasto Público Total y Social
This article discusses the evolution of the total and social public expenditure in Uruguay during the 20 th century. It analyzes the growth path of the social public expenditure and the extent up to which it could be preserved from the cyclical economic downturns and the fiscal constraints of the Public Sector. The paper finds a low long-run elasticity of public spending to GDP – leading to a slow growth of social public expenditure and a remarka…
Collateral Damage
The Great Depression of the 1930s involved a severe disruption in the supply of home mortgage credit. This paper empirically identifies a mechanism lying behind this credit crunch: the impairment of lenders' balance sheets by illiquid foreclosed real estate. With data on hundreds of building and loans (B&Ls), the leading mortgage lenders in this period, we find that the overhang of foreclosed real estate explains about 30 percent of the drop in n…
Gasto Público Total y Social
This article discusses the evolution of the total and social public expenditure in Uruguay during the 20 th century. It analyzes the growth path of the social public expenditure and the extent up to which it could be preserved from the cyclical economic downturns and the fiscal constraints of the Public Sector. The paper finds a low long-run elasticity of public spending to GDP – leading to a slow growth of social public expenditure and a remarka…
Espacio del producto y cambio estructural
Este artículo se inserta en el debate al respecto de los determinantes de la convergencia de los ingresos de los países y parte de la idea de que la estructura productiva es uno de los fundamentales para su explicación. En este sentido, se realiza un estudio comparativo sobre las potencialidades para el cambio estructural entre Uruguay y otros países que presentan una especialización similar a éste. Para esto se reinterpreta el Espacio del Produc…
Dynamic Incentives in Retirement Earnings-Replacement Benefits
We analyze dynamic incentives in pension systems created by the use of a small set of final years of earnings to compute benefits. Using social security records and household surveys from Uruguay, we show that self-employed workers and some employees of small firms respond to these incentives by increasing reported earnings in the benefit calculation window. We find evidence that suggests that these responses are explained by changes in earnings …
Reclassification Risk in the Small Group Health Insurance Market
We evaluate health insurance reclassification risk in the Small Group Market before ACA community rating regulations. We use detailed claims and premiums data from a large insurance company, controlling non parametrically for selection. We find a pass-through of 11% from changes in health risk to changes in premiums, with a stronger equilibrium relationship between the two. The pricing patterns are consistent with the insurer offering “guaranteed…
Collateral Damage
The Great Depression of the 1930s involved a severe disruption in the supply of home mortgage credit. This paper empirically identifies a mechanism lying behind this credit crunch: the impairment of lenders' balance sheets by illiquid foreclosed real estate. With data on hundreds of building and loans (B&Ls), the leading mortgage lenders in this period, we find that the overhang of foreclosed real estate explains about 30 percent of the drop in n…
Economics (4 obras) · Business (3 obras) · Economic Theory and Policy (2 obras) · Finance (2 obras) · Finance (2 obras) · Financial Literacy, Pension, Retirement Analysis (2 obras) · Political science (2 obras) · Actuarial science (1 obra) · Art (1 obra) · Auto insurance risk selection (1 obra)