Financial Inclusion of Female Sex Workers in Odisha

What Does the Field Evidence Say

Datos Bibliográficos

ID6451776
AutoresPrakash Chandra Lenka (Utkal University), Rajesh Barik (0000-0002-8658-0207, Department of Economics and Finance, Birla Institute of Technology and Science (BITS), Pilani – K. K. Birla Goa Campus, Goa, India)
Año2025
Volumen55
Número3
Páginas432-450
Fecha de publicación2025-09-01
Peer ReviewedSí
Open AccessSí
TipoARTICLE
RevistaSocial Change (JOURNAL)
Identificadores de la revistaISSN: 0049-0857 • E-ISSN: 0976-3538
EditorialSAGE Publishing (PUBLISHER • US)
DOI10.1177/00490857251372376
OpenAlexW4414093649
IdiomaEN
Referencias citadas19

Earlier research in gender studies has confirmed that there are still significant discrepancies in women’s access to bank accounts, account usage, access to savings, and credit. However, in the case of female sex workers (FSWs), they face the problem of double exclusion from the formal financial system. Because of their gender identity and furtive nature of work, they are often denied basic financial services. Using field survey data (N = 56), this study endeavours to explore the financial inclusion status of FSWs in Bhubaneswar (Odisha). The findings of this study depict that the FSWs in Bhubaneswar manage to earn a substantial amount of money for their livelihood, but they fail to access many basic financial products and services (such as saving, credit, mobile/internet banking, insurance, etc.), which further deprives them from availing other economic entitlements. The reason for their financial deprivation varies based on several social, political and institutional aspects, coupled with the nature of their occupation

HIV, Drug Use, Sexual Risk · Microfinance and Financial Inclusion · Sex work and related issues