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Najibullah Arshad

Biographic Data

ID10133564
NAMENajibullah Arshad
GIVEN NAMESNajibullah
FAMILY NAMEArshad
SIGNATUREARSHAD N
AFFILIATIONSKabul University
VERIFIEDNo
TOTAL WORKS8
TOTAL CITATIONS0
WORKS AS AUTHOR8
WORKS AS EDITOR0
FIRST PUBLICATION YEAR2024
LATEST PUBLICATION YEAR2026
H-INDEX0
  • The Determinants of Non-Performing Loans in Commercial Banks of Afghanistan

    Open Access•Najibullah Arshad, Hamdullah Hairat et al.•ARTICLE•Integrated Journal for Research…•2026

    This study looks at the main reasons for Non-Performing Loans (NPLs) in commercial banks in Afghanistan. It studies how economic conditions, bank practices, rules and regulations, political and security problems, and borrower behavior affect loan repayment. The study collected data from 105 credit and risk management staff in Kabul and used simple analysis methods like descriptive statistics, correlation, and regression. The results show that bor…

  • The Impact of Transformational Leadership Behavior on Employee Work Engagement at Afghanistan Selected Commercial Banks

    Open Access•Najibullah Arshad, Hamdullah Azimi et al.•ARTICLE•Integrated Journal for Research…•2026

    Employee work engagement remains a critical challenge for organizations operating in volatile and fragile environments, particularly within developing economies. This study examines the impact of transformational leadership behavior on employee work engagement in selected commercial banks in Afghanistan: Azizi Bank, Afghanistan International Bank (AIB), and Islamic Bank of Afghanistan (IBA). Grounded in transformational leadership theory, the res…

  • Customers’ Switching Behavior in Commercial Banks of Afghanistan (A Case Study of Kabul City)

    Open Access•Najibullah Arshad, Mahdi Ahmadyar et al.•ARTICLE•Integrated Journal for Research…•2025

    Banking system is the backbone of the modern economy in a country and banks provide necessary or potential services to customers based on their needs and the banks’ marketers, practitioners or managers cannot underestimate the negative consequences of customers’ disloyalty, dissatisfaction and more important the customer switching behavior. Since there is the lack of academic research or it is not available at all to address the customers’ switch…

  • The Impact of Internet and Mobile Banking on Customer Satisfaction in Afghanistan's Commercial Banks

    Open Access•Mohammad Yusuf Saleh, Najibullah Arshad et al.•ARTICLE•Integrated Journal for Research…•2025

    This study examines the impact of Internet and Mobile banking on customer satisfaction in Afghanistan’s commercial banks. With the increasing adoption of digital financial services, understanding how factors such as convenience, security, accessibility, and service quality influence customer experience is essential. Using a quantitative research approach, this study collected survey data from customers of Afghanistan International Bank, Azizi Ban…

  • The Effect of Exchange Rate and Exchange Rate Uncertainty on Domestic Consumption in Saarc Member Countries from 2005 to 2020

    Open Access•Najibullah Arshad, Noruddin Ahmadi et al.•ARTICLE•Integrated Journal for Research…•2024

    The exchange rate and its uncertainty are the key economic variables that influence other macroeconomic variables through various channels. Domestic consumption will be influenced by the exchange rate and its uncertainty. This research investigates the impact of the exchange rate and its uncertainty on the private sector consumption of the member countries of the South Asian Association for Regional Cooperation (SAARC) from 2005 to 2020. The data…

  • The Effect of Automated Teller Machine (ATM) On Customer Satisfaction of Digital Services Users at Afghanistan Selected Commercial Banks (Afghanistan International Bank, Azizi Bank and Islamic Bank of…

    Open Access•Najibullah Arshad, Mohammad Yusuf Saleh et al.•ARTICLE•Integrated Journal for Research…•2024

    This study investigates the impact of Automatic Teller Machines (ATMs) on customer satisfaction among users of digital services at commercial banks in Afghanistan, specifically Afghanistan International Bank, Azizi Bank, and Islamic Bank of Afghanistan. The banking sector in Afghanistan requires further development in expanding ATM infrastructure and enhancing customer satisfaction through improved user experience and support services. Utilizing …

  • Measurement of Food Insecurity in Selected Districts of Kabul City

    Open Access•Najibullah Arshad, Mohammad Saber Kabuli et al.•ARTICLE•Integrated Journal for Research…•2024

    Food Insecurity has significantly increased in both developed and developing countries, causing suffering for people due to lack of food. Food Insecurity has been mostly observed during major crises, such as the global economic crisis in 2008 and the Covid-19 outbreak in 2019. Despite fundamental efforts in fighting poverty, Afghanistan continues to struggle with food insecurity with a large proportion of its population living below the poverty l…

  • Impact of Work-Life Conflict on Employee Performance

    Open Access•Sayed Ajan Ahmadzai, Najibullah Arshad et al.•ARTICLE•Integrated Journal for Research…•2024

    In today's developing world, the matter of work-life conflict and its impact on employee performance was the focal point of organizational behavioral researchers for decades. Each individual engaged in a struggle to uphold their rights and aimed to attain a reputable position to enhance their living standards for a more comfortable life. The efforts exerted by employees to earn a livelihood were not solely for personal success but also for the be…

No prominent works on this page.

  • The Effect of Exchange Rate and Exchange Rate Uncertainty on Domestic Consumption in Saarc Member Countries from 2005 to 2020

    Open Access•Najibullah Arshad, Noruddin Ahmadi et al.•ARTICLE•Integrated Journal for Research…•2024

    The exchange rate and its uncertainty are the key economic variables that influence other macroeconomic variables through various channels. Domestic consumption will be influenced by the exchange rate and its uncertainty. This research investigates the impact of the exchange rate and its uncertainty on the private sector consumption of the member countries of the South Asian Association for Regional Cooperation (SAARC) from 2005 to 2020. The data…

  • The Effect of Automated Teller Machine (ATM) On Customer Satisfaction of Digital Services Users at Afghanistan Selected Commercial Banks (Afghanistan International Bank, Azizi Bank and Islamic Bank of…

    Open Access•Najibullah Arshad, Mohammad Yusuf Saleh et al.•ARTICLE•Integrated Journal for Research…•2024

    This study investigates the impact of Automatic Teller Machines (ATMs) on customer satisfaction among users of digital services at commercial banks in Afghanistan, specifically Afghanistan International Bank, Azizi Bank, and Islamic Bank of Afghanistan. The banking sector in Afghanistan requires further development in expanding ATM infrastructure and enhancing customer satisfaction through improved user experience and support services. Utilizing …

  • Measurement of Food Insecurity in Selected Districts of Kabul City

    Open Access•Najibullah Arshad, Mohammad Saber Kabuli et al.•ARTICLE•Integrated Journal for Research…•2024

    Food Insecurity has significantly increased in both developed and developing countries, causing suffering for people due to lack of food. Food Insecurity has been mostly observed during major crises, such as the global economic crisis in 2008 and the Covid-19 outbreak in 2019. Despite fundamental efforts in fighting poverty, Afghanistan continues to struggle with food insecurity with a large proportion of its population living below the poverty l…

  • Impact of Work-Life Conflict on Employee Performance

    Open Access•Sayed Ajan Ahmadzai, Najibullah Arshad et al.•ARTICLE•Integrated Journal for Research…•2024

    In today's developing world, the matter of work-life conflict and its impact on employee performance was the focal point of organizational behavioral researchers for decades. Each individual engaged in a struggle to uphold their rights and aimed to attain a reputable position to enhance their living standards for a more comfortable life. The efforts exerted by employees to earn a livelihood were not solely for personal success but also for the be…

  • Customers’ Switching Behavior in Commercial Banks of Afghanistan (A Case Study of Kabul City)

    Open Access•Najibullah Arshad, Mahdi Ahmadyar et al.•ARTICLE•Integrated Journal for Research…•2025

    Banking system is the backbone of the modern economy in a country and banks provide necessary or potential services to customers based on their needs and the banks’ marketers, practitioners or managers cannot underestimate the negative consequences of customers’ disloyalty, dissatisfaction and more important the customer switching behavior. Since there is the lack of academic research or it is not available at all to address the customers’ switch…

  • The Impact of Internet and Mobile Banking on Customer Satisfaction in Afghanistan's Commercial Banks

    Open Access•Mohammad Yusuf Saleh, Najibullah Arshad et al.•ARTICLE•Integrated Journal for Research…•2025

    This study examines the impact of Internet and Mobile banking on customer satisfaction in Afghanistan’s commercial banks. With the increasing adoption of digital financial services, understanding how factors such as convenience, security, accessibility, and service quality influence customer experience is essential. Using a quantitative research approach, this study collected survey data from customers of Afghanistan International Bank, Azizi Ban…

  • The Determinants of Non-Performing Loans in Commercial Banks of Afghanistan

    Open Access•Najibullah Arshad, Hamdullah Hairat et al.•ARTICLE•Integrated Journal for Research…•2026

    This study looks at the main reasons for Non-Performing Loans (NPLs) in commercial banks in Afghanistan. It studies how economic conditions, bank practices, rules and regulations, political and security problems, and borrower behavior affect loan repayment. The study collected data from 105 credit and risk management staff in Kabul and used simple analysis methods like descriptive statistics, correlation, and regression. The results show that bor…

  • The Impact of Transformational Leadership Behavior on Employee Work Engagement at Afghanistan Selected Commercial Banks

    Open Access•Najibullah Arshad, Hamdullah Azimi et al.•ARTICLE•Integrated Journal for Research…•2026

    Employee work engagement remains a critical challenge for organizations operating in volatile and fragile environments, particularly within developing economies. This study examines the impact of transformational leadership behavior on employee work engagement in selected commercial banks in Afghanistan: Azizi Bank, Afghanistan International Bank (AIB), and Islamic Bank of Afghanistan (IBA). Grounded in transformational leadership theory, the res…

Business (4 works) · Geography (3 works) · Sociology (3 works) · Consumer Retail Behavior Studies (2 works) · Customer satisfaction (2 works) · Customer Service Quality and Loyalty (2 works) · Environmental health (2 works) · Marketing (2 works) · Medicine (2 works) · Social science (2 works)

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