Chenghong Zhang
Biographic Data
| ID | 11060405 |
|---|---|
| NAME | Chenghong Zhang |
| GIVEN NAMES | Chenghong |
| FAMILY NAME | Zhang |
| SIGNATURE | ZHANG C |
| VERIFIED | No |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 2 |
| WORKS AS AUTHOR | 2 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2019 |
| LATEST PUBLICATION YEAR | 2020 |
| H-INDEX | 1 |
Why do borrowers default on online loans? An inquiry of their psychology mechanism
Purpose In the online microloan market, the ability to evaluate the credit risk of borrowers is key to business success. Based on the general strain theory, this study proposes a contextualized two-stage model with stress factors, negative affects and constraint factors to explain the psychological mechanism of borrowers' default behaviors. Design/methodology/approach An online survey is conducted to test the hypotheses. We collect and analyze 71…
Antecedents and role of individual sociability on participation in mobile collaborative consumption
Purpose The purpose of this paper is to investigate what may influence participation in mobile collaborative consumption (CC). In particular, the authors investigate the effects of individual sociability and psychological antecedents including enjoyment, social connection, altruistic motivation, reputation, trust and embarrassment on the participation intention in this emerging phenomenon, as well as their relationships. Design/methodology/approa…
Why do borrowers default on online loans? An inquiry of their psychology mechanism
Purpose In the online microloan market, the ability to evaluate the credit risk of borrowers is key to business success. Based on the general strain theory, this study proposes a contextualized two-stage model with stress factors, negative affects and constraint factors to explain the psychological mechanism of borrowers' default behaviors. Design/methodology/approach An online survey is conducted to test the hypotheses. We collect and analyze 71…
Antecedents and role of individual sociability on participation in mobile collaborative consumption
Purpose The purpose of this paper is to investigate what may influence participation in mobile collaborative consumption (CC). In particular, the authors investigate the effects of individual sociability and psychological antecedents including enjoyment, social connection, altruistic motivation, reputation, trust and embarrassment on the participation intention in this emerging phenomenon, as well as their relationships. Design/methodology/approa…
Antecedents and role of individual sociability on participation in mobile collaborative consumption
Purpose The purpose of this paper is to investigate what may influence participation in mobile collaborative consumption (CC). In particular, the authors investigate the effects of individual sociability and psychological antecedents including enjoyment, social connection, altruistic motivation, reputation, trust and embarrassment on the participation intention in this emerging phenomenon, as well as their relationships. Design/methodology/approa…
Why do borrowers default on online loans? An inquiry of their psychology mechanism
Purpose In the online microloan market, the ability to evaluate the credit risk of borrowers is key to business success. Based on the general strain theory, this study proposes a contextualized two-stage model with stress factors, negative affects and constraint factors to explain the psychological mechanism of borrowers' default behaviors. Design/methodology/approach An online survey is conducted to test the hypotheses. We collect and analyze 71…
Originality (2 works) · Psychology (2 works) · Social Psychology (2 works) · Social Psychology (2 works) · Structural equation modeling (2 works) · Actuarial science (1 work) · Antecedent (behavioral psychology (1 work) · Constraint (computer-aided design (1 work) · Consumption (sociology (1 work) · Context (archaeology (1 work)