Amaury De Vicq
Biographic Data
| ID | 1162788 |
|---|---|
| NAME | Amaury De Vicq |
| GIVEN NAMES | Amaury |
| FAMILY NAME | De Vicq |
| SIGNATURE | DE VICQ A |
| AFFILIATIONS | University of Groningen |
| ORCID | 0000-0001-6326-3818 |
| VERIFIED | Yes |
| TOTAL WORKS | 5 |
| TOTAL CITATIONS | 1 |
| AUTHOR COUNT | 5 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2021 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 1 |
A series of (un)fortunate events: Commercial bank interest rates and deposit reallocation during the Great Depression in the Netherlands
During the global economic crisis of 1929–33, deposits in the Dutch commercial banking sector sharply declined as funds shifted to the government‐guaranteed Post Office Savings Bank and other savings institutions. Unlike earlier studies for neighbouring countries, we demonstrate that this shift was driven less by a flight to safety and more by a reduction in long‐term interest rates on savings accounts offered by commercial banks, whilst the rate…
Caught between outreach and sustainability: The rise and decline of Dutch credit unions
This paper explores the history of Dutch credit unions (credietvereenigingen). Launched to provide SME credit, these credit unions gradually drifted away from their original aims, hereby increasingly targeting a wealthier echelon of clients at the expense of their poorer customers. In the end, they were squeezed out of business by new, government-supported SME banks and the big commercial banks. This study is devoted to understanding why this dri…
Historical Diversity in Credit Intermediation: Cosignatory Lending Institutions in Europe and North America, 1700s–1960s
Through a close reading of scattered, disparate, and largely unconnected secondary sources, supplemented with the analysis of primary sources, and backed by economic theory, this paper explores the origins, development, and socio-economic impact of so-called cosignatory lending institutions. These historical institutions were designed to issue small loans to small businesses and households and shared a reliance on cosigners to secure loans and on…
Exploring modern bank penetration: Evidence from early twentieth-century Netherlands
We analyse the estate composition of the richest 30 per cent of people who died in the Netherlands in 1921 to find that households used a broad range of institutions to meet their financial demands. Goods and services were either paid in cash or settled periodically with suppliers. Despite the strong growth of commercial banking in the previous decades, households still made extensive use of peer-to-peer loans, with or without the added security …
Exploring the Limits of the Limited Partnership: The Case of the Bank of Twente, 1860s–1920s
This paper presents a detailed historical account of the Bank of Twente (Twentsche Bankvereeniging), launched in 1861 and, for most of the subsequent decades, the largest, fastest-growing, and most profitable bank in the Netherlands. It follows the narrative analysis approach to illustrate that the circumscribed use of a limited partnership was rooted in the organizational form having a flaw of its own that, under particular circumstances, create…
Caught between outreach and sustainability: The rise and decline of Dutch credit unions
This paper explores the history of Dutch credit unions (credietvereenigingen). Launched to provide SME credit, these credit unions gradually drifted away from their original aims, hereby increasingly targeting a wealthier echelon of clients at the expense of their poorer customers. In the end, they were squeezed out of business by new, government-supported SME banks and the big commercial banks. This study is devoted to understanding why this dri…
Exploring the Limits of the Limited Partnership: The Case of the Bank of Twente, 1860s–1920s
This paper presents a detailed historical account of the Bank of Twente (Twentsche Bankvereeniging), launched in 1861 and, for most of the subsequent decades, the largest, fastest-growing, and most profitable bank in the Netherlands. It follows the narrative analysis approach to illustrate that the circumscribed use of a limited partnership was rooted in the organizational form having a flaw of its own that, under particular circumstances, create…
Historical Diversity in Credit Intermediation: Cosignatory Lending Institutions in Europe and North America, 1700s–1960s
Through a close reading of scattered, disparate, and largely unconnected secondary sources, supplemented with the analysis of primary sources, and backed by economic theory, this paper explores the origins, development, and socio-economic impact of so-called cosignatory lending institutions. These historical institutions were designed to issue small loans to small businesses and households and shared a reliance on cosigners to secure loans and on…
Exploring modern bank penetration: Evidence from early twentieth-century Netherlands
We analyse the estate composition of the richest 30 per cent of people who died in the Netherlands in 1921 to find that households used a broad range of institutions to meet their financial demands. Goods and services were either paid in cash or settled periodically with suppliers. Despite the strong growth of commercial banking in the previous decades, households still made extensive use of peer-to-peer loans, with or without the added security …
Caught between outreach and sustainability: The rise and decline of Dutch credit unions
This paper explores the history of Dutch credit unions (credietvereenigingen). Launched to provide SME credit, these credit unions gradually drifted away from their original aims, hereby increasingly targeting a wealthier echelon of clients at the expense of their poorer customers. In the end, they were squeezed out of business by new, government-supported SME banks and the big commercial banks. This study is devoted to understanding why this dri…
A series of (un)fortunate events: Commercial bank interest rates and deposit reallocation during the Great Depression in the Netherlands
During the global economic crisis of 1929–33, deposits in the Dutch commercial banking sector sharply declined as funds shifted to the government‐guaranteed Post Office Savings Bank and other savings institutions. Unlike earlier studies for neighbouring countries, we demonstrate that this shift was driven less by a flight to safety and more by a reduction in long‐term interest rates on savings accounts offered by commercial banks, whilst the rate…
Business (4 works) · Economics (4 works) · Banking stability, regulation, efficiency (3 works) · Finance (3 works) · Finance (2 works) · Financial system (2 works) · Government (linguistics (2 works) · Loan (2 works) · Political science (2 works) · Agency (philosophy (1 works)