Michael S Gutter
Biographic Data
| ID | 173845 |
|---|---|
| NAME | Michael S Gutter |
| GIVEN NAMES | Michael S |
| FAMILY NAME | Gutter |
| SIGNATURE | GUTTER M S |
| AFFILIATIONS | University of Florida |
| VERIFIED | No |
| TOTAL WORKS | 12 |
| TOTAL CITATIONS | 23 |
| AUTHOR COUNT | 12 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2009 |
| LATEST PUBLICATION YEAR | 2024 |
| H-INDEX | 3 |
Identifying locally actionable strategies to increase participant acceptability and feasibility to participate in Phase I cancer clinical trials
BACKGROUND: Recruitment of cancer clinical trial (CCT) participants, especially participants representing the diversity of the US population, is necessary to create successful medications and a continual challenge. These challenges are amplified in Phase I cancer trials that focus on evaluating the safety of new treatments and are the gateway to treatment development. In preparation for recruitment to a Phase I recurrent head and neck cancer (HNC…
Impact of Medicaid Expansion on Stage at Diagnosis for US Adults with Pancreatic Cancer: A Population-Based Study
Student Loan Decision Making: Experience as an Anchor
Millennials’ Future Homeownership and the Role of Student Loan Debt
The financial burden of student loans on individuals in the Millennial generation is a serious issue. We investigated the effect this financial burden has on not only current homeownership but also the expectations and timing for future homeownership. The data came from the 2016 UF/VT Millennial Housing and Student Debt Survey of 1,327 young adults aged 19 to 35. We used a logistic regression model to determine differences in current homeownershi…
Perceived Value of College as an Investment in Human and Social Capital: Views of Generations X and Y
This article examines the perception of college based on the investment in human or social capital. An online survey was used to collect data. After deleting the responses from older cohorts (Baby Boomers and the Silent Generation) and incomplete responses, the sample consisted of 1,000 adult participants who had student loans. Similarities and differences between generations X and Y student loan borrowers were investigated. Generation Y ranked s…
A Case Study of Extension in Florida
The purpose of this article was to describe the role of Extension in Florida. Because Florida is diverse in geography, population, industry, and income, the challenges include low‐wage jobs, income inequality, and food insecurity. Opportunities for Extension in Florida include collaboration with other organizations, the use of volunteers, innovative programming, and diverse opportunities for funding
Experimental Design to Understand the Student Loan Decision: A Methodological Note
The purpose of this study was to introduce a relatively new methodology of combining experimental design and survey data in the context of personal financial decision making. The NC2172 research team collected data online while manipulating framing effects, aspirations, and gender on hypothetical student loan decisions. The paper describes the development of the experimental conditions, demonstrates the effectiveness of the manipulations, and exp…
Extended Families: Support, Socialization, and Stress
Modern American families take many shapes, and financial educators must meet the needs of diverse family structures, including extended families. Extended family households have increased since the recent recession, and additional family members can be both a source of support and a burden to the household. This article reviews the literature on extended and shared households and their impact on individuals’ financial behaviors. The article expla…
The Effect of Socialization and Information Source on Financial Management Behaviors among Low‐ and Moderate‐Income Adults
Previous studies on financial socialization have focused on adolescents or college students. This study examined the effect of financial socialization on the financial behaviors of adults aged 24–66 from low‐ and moderate‐income households. Data from the NC‐1172 Complex Nature of Saving data set were analyzed using ordinary least squares regressions and logistic regressions. The four dependent variables were spending less than income, making fina…
Exploring the Relationship of Economic, Sociological, and Psychological Factors to the Savings Behavior of Low‐ to Moderate‐Income Households
Applying a multidisciplinary approach, this study examined economic, sociological, and psychological concepts to understand individual savings behavior with a national sample of low‐ to moderate‐income families (N = 826). Multinomial logistic regression results showed that some of the economic, sociological, and psychological factors were statistically significant in explaining whether a person had only a savings account or both savings and inves…
Social Learning Opportunities and the Financial Behaviors of College Students
This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exis…
Conducting Research Online: Challenges Facing Researchers in Family and Consumer Sciences
A substantial number of consumers now have access to e-mail and the Internet. The growth in e-mail and Internet usage makes electronic surveying an appealing means for conducting research. Researchers and practitioners in the field of family and consumer sciences are increasingly using online surveys to collect data from a variety of target populations. The purpose of this article is to provide a guide to those interested in conducting surveys on…
Social Learning Opportunities and the Financial Behaviors of College Students
This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exis…
Conducting Research Online: Challenges Facing Researchers in Family and Consumer Sciences
A substantial number of consumers now have access to e-mail and the Internet. The growth in e-mail and Internet usage makes electronic surveying an appealing means for conducting research. Researchers and practitioners in the field of family and consumer sciences are increasingly using online surveys to collect data from a variety of target populations. The purpose of this article is to provide a guide to those interested in conducting surveys on…
Perceived Value of College as an Investment in Human and Social Capital: Views of Generations X and Y
This article examines the perception of college based on the investment in human or social capital. An online survey was used to collect data. After deleting the responses from older cohorts (Baby Boomers and the Silent Generation) and incomplete responses, the sample consisted of 1,000 adult participants who had student loans. Similarities and differences between generations X and Y student loan borrowers were investigated. Generation Y ranked s…
Exploring the Relationship of Economic, Sociological, and Psychological Factors to the Savings Behavior of Low‐ to Moderate‐Income Households
Applying a multidisciplinary approach, this study examined economic, sociological, and psychological concepts to understand individual savings behavior with a national sample of low‐ to moderate‐income families (N = 826). Multinomial logistic regression results showed that some of the economic, sociological, and psychological factors were statistically significant in explaining whether a person had only a savings account or both savings and inves…
The Effect of Socialization and Information Source on Financial Management Behaviors among Low‐ and Moderate‐Income Adults
Previous studies on financial socialization have focused on adolescents or college students. This study examined the effect of financial socialization on the financial behaviors of adults aged 24–66 from low‐ and moderate‐income households. Data from the NC‐1172 Complex Nature of Saving data set were analyzed using ordinary least squares regressions and logistic regressions. The four dependent variables were spending less than income, making fina…
Experimental Design to Understand the Student Loan Decision: A Methodological Note
The purpose of this study was to introduce a relatively new methodology of combining experimental design and survey data in the context of personal financial decision making. The NC2172 research team collected data online while manipulating framing effects, aspirations, and gender on hypothetical student loan decisions. The paper describes the development of the experimental conditions, demonstrates the effectiveness of the manipulations, and exp…
Extended Families: Support, Socialization, and Stress
Modern American families take many shapes, and financial educators must meet the needs of diverse family structures, including extended families. Extended family households have increased since the recent recession, and additional family members can be both a source of support and a burden to the household. This article reviews the literature on extended and shared households and their impact on individuals’ financial behaviors. The article expla…
Conducting Research Online: Challenges Facing Researchers in Family and Consumer Sciences
A substantial number of consumers now have access to e-mail and the Internet. The growth in e-mail and Internet usage makes electronic surveying an appealing means for conducting research. Researchers and practitioners in the field of family and consumer sciences are increasingly using online surveys to collect data from a variety of target populations. The purpose of this article is to provide a guide to those interested in conducting surveys on…
Social Learning Opportunities and the Financial Behaviors of College Students
This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exis…
The Effect of Socialization and Information Source on Financial Management Behaviors among Low‐ and Moderate‐Income Adults
Previous studies on financial socialization have focused on adolescents or college students. This study examined the effect of financial socialization on the financial behaviors of adults aged 24–66 from low‐ and moderate‐income households. Data from the NC‐1172 Complex Nature of Saving data set were analyzed using ordinary least squares regressions and logistic regressions. The four dependent variables were spending less than income, making fina…
Exploring the Relationship of Economic, Sociological, and Psychological Factors to the Savings Behavior of Low‐ to Moderate‐Income Households
Applying a multidisciplinary approach, this study examined economic, sociological, and psychological concepts to understand individual savings behavior with a national sample of low‐ to moderate‐income families (N = 826). Multinomial logistic regression results showed that some of the economic, sociological, and psychological factors were statistically significant in explaining whether a person had only a savings account or both savings and inves…
Perceived Value of College as an Investment in Human and Social Capital: Views of Generations X and Y
This article examines the perception of college based on the investment in human or social capital. An online survey was used to collect data. After deleting the responses from older cohorts (Baby Boomers and the Silent Generation) and incomplete responses, the sample consisted of 1,000 adult participants who had student loans. Similarities and differences between generations X and Y student loan borrowers were investigated. Generation Y ranked s…
A Case Study of Extension in Florida
The purpose of this article was to describe the role of Extension in Florida. Because Florida is diverse in geography, population, industry, and income, the challenges include low‐wage jobs, income inequality, and food insecurity. Opportunities for Extension in Florida include collaboration with other organizations, the use of volunteers, innovative programming, and diverse opportunities for funding
Experimental Design to Understand the Student Loan Decision: A Methodological Note
The purpose of this study was to introduce a relatively new methodology of combining experimental design and survey data in the context of personal financial decision making. The NC2172 research team collected data online while manipulating framing effects, aspirations, and gender on hypothetical student loan decisions. The paper describes the development of the experimental conditions, demonstrates the effectiveness of the manipulations, and exp…
Extended Families: Support, Socialization, and Stress
Modern American families take many shapes, and financial educators must meet the needs of diverse family structures, including extended families. Extended family households have increased since the recent recession, and additional family members can be both a source of support and a burden to the household. This article reviews the literature on extended and shared households and their impact on individuals’ financial behaviors. The article expla…
Millennials’ Future Homeownership and the Role of Student Loan Debt
The financial burden of student loans on individuals in the Millennial generation is a serious issue. We investigated the effect this financial burden has on not only current homeownership but also the expectations and timing for future homeownership. The data came from the 2016 UF/VT Millennial Housing and Student Debt Survey of 1,327 young adults aged 19 to 35. We used a logistic regression model to determine differences in current homeownershi…
Student Loan Decision Making: Experience as an Anchor
Impact of Medicaid Expansion on Stage at Diagnosis for US Adults with Pancreatic Cancer: A Population-Based Study
Identifying locally actionable strategies to increase participant acceptability and feasibility to participate in Phase I cancer clinical trials
BACKGROUND: Recruitment of cancer clinical trial (CCT) participants, especially participants representing the diversity of the US population, is necessary to create successful medications and a continual challenge. These challenges are amplified in Phase I cancer trials that focus on evaluating the safety of new treatments and are the gateway to treatment development. In preparation for recruitment to a Phase I recurrent head and neck cancer (HNC…
Economics (8 works) · Financial Literacy, Pension, Retirement Analysis (7 works) · Psychology (7 works) · Finance (6 works) · Demographic economics (5 works) · Housing Market and Economics (5 works) · Loan (5 works) · Social Psychology (5 works) · Sociology (5 works) · Business (4 works)