Sunil Sangwan
Biographic Data
| ID | 187648 |
|---|---|
| NAME | Sunil Sangwan |
| GIVEN NAMES | Sunil |
| FAMILY NAME | Sangwan |
| SIGNATURE | SANGWAN S |
| AFFILIATIONS | Department of Humanities and Social Sciences, Indian Institute of Technology, Kharagpur, India |
| ORCID | 0000-0002-2398-3180 |
| VERIFIED | Yes |
| TOTAL WORKS | 6 |
| TOTAL CITATIONS | 9 |
| AUTHOR COUNT | 6 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2020 |
| LATEST PUBLICATION YEAR | 2023 |
| H-INDEX | 2 |
Does firm size affect client targeting? An investigation over the clients of the Indian Microfinance Institutions
The study examines the impact of the Microfinance Institutions’ (MFIs) size on their client targeting. Using MFI clients’ household data, the study considers household income, wealth, human development, caste, settlement type, and purposes of loans as different client targeting dimensions. The analysis is based on a sample survey of over 301 women clients who had received loans exclusively from 12 big and 13 small MFIs.The results indicate that t…
Gender pay gap in the microfinance industry
We use a database composed of 2,545 Microfinance Institutions (MFIs) worldwide for the period 2008–18 to explore the effect of a larger share of women's workforce on both staff wages and overall monetary compensation within MFIs. MFIs are different from other industries, as they are traditionally women‐centered, i.e. they have a significant share of women employees at every level of the corporate hierarchy and mostly serve women clients. Applying…
Examining mission drift in client targeting among Indian for‐profit microfinance institutions
The article examines the incidence of mission drift among the Indian for‐profit microfinance institutions (MFIs) and identifies its underlying factors. The results indicate the possibility of mission drift among the MFIs in their outreach. The MFIs are inclined toward wealthier, younger, and non‐agricultural clients, having longer loan experiences and greater social networks. Loan diversion and women's passive role emerge as yet other critical ch…
Covid‐19 pandemic
To contain the spread of the Covid-19 pandemic, the mandated social distancing and restricted market activities have adversely affected the employment and earnings of the poor who are considered the targeted beneficiaries of the Microfinance Institutions (MFIs). The MFI operation and more specifically fresh lending are under serious threat as the mode of operations primarily involve physical interaction while distributing credits at the clients' …
Outreaching the poor under microfinance institutions in India
In India, microfinance institutions (MFIs) have made an impressive contribution in achieving the financial inclusion. However, the peculiar features of MFI lending—the uncollateralized small amount loans—raise doubts on their outreach and targeting that whether the poor are really being served. This study based on a primary survey ascertains that mere financial inclusion does not guarantee poverty outreach in the context of India
Loan repayment behavior among the clients of Indian microfinance institutions
This study focuses on repayment risk associated with microfinance institution (MFI) lending in India. While identifying the determinants of loan delinquency, it divulges features that tend to create repayment differences between the low and high income client households. Primary data of 498 households collected from two Indian states are analyzed using descriptive statistics and logistic regression. The study examines the role of household charac…
Loan repayment behavior among the clients of Indian microfinance institutions
This study focuses on repayment risk associated with microfinance institution (MFI) lending in India. While identifying the determinants of loan delinquency, it divulges features that tend to create repayment differences between the low and high income client households. Primary data of 498 households collected from two Indian states are analyzed using descriptive statistics and logistic regression. The study examines the role of household charac…
Outreaching the poor under microfinance institutions in India
In India, microfinance institutions (MFIs) have made an impressive contribution in achieving the financial inclusion. However, the peculiar features of MFI lending—the uncollateralized small amount loans—raise doubts on their outreach and targeting that whether the poor are really being served. This study based on a primary survey ascertains that mere financial inclusion does not guarantee poverty outreach in the context of India
Examining mission drift in client targeting among Indian for‐profit microfinance institutions
The article examines the incidence of mission drift among the Indian for‐profit microfinance institutions (MFIs) and identifies its underlying factors. The results indicate the possibility of mission drift among the MFIs in their outreach. The MFIs are inclined toward wealthier, younger, and non‐agricultural clients, having longer loan experiences and greater social networks. Loan diversion and women's passive role emerge as yet other critical ch…
Covid‐19 pandemic
To contain the spread of the Covid-19 pandemic, the mandated social distancing and restricted market activities have adversely affected the employment and earnings of the poor who are considered the targeted beneficiaries of the Microfinance Institutions (MFIs). The MFI operation and more specifically fresh lending are under serious threat as the mode of operations primarily involve physical interaction while distributing credits at the clients' …
Outreaching the poor under microfinance institutions in India
In India, microfinance institutions (MFIs) have made an impressive contribution in achieving the financial inclusion. However, the peculiar features of MFI lending—the uncollateralized small amount loans—raise doubts on their outreach and targeting that whether the poor are really being served. This study based on a primary survey ascertains that mere financial inclusion does not guarantee poverty outreach in the context of India
Loan repayment behavior among the clients of Indian microfinance institutions
This study focuses on repayment risk associated with microfinance institution (MFI) lending in India. While identifying the determinants of loan delinquency, it divulges features that tend to create repayment differences between the low and high income client households. Primary data of 498 households collected from two Indian states are analyzed using descriptive statistics and logistic regression. The study examines the role of household charac…
Examining mission drift in client targeting among Indian for‐profit microfinance institutions
The article examines the incidence of mission drift among the Indian for‐profit microfinance institutions (MFIs) and identifies its underlying factors. The results indicate the possibility of mission drift among the MFIs in their outreach. The MFIs are inclined toward wealthier, younger, and non‐agricultural clients, having longer loan experiences and greater social networks. Loan diversion and women's passive role emerge as yet other critical ch…
Covid‐19 pandemic
To contain the spread of the Covid-19 pandemic, the mandated social distancing and restricted market activities have adversely affected the employment and earnings of the poor who are considered the targeted beneficiaries of the Microfinance Institutions (MFIs). The MFI operation and more specifically fresh lending are under serious threat as the mode of operations primarily involve physical interaction while distributing credits at the clients' …
Does firm size affect client targeting? An investigation over the clients of the Indian Microfinance Institutions
The study examines the impact of the Microfinance Institutions’ (MFIs) size on their client targeting. Using MFI clients’ household data, the study considers household income, wealth, human development, caste, settlement type, and purposes of loans as different client targeting dimensions. The analysis is based on a sample survey of over 301 women clients who had received loans exclusively from 12 big and 13 small MFIs.The results indicate that t…
Gender pay gap in the microfinance industry
We use a database composed of 2,545 Microfinance Institutions (MFIs) worldwide for the period 2008–18 to explore the effect of a larger share of women's workforce on both staff wages and overall monetary compensation within MFIs. MFIs are different from other industries, as they are traditionally women‐centered, i.e. they have a significant share of women employees at every level of the corporate hierarchy and mostly serve women clients. Applying…
Business (6 works) · Economic growth (6 works) · Economics (6 works) · Microfinance (6 works) · Microfinance and Financial Inclusion (6 works) · Finance (5 works) · FinTech, Crowdfunding, Digital Finance (4 works) · Islamic Finance and Banking Studies (4 works) · Poverty (4 works) · Demographic economics (3 works)