Narayan Chandra Nayak
Biographic Data
| ID | 187649 |
|---|---|
| NAME | Narayan Chandra Nayak |
| GIVEN NAMES | Narayan Chandra |
| FAMILY NAME | Nayak |
| SIGNATURE | NAYAK N C |
| AFFILIATIONS | Indian Institute of Technology Kharagpur |
| ORCID | 0000-0003-0416-6860 |
| VERIFIED | Yes |
| TOTAL WORKS | 16 |
| TOTAL CITATIONS | 15 |
| AUTHOR COUNT | 16 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2011 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 2 |
Employment demand and generation under MGNREGA in India
Purpose Despite India achieving many milestones under MGNREGA, the external and internal shocks result in below potential outcomes in employment demand and generation. This study examines how these shocks matter and how the migration-prone regions perform. Design/methodology/approach This study, employing district-level data from 2018 to 2021, investigates how climate change and COVID-19 have affected the employment demand and supply. We applied …
Does firm size affect client targeting? An investigation over the clients of the Indian Microfinance Institutions
The study examines the impact of the Microfinance Institutions’ (MFIs) size on their client targeting. Using MFI clients’ household data, the study considers household income, wealth, human development, caste, settlement type, and purposes of loans as different client targeting dimensions. The analysis is based on a sample survey of over 301 women clients who had received loans exclusively from 12 big and 13 small MFIs.The results indicate that t…
Choices between adaptation and coping strategies as responses to cyclonic shocks and their impact on household welfare in villages on the east coast of India
Impact of tropical cyclones on sustainable development through loops and cycles
Estimating household vulnerability to tropical cyclones
Factors affecting the incidence of health insurance penetration among elderly
A thrust on insurance‐financed health systems may reduce Out‐of‐pocket health spending. But health insurance penetration among Indian elderly is abysmally low. In this context, the paper intends to examine the factors affecting demand for various types of insurances among Indian elderly. Data were drawn from 71st round (2014–15) “Key Consumption: Health” household survey data collected by National Sample Survey Organization (NSSO), Government of …
Investigating preferences between cash and in‐kind transfers among the food subsidy beneficiaries of India
This study examines the beneficiaries' preferences between cash and in‐kind transfer under the ongoing food subsidy program in India and the underlying factors behind that. It is based on a sample survey of 1069 households covering three different states of India namely Odisha, Maharashtra, and Chhattisgarh. The Probit model is employed to find out the preferences of the beneficiaries between cash and in‐kind transfer. The results reveal overwhel…
Examining mission drift in client targeting among Indian for‐profit microfinance institutions
The article examines the incidence of mission drift among the Indian for‐profit microfinance institutions (MFIs) and identifies its underlying factors. The results indicate the possibility of mission drift among the MFIs in their outreach. The MFIs are inclined toward wealthier, younger, and non‐agricultural clients, having longer loan experiences and greater social networks. Loan diversion and women's passive role emerge as yet other critical ch…
Covid‐19 pandemic
To contain the spread of the Covid-19 pandemic, the mandated social distancing and restricted market activities have adversely affected the employment and earnings of the poor who are considered the targeted beneficiaries of the Microfinance Institutions (MFIs). The MFI operation and more specifically fresh lending are under serious threat as the mode of operations primarily involve physical interaction while distributing credits at the clients' …
Multidimensional impact of food security on household welfare
Purpose The welfare impacts of the food security on the beneficiaries can be understood from multiple dimensions. This paper, thus, examines the impact of the India's National Food Security Act (NFSA) on the welfare of the beneficiary households from a multidimensional perspective. Design/methodology/approach The study is based on a sample household survey covering three different states of India. The stratified random sampling technique was used…
Outreaching the poor under microfinance institutions in India
In India, microfinance institutions (MFIs) have made an impressive contribution in achieving the financial inclusion. However, the peculiar features of MFI lending—the uncollateralized small amount loans—raise doubts on their outreach and targeting that whether the poor are really being served. This study based on a primary survey ascertains that mere financial inclusion does not guarantee poverty outreach in the context of India
Loan repayment behavior among the clients of Indian microfinance institutions
This study focuses on repayment risk associated with microfinance institution (MFI) lending in India. While identifying the determinants of loan delinquency, it divulges features that tend to create repayment differences between the low and high income client households. Primary data of 498 households collected from two Indian states are analyzed using descriptive statistics and logistic regression. The study examines the role of household charac…
Determinants of Individual Giving Behavior in Urban India
This paper, based on a primary sample survey over 1925 earning individuals in the cities of Kolkata, Cuttack and Bengaluru, examines how the individual and household characteristics influence the acts of giving in urban India. The regression results indicate income, family size and property ownership affecting likelihood and extent of giving. Likelihood to give is more with females, though males tend to donate more. There exists threshold income …
Determinants of people's participation
This article considers the determinants of people's participation in local level decision-making spaces in rural West Bengal, India. It defines participation from the perspectives of attending meetings, raising issues, making complaints, and making contributions. The results from a sampled household survey in East Midnapore district of West Bengal indicate that better awareness, increase in land holdings, organisational membership, and political …
Trends and forecasting of employment intensity of growth in India
In the labour surplus Indian economy, growth must ensure high employment. In order to examine how employment has evolved over time with output, this study analyses the trends of employment intensity of growth in India at the aggregate and across broad sectors for the period 1961–2004 and forecasts the same for the future applying the Box-Jenkins ARIMA model. The results indicate that India has been experiencing jobless growth since the 1990s prim…
Underlying causes of forest cover change in Odisha, India
Loan repayment behavior among the clients of Indian microfinance institutions
This study focuses on repayment risk associated with microfinance institution (MFI) lending in India. While identifying the determinants of loan delinquency, it divulges features that tend to create repayment differences between the low and high income client households. Primary data of 498 households collected from two Indian states are analyzed using descriptive statistics and logistic regression. The study examines the role of household charac…
Determinants of people's participation
This article considers the determinants of people's participation in local level decision-making spaces in rural West Bengal, India. It defines participation from the perspectives of attending meetings, raising issues, making complaints, and making contributions. The results from a sampled household survey in East Midnapore district of West Bengal indicate that better awareness, increase in land holdings, organisational membership, and political …
Outreaching the poor under microfinance institutions in India
In India, microfinance institutions (MFIs) have made an impressive contribution in achieving the financial inclusion. However, the peculiar features of MFI lending—the uncollateralized small amount loans—raise doubts on their outreach and targeting that whether the poor are really being served. This study based on a primary survey ascertains that mere financial inclusion does not guarantee poverty outreach in the context of India
Determinants of Individual Giving Behavior in Urban India
This paper, based on a primary sample survey over 1925 earning individuals in the cities of Kolkata, Cuttack and Bengaluru, examines how the individual and household characteristics influence the acts of giving in urban India. The regression results indicate income, family size and property ownership affecting likelihood and extent of giving. Likelihood to give is more with females, though males tend to donate more. There exists threshold income …
Investigating preferences between cash and in‐kind transfers among the food subsidy beneficiaries of India
This study examines the beneficiaries' preferences between cash and in‐kind transfer under the ongoing food subsidy program in India and the underlying factors behind that. It is based on a sample survey of 1069 households covering three different states of India namely Odisha, Maharashtra, and Chhattisgarh. The Probit model is employed to find out the preferences of the beneficiaries between cash and in‐kind transfer. The results reveal overwhel…
Examining mission drift in client targeting among Indian for‐profit microfinance institutions
The article examines the incidence of mission drift among the Indian for‐profit microfinance institutions (MFIs) and identifies its underlying factors. The results indicate the possibility of mission drift among the MFIs in their outreach. The MFIs are inclined toward wealthier, younger, and non‐agricultural clients, having longer loan experiences and greater social networks. Loan diversion and women's passive role emerge as yet other critical ch…
Covid‐19 pandemic
To contain the spread of the Covid-19 pandemic, the mandated social distancing and restricted market activities have adversely affected the employment and earnings of the poor who are considered the targeted beneficiaries of the Microfinance Institutions (MFIs). The MFI operation and more specifically fresh lending are under serious threat as the mode of operations primarily involve physical interaction while distributing credits at the clients' …
Underlying causes of forest cover change in Odisha, India
Trends and forecasting of employment intensity of growth in India
In the labour surplus Indian economy, growth must ensure high employment. In order to examine how employment has evolved over time with output, this study analyses the trends of employment intensity of growth in India at the aggregate and across broad sectors for the period 1961–2004 and forecasts the same for the future applying the Box-Jenkins ARIMA model. The results indicate that India has been experiencing jobless growth since the 1990s prim…
Determinants of people's participation
This article considers the determinants of people's participation in local level decision-making spaces in rural West Bengal, India. It defines participation from the perspectives of attending meetings, raising issues, making complaints, and making contributions. The results from a sampled household survey in East Midnapore district of West Bengal indicate that better awareness, increase in land holdings, organisational membership, and political …
Determinants of Individual Giving Behavior in Urban India
This paper, based on a primary sample survey over 1925 earning individuals in the cities of Kolkata, Cuttack and Bengaluru, examines how the individual and household characteristics influence the acts of giving in urban India. The regression results indicate income, family size and property ownership affecting likelihood and extent of giving. Likelihood to give is more with females, though males tend to donate more. There exists threshold income …
Multidimensional impact of food security on household welfare
Purpose The welfare impacts of the food security on the beneficiaries can be understood from multiple dimensions. This paper, thus, examines the impact of the India's National Food Security Act (NFSA) on the welfare of the beneficiary households from a multidimensional perspective. Design/methodology/approach The study is based on a sample household survey covering three different states of India. The stratified random sampling technique was used…
Outreaching the poor under microfinance institutions in India
In India, microfinance institutions (MFIs) have made an impressive contribution in achieving the financial inclusion. However, the peculiar features of MFI lending—the uncollateralized small amount loans—raise doubts on their outreach and targeting that whether the poor are really being served. This study based on a primary survey ascertains that mere financial inclusion does not guarantee poverty outreach in the context of India
Loan repayment behavior among the clients of Indian microfinance institutions
This study focuses on repayment risk associated with microfinance institution (MFI) lending in India. While identifying the determinants of loan delinquency, it divulges features that tend to create repayment differences between the low and high income client households. Primary data of 498 households collected from two Indian states are analyzed using descriptive statistics and logistic regression. The study examines the role of household charac…
Investigating preferences between cash and in‐kind transfers among the food subsidy beneficiaries of India
This study examines the beneficiaries' preferences between cash and in‐kind transfer under the ongoing food subsidy program in India and the underlying factors behind that. It is based on a sample survey of 1069 households covering three different states of India namely Odisha, Maharashtra, and Chhattisgarh. The Probit model is employed to find out the preferences of the beneficiaries between cash and in‐kind transfer. The results reveal overwhel…
Examining mission drift in client targeting among Indian for‐profit microfinance institutions
The article examines the incidence of mission drift among the Indian for‐profit microfinance institutions (MFIs) and identifies its underlying factors. The results indicate the possibility of mission drift among the MFIs in their outreach. The MFIs are inclined toward wealthier, younger, and non‐agricultural clients, having longer loan experiences and greater social networks. Loan diversion and women's passive role emerge as yet other critical ch…
Covid‐19 pandemic
To contain the spread of the Covid-19 pandemic, the mandated social distancing and restricted market activities have adversely affected the employment and earnings of the poor who are considered the targeted beneficiaries of the Microfinance Institutions (MFIs). The MFI operation and more specifically fresh lending are under serious threat as the mode of operations primarily involve physical interaction while distributing credits at the clients' …
Estimating household vulnerability to tropical cyclones
Factors affecting the incidence of health insurance penetration among elderly
A thrust on insurance‐financed health systems may reduce Out‐of‐pocket health spending. But health insurance penetration among Indian elderly is abysmally low. In this context, the paper intends to examine the factors affecting demand for various types of insurances among Indian elderly. Data were drawn from 71st round (2014–15) “Key Consumption: Health” household survey data collected by National Sample Survey Organization (NSSO), Government of …
Does firm size affect client targeting? An investigation over the clients of the Indian Microfinance Institutions
The study examines the impact of the Microfinance Institutions’ (MFIs) size on their client targeting. Using MFI clients’ household data, the study considers household income, wealth, human development, caste, settlement type, and purposes of loans as different client targeting dimensions. The analysis is based on a sample survey of over 301 women clients who had received loans exclusively from 12 big and 13 small MFIs.The results indicate that t…
Choices between adaptation and coping strategies as responses to cyclonic shocks and their impact on household welfare in villages on the east coast of India
Impact of tropical cyclones on sustainable development through loops and cycles
Employment demand and generation under MGNREGA in India
Purpose Despite India achieving many milestones under MGNREGA, the external and internal shocks result in below potential outcomes in employment demand and generation. This study examines how these shocks matter and how the migration-prone regions perform. Design/methodology/approach This study, employing district-level data from 2018 to 2021, investigates how climate change and COVID-19 have affected the employment demand and supply. We applied …
Economics (16 works) · Economic growth (10 works) · Business (9 works) · Microfinance and Financial Inclusion (8 works) · Finance (7 works) · Demographic economics (6 works) · Development economics (6 works) · Geography (6 works) · Microfinance (5 works) · Poverty (5 works)