Mark Schreiner
Biographic Data
| ID | 191566 |
|---|---|
| NAME | Mark Schreiner |
| GIVEN NAMES | Mark |
| FAMILY NAME | Schreiner |
| SIGNATURE | SCHREINER M |
| AFFILIATIONS | Washington University in St. Louis |
| ORCID | 0000-0002-2780-3327 |
| VERIFIED | Yes |
| TOTAL WORKS | 16 |
| TOTAL CITATIONS | 93 |
| AUTHOR COUNT | 16 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 1999 |
| LATEST PUBLICATION YEAR | 2024 |
| H-INDEX | 6 |
Assessing access
Human emotion processing accuracy, negative biases, and fMRI activation are associated with childhood trauma
Identifying the neural mechanisms by which childhood trauma and MDD may change facial emotion perception could inform targeted prevention efforts for MDD or related interpersonal difficulties
White Matter Microstructure in Adolescents and Young Adults With Non-Suicidal Self-Injury
We found evidence suggesting widespread white matter microstructure deficits in adolescents and young adults with NSSI versus HC. We also report inverse associations between white matter integrity and clinical characteristics (duration of NSSI and attentional impulsivity). These white matter microstructural deficits may represent a possible neurobiologically-based vulnerability to developing maladaptive coping mechanisms, such as NSSI. Additional…
Universal and Progressive Child Development Accounts
Child Development Accounts (CDAs) aim to increase college completion rates among disadvantaged youth by helping youth see themselves as “college bound.” This article summarizes findings about the implementation and impacts of universal, progressive CDAs, with emphasis on outcomes for disadvantaged children. Data come from a large randomized experiment. CDAs positively affect ownership of college savings accounts and assets, educational expectatio…
Universal Accounts at Birth
Objective: This article summarizes the design, implementation, and early findings of a statewide randomized experiment of Child Development Accounts (CDAs). The SEED for Oklahoma Kids experiment (SEED OK) is testing a concept for a universal, progressive asset-building policy with potential for national application. CDAs can start as early as birth, providing structured opportunities (e.g., financial access, information, incentives) to encourage …
A Comparison of Two Simple, Low-Cost Ways for Local, Pro-Poor Organizations to Measure the Poverty of Their Participants
Poverty Scorecards
How poor are participants in development projects? This article analyzes how well a simple scorecard identifies poor clients at a microlender in Bosnia‐Herzegovina. The scorecard effectively ranks clients by the likelihood that they are poor by an absolute, expenditure‐based standard. The score tracks poverty more closely than loan size, microfinance's traditional poverty indicator. Overall, poverty scorecards are a simple, inexpensive way for mi…
A Simple Poverty Scorecard for Pakistan
How poor are participants in pro-poor programs in Pakistan? This study uses the 2005/6 Social and Living Standards Measurement Survey to construct an easy-to-use scorecard that estimates the likelihood that a Pakistani household has expenditure below a given poverty line. The scorecard uses 10 simple indicators that field workers can quickly collect and verify. Poverty scores can be computed on paper in the field in about 5 to 10 minutes. The sco…
Cost-Effectiveness in Individual Development Accounts
Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-based practice should ask, What works? How well does it work? And what does it cost? This article analyzes the provision of Individual Development Accounts (IDAs) with a new cost-effectiveness framework meant to help make assumptions and judgments explicit. In the specific…
Saving for Post-Secondary Education in Individual Development Accounts
Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategies meant to enhance the well-being of low-income people through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Developmen…
Welfare recipiency and savings outcomes in individual development accounts
Both theoretical frameworks and empirical evidence show that asset-based, means-tested welfare programs have negative effects on savings behaviors of welfare recipients. In this study, we examine how welfare recipiency is associated with savings outcomes in Individual Development Accounts. The results suggest that when other factors are controlled, receipt of welfare either before or at enrollment of IDAs is not correlated with savings outcomes. …
Microenterprise Development Programs in the United States and in the Developing World
Women, microfinance, and savings
Microfinance—both credit and savings—has potential to improve the well-being of poor women in developing countries. This paper explores practical ways to achieve that potential. Based on lessons from informal saving mechanisms that women already use, the paper proposes two savings services designed to address the development issues that confront women. The proposals call for safe-deposit boxes and for matched savings accounts for health care or e…
Microcredit and the Poorest of the Poor
Formal RoSCAs in Argentina
This paper describes the relative advantages and disadvantages of formal Rotating Savings and Credit Associations (RoSCAs), in contrast with informal RoSCAs, as seen in Argentina. NGOs, it is argued, are not in a good position to use the formal RoSCA structure to developmental advantage, since they could not manage the risk assessment or legal framework necessary with formal RoSCAs, which do not rely on social censure and capital for their operat…
Self‐Employment, Microenterprise, and the Poorest Americans
Some advocates of microenterprise programs (MEPs) claim that self‐employment is a good way to help people on welfare. Although MEPs do increase the relative rate of movement from welfare to self‐employment, the change in the absolute number of people who move is probably less than 1 in 100. Most poor Americans who use MEPs are not among the poorest. Rather, they have the most assets, the most years of school, the most skills and experience, the s…
Microcredit and the Poorest of the Poor
Microenterprise Development Programs in the United States and in the Developing World
Universal Accounts at Birth
Objective: This article summarizes the design, implementation, and early findings of a statewide randomized experiment of Child Development Accounts (CDAs). The SEED for Oklahoma Kids experiment (SEED OK) is testing a concept for a universal, progressive asset-building policy with potential for national application. CDAs can start as early as birth, providing structured opportunities (e.g., financial access, information, incentives) to encourage …
Universal and Progressive Child Development Accounts
Child Development Accounts (CDAs) aim to increase college completion rates among disadvantaged youth by helping youth see themselves as “college bound.” This article summarizes findings about the implementation and impacts of universal, progressive CDAs, with emphasis on outcomes for disadvantaged children. Data come from a large randomized experiment. CDAs positively affect ownership of college savings accounts and assets, educational expectatio…
A Simple Poverty Scorecard for Pakistan
How poor are participants in pro-poor programs in Pakistan? This study uses the 2005/6 Social and Living Standards Measurement Survey to construct an easy-to-use scorecard that estimates the likelihood that a Pakistani household has expenditure below a given poverty line. The scorecard uses 10 simple indicators that field workers can quickly collect and verify. Poverty scores can be computed on paper in the field in about 5 to 10 minutes. The sco…
Women, microfinance, and savings
Microfinance—both credit and savings—has potential to improve the well-being of poor women in developing countries. This paper explores practical ways to achieve that potential. Based on lessons from informal saving mechanisms that women already use, the paper proposes two savings services designed to address the development issues that confront women. The proposals call for safe-deposit boxes and for matched savings accounts for health care or e…
Self‐Employment, Microenterprise, and the Poorest Americans
Some advocates of microenterprise programs (MEPs) claim that self‐employment is a good way to help people on welfare. Although MEPs do increase the relative rate of movement from welfare to self‐employment, the change in the absolute number of people who move is probably less than 1 in 100. Most poor Americans who use MEPs are not among the poorest. Rather, they have the most assets, the most years of school, the most skills and experience, the s…
A Comparison of Two Simple, Low-Cost Ways for Local, Pro-Poor Organizations to Measure the Poverty of Their Participants
Cost-Effectiveness in Individual Development Accounts
Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-based practice should ask, What works? How well does it work? And what does it cost? This article analyzes the provision of Individual Development Accounts (IDAs) with a new cost-effectiveness framework meant to help make assumptions and judgments explicit. In the specific…
Welfare recipiency and savings outcomes in individual development accounts
Both theoretical frameworks and empirical evidence show that asset-based, means-tested welfare programs have negative effects on savings behaviors of welfare recipients. In this study, we examine how welfare recipiency is associated with savings outcomes in Individual Development Accounts. The results suggest that when other factors are controlled, receipt of welfare either before or at enrollment of IDAs is not correlated with savings outcomes. …
Poverty Scorecards
How poor are participants in development projects? This article analyzes how well a simple scorecard identifies poor clients at a microlender in Bosnia‐Herzegovina. The scorecard effectively ranks clients by the likelihood that they are poor by an absolute, expenditure‐based standard. The score tracks poverty more closely than loan size, microfinance's traditional poverty indicator. Overall, poverty scorecards are a simple, inexpensive way for mi…
Saving for Post-Secondary Education in Individual Development Accounts
Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategies meant to enhance the well-being of low-income people through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Developmen…
Formal RoSCAs in Argentina
This paper describes the relative advantages and disadvantages of formal Rotating Savings and Credit Associations (RoSCAs), in contrast with informal RoSCAs, as seen in Argentina. NGOs, it is argued, are not in a good position to use the formal RoSCA structure to developmental advantage, since they could not manage the risk assessment or legal framework necessary with formal RoSCAs, which do not rely on social censure and capital for their operat…
Self‐Employment, Microenterprise, and the Poorest Americans
Some advocates of microenterprise programs (MEPs) claim that self‐employment is a good way to help people on welfare. Although MEPs do increase the relative rate of movement from welfare to self‐employment, the change in the absolute number of people who move is probably less than 1 in 100. Most poor Americans who use MEPs are not among the poorest. Rather, they have the most assets, the most years of school, the most skills and experience, the s…
Microcredit and the Poorest of the Poor
Formal RoSCAs in Argentina
This paper describes the relative advantages and disadvantages of formal Rotating Savings and Credit Associations (RoSCAs), in contrast with informal RoSCAs, as seen in Argentina. NGOs, it is argued, are not in a good position to use the formal RoSCA structure to developmental advantage, since they could not manage the risk assessment or legal framework necessary with formal RoSCAs, which do not rely on social censure and capital for their operat…
Women, microfinance, and savings
Microfinance—both credit and savings—has potential to improve the well-being of poor women in developing countries. This paper explores practical ways to achieve that potential. Based on lessons from informal saving mechanisms that women already use, the paper proposes two savings services designed to address the development issues that confront women. The proposals call for safe-deposit boxes and for matched savings accounts for health care or e…
Microenterprise Development Programs in the United States and in the Developing World
Welfare recipiency and savings outcomes in individual development accounts
Both theoretical frameworks and empirical evidence show that asset-based, means-tested welfare programs have negative effects on savings behaviors of welfare recipients. In this study, we examine how welfare recipiency is associated with savings outcomes in Individual Development Accounts. The results suggest that when other factors are controlled, receipt of welfare either before or at enrollment of IDAs is not correlated with savings outcomes. …
Cost-Effectiveness in Individual Development Accounts
Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-based practice should ask, What works? How well does it work? And what does it cost? This article analyzes the provision of Individual Development Accounts (IDAs) with a new cost-effectiveness framework meant to help make assumptions and judgments explicit. In the specific…
Saving for Post-Secondary Education in Individual Development Accounts
Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategies meant to enhance the well-being of low-income people through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Developmen…
A Simple Poverty Scorecard for Pakistan
How poor are participants in pro-poor programs in Pakistan? This study uses the 2005/6 Social and Living Standards Measurement Survey to construct an easy-to-use scorecard that estimates the likelihood that a Pakistani household has expenditure below a given poverty line. The scorecard uses 10 simple indicators that field workers can quickly collect and verify. Poverty scores can be computed on paper in the field in about 5 to 10 minutes. The sco…
Poverty Scorecards
How poor are participants in development projects? This article analyzes how well a simple scorecard identifies poor clients at a microlender in Bosnia‐Herzegovina. The scorecard effectively ranks clients by the likelihood that they are poor by an absolute, expenditure‐based standard. The score tracks poverty more closely than loan size, microfinance's traditional poverty indicator. Overall, poverty scorecards are a simple, inexpensive way for mi…
Universal Accounts at Birth
Objective: This article summarizes the design, implementation, and early findings of a statewide randomized experiment of Child Development Accounts (CDAs). The SEED for Oklahoma Kids experiment (SEED OK) is testing a concept for a universal, progressive asset-building policy with potential for national application. CDAs can start as early as birth, providing structured opportunities (e.g., financial access, information, incentives) to encourage …
A Comparison of Two Simple, Low-Cost Ways for Local, Pro-Poor Organizations to Measure the Poverty of Their Participants
Universal and Progressive Child Development Accounts
Child Development Accounts (CDAs) aim to increase college completion rates among disadvantaged youth by helping youth see themselves as “college bound.” This article summarizes findings about the implementation and impacts of universal, progressive CDAs, with emphasis on outcomes for disadvantaged children. Data come from a large randomized experiment. CDAs positively affect ownership of college savings accounts and assets, educational expectatio…
White Matter Microstructure in Adolescents and Young Adults With Non-Suicidal Self-Injury
We found evidence suggesting widespread white matter microstructure deficits in adolescents and young adults with NSSI versus HC. We also report inverse associations between white matter integrity and clinical characteristics (duration of NSSI and attentional impulsivity). These white matter microstructural deficits may represent a possible neurobiologically-based vulnerability to developing maladaptive coping mechanisms, such as NSSI. Additional…
Human emotion processing accuracy, negative biases, and fMRI activation are associated with childhood trauma
Identifying the neural mechanisms by which childhood trauma and MDD may change facial emotion perception could inform targeted prevention efforts for MDD or related interpersonal difficulties
Assessing access
Economics (12 works) · Economic growth (11 works) · Business (8 works) · Microfinance and Financial Inclusion (8 works) · Psychology (8 works) · Political science (5 works) · Sociology (5 works) · Computer Science (4 works) · Development economics (4 works) · Developmental psychology (4 works)