Laurie S Goodman
Biographic Data
| ID | 2238500 |
|---|---|
| NAME | Laurie S Goodman |
| GIVEN NAMES | Laurie S |
| FAMILY NAME | Goodman |
| SIGNATURE | GOODMAN L S |
| AFFILIATIONS | Housing Finance Policy Center, Urban Institute, Washington, DC, USA |
| VERIFIED | No |
| TOTAL WORKS | 4 |
| TOTAL CITATIONS | 27 |
| AUTHOR COUNT | 4 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2018 |
| LATEST PUBLICATION YEAR | 2021 |
| H-INDEX | 1 |
Analysis of the Proposed 2020 FHFA Rule on Enterprise Capital
This article examines the Federal Housing Finance Agency (FHFA)’s 2020 notice of proposed rulemaking (2020 NPR) for the government-sponsored enterprises’ capital standards and finds that there are several issues of concern that will distort the relationship between capital and risk. We urge FHFA to better tailor its proposed risk-based capital requirements to the risk and mission of these monoline entities and rely less heavily on a Basel-like fr…
The Mortgage Market in the Time of Covid
Fannie Mae and Freddie Mac, collectively known as the government-sponsored enterprises (GSEs), have been in conservatorship for more than a decade. These organizations continue to dominate the hous
The Mortgage Market as a Stimulus Channel in the Covid-19 Crisis
The COVID-19 pandemic mortgage forbearance programs are valuable, providing relief to approximately 2 million homeowners. At the same time, aggressive Federal Reserve intervention has decreased mortgage rates substantially, encouraging refinancing. However, mortgage rates remain elevated, as the industry is capacity constrained, and mortgage underwriting has become more restrictive, limiting the potential gains to borrowers from the Fed’s actions…
Homeownership and the American Dream
For decades, it was taken as a given that an increased homeownership rate was a desirable goal. But after the financial crises and Great Recession, in which roughly eight million homes were foreclosed on and about $7 trillion in home equity was erased, economists and policymakers are re-evaluating the role of homeownership in the American Dream. Many question whether the American Dream should really include homeownership or instead focus more on …
Homeownership and the American Dream
For decades, it was taken as a given that an increased homeownership rate was a desirable goal. But after the financial crises and Great Recession, in which roughly eight million homes were foreclosed on and about $7 trillion in home equity was erased, economists and policymakers are re-evaluating the role of homeownership in the American Dream. Many question whether the American Dream should really include homeownership or instead focus more on …
Homeownership and the American Dream
For decades, it was taken as a given that an increased homeownership rate was a desirable goal. But after the financial crises and Great Recession, in which roughly eight million homes were foreclosed on and about $7 trillion in home equity was erased, economists and policymakers are re-evaluating the role of homeownership in the American Dream. Many question whether the American Dream should really include homeownership or instead focus more on …
Analysis of the Proposed 2020 FHFA Rule on Enterprise Capital
This article examines the Federal Housing Finance Agency (FHFA)’s 2020 notice of proposed rulemaking (2020 NPR) for the government-sponsored enterprises’ capital standards and finds that there are several issues of concern that will distort the relationship between capital and risk. We urge FHFA to better tailor its proposed risk-based capital requirements to the risk and mission of these monoline entities and rely less heavily on a Basel-like fr…
The Mortgage Market in the Time of Covid
Fannie Mae and Freddie Mac, collectively known as the government-sponsored enterprises (GSEs), have been in conservatorship for more than a decade. These organizations continue to dominate the hous
The Mortgage Market as a Stimulus Channel in the Covid-19 Crisis
The COVID-19 pandemic mortgage forbearance programs are valuable, providing relief to approximately 2 million homeowners. At the same time, aggressive Federal Reserve intervention has decreased mortgage rates substantially, encouraging refinancing. However, mortgage rates remain elevated, as the industry is capacity constrained, and mortgage underwriting has become more restrictive, limiting the potential gains to borrowers from the Fed’s actions…
Economics (4 works) · Business (3 works) · Housing Market and Economics (3 works) · Housing, Finance, and Neoliberalism (3 works) · Finance (2 works) · Financial Literacy, Pension, Retirement Analysis (2 works) · Financial system (2 works) · Medicine (2 works) · Political science (2 works) · 2019-20 coronavirus outbreak (1 works)