Marja Elsinga
Biographic Data
| ID | 2357062 |
|---|---|
| NAME | Marja Elsinga |
| GIVEN NAMES | Marja |
| FAMILY NAME | Elsinga |
| SIGNATURE | ELSINGA M |
| AFFILIATIONS | Delft University of Technology |
| ORCID | 0000-0002-3002-835X |
| VERIFIED | Yes |
| TOTAL WORKS | 40 |
| TOTAL CITATIONS | 250 |
| WORKS AS AUTHOR | 40 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 1991 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 8 |
Market-driven urban regeneration and affordable housing
Urban regeneration has emerged as a critical strategy for addressing housing shortages and spatial inefficiencies in rapidly urbanizing megacities. However, many urban regeneration approaches are market-driven and often prioritize economic growth over social equity, leading to persistent gaps in affordable housing delivery. This study investigates the institutional barriers to affordable housing provision in Shenzhen, China—a pioneer in market-or…
Unequal rewards to decarbonisation
The large-scale transformation of the housing stock towards net-zero energy has already mobilised substantial public and private investment and is set to accelerate in the coming decades. While many studies examine the effects of decarbonisation on rents and prices, less is known about cost-reducing benefits for households, how these gains are distributed across tenures and whether they ultimately improve affordability. These distributional quest…
When land is not enough
Compact Housing for Incremental Growth
The South African Reconstruction and Development Programme (RDP) was initiated to provide subsidised housing for low-income families. However, the programme faced challenges in establishing adequate technical guidelines and standards, resulting in subpar housing quality. This article discusses the multifaceted nature of subsidised housing design, emphasising the importance of incorporating technical housing standards as well as the spatial needs …
Subsidies or green taxes? Evaluating the distributional effects of housing renovation policies among Dutch households
Despite persistent housing affordability issues, energy policy and housing renovation are usually investigated separately from housing costs other than energy. Researchers have examined the financial viability of renovation attending to building conditions and the socio-economic characteristics of their occupants. However, the distributional impacts of renovation incentives and the potential of fiscal policy to redistribute housing costs remain u…
Towards better home design for people in temporary accommodation
People living in short-term rental housing, henceforth temporary housing, are rarely consulted by professionals involved in the design process, whether regarding new or refurbished buildings. Knowing what is required for temporary dwellers to feel at home and how their meanings of home relate to household characteristics, activities, and indoor environmental quality, might result in better designs for these commonly small dwellings. To explore th…
Embracing market and civic actor participation in public rental housing governance
In recent decades, government intervention in welfare states has witnessed a shift from ‘government’ to ‘governance’: policy making shifted from hierarchical government steering to mixed forms involving government, market and civic actors. Such terminology has also entered Chinese policy language on public rental housing (PRH) provision. To unravel the perceived power distribution in the relationships between the involved actors, this article dra…
Performance agreements to ensure societal legitimacy in the social housing sector; an embedded case study of implementation in the Netherlands
In 2015 the Housing Act was revised in order to further regulate the social housing sector in the Netherlands and thereby improve the steering possibilities for the central government to coordinate housing associations. This included local performance agreements for social housing policy obtaining a legal status. By introducing this policy instrument central government seeks to facilitate and ensure the tri-partite cooperation between municipalit…
Effective Public Rental Housing governance
In the past decade, Public Rental Housing (PRH) has become the program of providing affordable rental housing to low- and middle-income households in China. Even though descriptions of the governance results are numerous, the previous studies are not underpinned by a theoretical foundation from a governance perspective, nor have they empirically examined whether PRH governance works on the ground. This explorative and empirical paper aims to fill…
David Clapham
An analysis of urban renewal decision-making in China from the perspective of transaction costs theory
In China, there is a growing number of urban renewal projects due to the rapid growth of the economy and urbanization. To meet the needs of urban development, urban renewal requires a sound decision-making approach involving various stakeholder groups. However, current urban renewal decision-making is criticized for poor efficiency, equity, and resulting in many unintended adverse outcomes. It is claimed that high-level transaction costs (e.g., a…
About Housing Systems and Underlying Ideologies
This contribution is a reflection on the critical analysis of Mark Stephens of the theoretical work on housing systems by Jim Kemeny. It concludes that the analysis of Stephens is a great incentive to continue the debate on housing and welfare started by Kemeny. The core of the review is that Stephens focusses on the so-called maturation of social rental housing as a replacement of government subsidies: can non-profit housing compete with commerc…
The role of family reciprocity within the welfare state in intergenerational transfers for home ownership
The urban-rural discrepancy of generational housing pathways
The role of stakeholders and their participation network in decision-making of urban renewal in China
Amsterdam house price ripple effects in the Netherlands
Purpose: This paper examines the existence of the ripple effect from Amsterdam to the housing markets of other regions in the Netherlands. It identifies which regional housing markets are influenced by house price movements in Amsterdam. Design/methodology/approach: The paper considers the ripple effect as a lead-lag effect and a long-run convergence between the Amsterdam and regional house prices. Using the real house prices for second-hand owne…
Risks in home-ownership
Purpose: Risk in home-ownership from mortgage providers’ perspectives within the euro zone has received more attention than individual home owner’s perspectives in the literature following the financial crisis in 2007/2008. The purpose of this paper is to explore the risk factors in home-ownership from the individual household’s perspectives within the owner-occupied housing sector of the Netherlands. Design/methodology/approach: The paper adopte…
Risks and interrelationships of subdistrict house prices
This paper uses individual house transaction data from 1995 to 2014 in Amsterdam to explore the risks and interrelationships of the subdistrict house prices. Simple indicators suggest that house prices grow faster and are more risky in the central business district and its immediate surrounding areas than in the peripherals. Furthermore, we observe an over time decreasing inter-variations between the subdistrict house price growth rates, whereas …
Redistribution, Growth, and Inclusion
This paper explains the development of the urban housing system in P. R. China from 1949 to 2011 with an emphasis on the factors driving housing inequality in each policy period. We argue that the logic underpinning the housing policy had shifted from socialist redistribution to the stimulation of growth in the process of market economy reform and has been shifting toward social inclusionary growth since the 2010s. Over the course of time, two in…
The Changing Determinants of Homeownership amongst Young People in Urban China
This article examines the determinants of home ownership among young people in China. More specifically, it aims to shed light on the shifting importance of the state (through ‘redistributive power’) and the ability of young people to compete in housing markets (‘market ability’) after more than three decades of market transition. Through an analysis of data from the China General Social Survey, the paper quantifies the impacts of four types of d…
Why women own less housing assets in China? The role of intergenerational transfers
After three decades of housing reform in China, housing assets constitute a sizable share of family wealth but are distributed unevenly, as registered homeowners are predominantly male. This is partly because males generally have higher incomes than females and can therefore contribute more to the financing, but also because males receive more intergenerational transfers. On the basis of 31 in-depth interviews from Chongqing, this article seeks t…
Redistribution, Growth, and Inclusion
This paper explains the development of the urban housing system in China from 1949 to 2011 with an emphasis on the factors driving housing inequality in each policy period. We argue that the logic underpinning the housing policy had shifted from socialist redistribution to the stimulation of growth in the process of market economy reform and has been shifting toward social inclusionary growth since the 2010s. Over the course of time, two institut…
Risks and interrelationships of subdistrict house prices
This paper uses individual house transaction data from 1995 to 2014 in Amsterdam to explore the risks and interrelationships of the subdistrict house prices. Simple indicators suggest that house prices grow faster and are more risky in the central business district and its immediate surrounding areas than in the peripherals. Furthermore, we observe an over time decreasing intervariations between the subdistrict house price growth rates, whereas w…
Living in Assets Without Limits
Piketty (2014 Piketty, T. 2014. Capital in the Twenty-First Century. Cambridge, MA: Belknap Press of Harvard University.10.4159/9780674369542[CrossRef], [Google Scholar]) wrote a thought provoking book on capital, how it evolved over the decades and the role of housing in it. Maclennan and Miao (2016 Maclennan, Duncan, and Julie Miao. 2017. “Capital, Housing and Inequality in the 21th Century.” Housing Theory and Society.[PubMed], [Google Scholar…
Financial implications of affordable home ownership products
Homeownership and housing satisfaction
The role of stakeholders and their participation network in decision-making of urban renewal in China
Exploring ‘Housing Asset-based Welfare’. Can the UK be Held Up as an Example for Europe
In the UK, homeownership has become increasingly important as a financial asset used for welfare needs, particularly during old age. It has been suggested that other European countries will follow the example of the UK. Traditionally, homeownership has been regarded positively because of the low housing expenses associated with outright ownership and the financial benefit of having a nest-egg that can be released, if needed, by selling. New mortg…
Why women own less housing assets in China? The role of intergenerational transfers
After three decades of housing reform in China, housing assets constitute a sizable share of family wealth but are distributed unevenly, as registered homeowners are predominantly male. This is partly because males generally have higher incomes than females and can therefore contribute more to the financing, but also because males receive more intergenerational transfers. On the basis of 31 in-depth interviews from Chongqing, this article seeks t…
Inside qualitative, cross‐national research
Over the last decade there has been a significant growth in comparative, cross‐national research and recognition of its potential significance in responding to globalisation pressures. A range of methodological approaches have been documented. However, whilst a growing literature exists on undertaking comparative research generally, less has been published on the experiences of undertaking qualitative research in a cross‐national context, particu…
The Effect of EU-Legislation on Rental Systems in Sweden and the Netherlands
Both Sweden and the Netherlands had housing systems that include broad models of municipal housing (Sweden) or social housing (Netherlands). These broad models, however, came under discussion due to the competition policy of the European Commission. Financial government support – state aid – for public or social housing is considered to create false competition with commercial landlords. The countries chose different ways out of this problem. The…
An analysis of urban renewal decision-making in China from the perspective of transaction costs theory
In China, there is a growing number of urban renewal projects due to the rapid growth of the economy and urbanization. To meet the needs of urban development, urban renewal requires a sound decision-making approach involving various stakeholder groups. However, current urban renewal decision-making is criticized for poor efficiency, equity, and resulting in many unintended adverse outcomes. It is claimed that high-level transaction costs (e.g., a…
The role of family reciprocity within the welfare state in intergenerational transfers for home ownership
The urban-rural discrepancy of generational housing pathways
About Housing Systems and Underlying Ideologies
This contribution is a reflection on the critical analysis of Mark Stephens of the theoretical work on housing systems by Jim Kemeny. It concludes that the analysis of Stephens is a great incentive to continue the debate on housing and welfare started by Kemeny. The core of the review is that Stephens focusses on the so-called maturation of social rental housing as a replacement of government subsidies: can non-profit housing compete with commerc…
A Network Perspective on the Organization of Social Housing in the Netherlands
In the past 15 years Dutch housing associations have undergone a transformation from strictly regulated and heavily subsidized organizations to financially and administratively independent enterprises. This transformation has sparked a lively debate on regulation and the role of the government in social housing. There is a broad consensus that something needs to be done about the operations of housing associations in the Netherlands. Hence, their…
The future of Flemish social housing
Housing policy in Belgium and Flanders is directed mainly towards encouraging home ownership. Social housing in Flanders covers a share of 5.6% of the housing stock. This social rental sector is characterized as a safety net by some housing researchers and as a general model by others. During the 1990s and the first half of this decade social housing in Flanders became under discussion. The image of social housing that dominated then was one of i…
Risks and interrelationships of subdistrict house prices
This paper uses individual house transaction data from 1995 to 2014 in Amsterdam to explore the risks and interrelationships of the subdistrict house prices. Simple indicators suggest that house prices grow faster and are more risky in the central business district and its immediate surrounding areas than in the peripherals. Furthermore, we observe an over time decreasing intervariations between the subdistrict house price growth rates, whereas w…
When land is not enough
Subsidies or green taxes? Evaluating the distributional effects of housing renovation policies among Dutch households
Despite persistent housing affordability issues, energy policy and housing renovation are usually investigated separately from housing costs other than energy. Researchers have examined the financial viability of renovation attending to building conditions and the socio-economic characteristics of their occupants. However, the distributional impacts of renovation incentives and the potential of fiscal policy to redistribute housing costs remain u…
Living in Assets Without Limits
Piketty (2014 Piketty, T. 2014. Capital in the Twenty-First Century. Cambridge, MA: Belknap Press of Harvard University.10.4159/9780674369542[CrossRef], [Google Scholar]) wrote a thought provoking book on capital, how it evolved over the decades and the role of housing in it. Maclennan and Miao (2016 Maclennan, Duncan, and Julie Miao. 2017. “Capital, Housing and Inequality in the 21th Century.” Housing Theory and Society.[PubMed], [Google Scholar…
Policy changes affecting housing and mortgage markets
Competition and Social Rented Housing
This paper aims to make a contribution to the debate about the meaning of competition as applied to social housing and the usefulness of a competitive paradigm as a comparative analytical tool. Social housing providers have been asked to become more competitive and more market orientated in Europe. But what exactly do these terms mean and what are the defining features of competitiveness? And how can concepts of competition be applied to social h…
Deadlocks and breakthroughs in urban renewal
Urban renewal in the Netherlands has become a matter of ‘networking’. Housing associations, Dutch social landlords, became financially independent in the 1990s and have a responsibility in urban renewal. It is a joint responsibility in which local authority, social landlord and tenants are dependent on each other. This situation is rather new and needs some getting used to, as the two case studies show. The paper concludes that taking account of …
Tenant Empowerment Through Innovative Tenures
According to the recent Housing Memorandum (MVROM, 2000 MVROM 2000 Mensen-Wensen-Wonen: wonen in de 21e eeuw [What people want, where people live: housing in the 21st century] The Hague Ministry of Housing, Spatial Planning and the Environment [Google Scholar] ), Dutch housing associations are expected to actively improve the control of tenants over their dwellings and their living environment and offer them more possibilities to choose their own…
Towards better home design for people in temporary accommodation
People living in short-term rental housing, henceforth temporary housing, are rarely consulted by professionals involved in the design process, whether regarding new or refurbished buildings. Knowing what is required for temporary dwellers to feel at home and how their meanings of home relate to household characteristics, activities, and indoor environmental quality, might result in better designs for these commonly small dwellings. To explore th…
Embracing market and civic actor participation in public rental housing governance
In recent decades, government intervention in welfare states has witnessed a shift from ‘government’ to ‘governance’: policy making shifted from hierarchical government steering to mixed forms involving government, market and civic actors. Such terminology has also entered Chinese policy language on public rental housing (PRH) provision. To unravel the perceived power distribution in the relationships between the involved actors, this article dra…
Financial implications of affordable home ownership products
The Government Mortgage Guarantee as an Instrument in Housing Policy
This paper discusses the role of government mortgage guarantee schemes in housing policy. It explores different types of government mortgage guarantee scheme, which play different roles, in eight countries. Mortgage guarantee schemes interfere in the mortgage market in order to improve access to mortgages. Such guarantees can be shaped as self-supporting instruments or as subsidies. If the latter is the case the issue of competition and a level p…
Comment aborder le problème de la délinquance et du vandalisme dans les cités construites après-guerre. L'expérience hollandaise
Im Zusammenhang mit einer niederlandischen Politik zur Vorbeugung von Vandalismus, Kriminalitat und Unsicherheit in den Nachkriegsvierteln untersuchen die Autoren das Zusammenwirken von verschiedenen Faktoren, die zur Verwahrlosung des gebauten Raumes führen und sehen mögliche Massnahmen vor, um gegen das Problem anzugeben. Ein Beispiel von Vorbeugungsmassnahmen wird vorgestellt: die Einstellung von Wachen, kombiniert mit räumlichen Veränderungen…
Comment aborder le problème de la délinquance et du vandalisme dans les cités construites après-guerre. L'expérience hollandaise
Im Zusammenhang mit einer niederlandischen Politik zur Vorbeugung von Vandalismus, Kriminalitat und Unsicherheit in den Nachkriegsvierteln untersuchen die Autoren das Zusammenwirken von verschiedenen Faktoren, die zur Verwahrlosung des gebauten Raumes führen und sehen mögliche Massnahmen vor, um gegen das Problem anzugeben. Ein Beispiel von Vorbeugungsmassnahmen wird vorgestellt: die Einstellung von Wachen, kombiniert mit räumlichen Veränderungen…
Home Ownership in Crisis? The British Experience of Negative Equity, Ray Forrest, Patricia Kennett and Philip Leather, 1999
Homeownership and housing satisfaction
Tenant Empowerment Through Innovative Tenures
According to the recent Housing Memorandum (MVROM, 2000 MVROM 2000 Mensen-Wensen-Wonen: wonen in de 21e eeuw [What people want, where people live: housing in the 21st century] The Hague Ministry of Housing, Spatial Planning and the Environment [Google Scholar] ), Dutch housing associations are expected to actively improve the control of tenants over their dwellings and their living environment and offer them more possibilities to choose their own…
A Network Perspective on the Organization of Social Housing in the Netherlands
In the past 15 years Dutch housing associations have undergone a transformation from strictly regulated and heavily subsidized organizations to financially and administratively independent enterprises. This transformation has sparked a lively debate on regulation and the role of the government in social housing. There is a broad consensus that something needs to be done about the operations of housing associations in the Netherlands. Hence, their…
Building Assets, Building Credit
The future of Flemish social housing
Housing policy in Belgium and Flanders is directed mainly towards encouraging home ownership. Social housing in Flanders covers a share of 5.6% of the housing stock. This social rental sector is characterized as a safety net by some housing researchers and as a general model by others. During the 1990s and the first half of this decade social housing in Flanders became under discussion. The image of social housing that dominated then was one of i…
Inside qualitative, cross‐national research
Over the last decade there has been a significant growth in comparative, cross‐national research and recognition of its potential significance in responding to globalisation pressures. A range of methodological approaches have been documented. However, whilst a growing literature exists on undertaking comparative research generally, less has been published on the experiences of undertaking qualitative research in a cross‐national context, particu…
Deadlocks and breakthroughs in urban renewal
Urban renewal in the Netherlands has become a matter of ‘networking’. Housing associations, Dutch social landlords, became financially independent in the 1990s and have a responsibility in urban renewal. It is a joint responsibility in which local authority, social landlord and tenants are dependent on each other. This situation is rather new and needs some getting used to, as the two case studies show. The paper concludes that taking account of …
The Government Mortgage Guarantee as an Instrument in Housing Policy
This paper discusses the role of government mortgage guarantee schemes in housing policy. It explores different types of government mortgage guarantee scheme, which play different roles, in eight countries. Mortgage guarantee schemes interfere in the mortgage market in order to improve access to mortgages. Such guarantees can be shaped as self-supporting instruments or as subsidies. If the latter is the case the issue of competition and a level p…
Exploring ‘Housing Asset-based Welfare’. Can the UK be Held Up as an Example for Europe
In the UK, homeownership has become increasingly important as a financial asset used for welfare needs, particularly during old age. It has been suggested that other European countries will follow the example of the UK. Traditionally, homeownership has been regarded positively because of the low housing expenses associated with outright ownership and the financial benefit of having a nest-egg that can be released, if needed, by selling. New mortg…
Le logement social en Europe au début du xxie siècle
Le logement offre une excellente illustration de la difficulté à définir et à promouvoir un « modèle social européen ». Cet ouvrage, issu des travaux d'un atelier du GIS Réseau socioéconomie de l'habitat, est consacré à l'analyse des transformations du logement social dans l'Union européenne au cours des trois dernières décennies. Centré sur les pays d'Europe de l'Ouest qui furent à son origine : Angleterre, Allemagne, Autriche, Danemark, France,…
Competition and Social Rented Housing
This paper aims to make a contribution to the debate about the meaning of competition as applied to social housing and the usefulness of a competitive paradigm as a comparative analytical tool. Social housing providers have been asked to become more competitive and more market orientated in Europe. But what exactly do these terms mean and what are the defining features of competitiveness? And how can concepts of competition be applied to social h…
Policy changes affecting housing and mortgage markets
The Effect of EU-Legislation on Rental Systems in Sweden and the Netherlands
Both Sweden and the Netherlands had housing systems that include broad models of municipal housing (Sweden) or social housing (Netherlands). These broad models, however, came under discussion due to the competition policy of the European Commission. Financial government support – state aid – for public or social housing is considered to create false competition with commercial landlords. The countries chose different ways out of this problem. The…
Financial implications of affordable home ownership products
Redistribution, Growth, and Inclusion
This paper explains the development of the urban housing system in China from 1949 to 2011 with an emphasis on the factors driving housing inequality in each policy period. We argue that the logic underpinning the housing policy had shifted from socialist redistribution to the stimulation of growth in the process of market economy reform and has been shifting toward social inclusionary growth since the 2010s. Over the course of time, two institut…
Risks and interrelationships of subdistrict house prices
This paper uses individual house transaction data from 1995 to 2014 in Amsterdam to explore the risks and interrelationships of the subdistrict house prices. Simple indicators suggest that house prices grow faster and are more risky in the central business district and its immediate surrounding areas than in the peripherals. Furthermore, we observe an over time decreasing intervariations between the subdistrict house price growth rates, whereas w…
Living in Assets Without Limits
Piketty (2014 Piketty, T. 2014. Capital in the Twenty-First Century. Cambridge, MA: Belknap Press of Harvard University.10.4159/9780674369542[CrossRef], [Google Scholar]) wrote a thought provoking book on capital, how it evolved over the decades and the role of housing in it. Maclennan and Miao (2016 Maclennan, Duncan, and Julie Miao. 2017. “Capital, Housing and Inequality in the 21th Century.” Housing Theory and Society.[PubMed], [Google Scholar…
Amsterdam house price ripple effects in the Netherlands
Purpose: This paper examines the existence of the ripple effect from Amsterdam to the housing markets of other regions in the Netherlands. It identifies which regional housing markets are influenced by house price movements in Amsterdam. Design/methodology/approach: The paper considers the ripple effect as a lead-lag effect and a long-run convergence between the Amsterdam and regional house prices. Using the real house prices for second-hand owne…
Risks in home-ownership
Purpose: Risk in home-ownership from mortgage providers’ perspectives within the euro zone has received more attention than individual home owner’s perspectives in the literature following the financial crisis in 2007/2008. The purpose of this paper is to explore the risk factors in home-ownership from the individual household’s perspectives within the owner-occupied housing sector of the Netherlands. Design/methodology/approach: The paper adopte…
Risks and interrelationships of subdistrict house prices
This paper uses individual house transaction data from 1995 to 2014 in Amsterdam to explore the risks and interrelationships of the subdistrict house prices. Simple indicators suggest that house prices grow faster and are more risky in the central business district and its immediate surrounding areas than in the peripherals. Furthermore, we observe an over time decreasing inter-variations between the subdistrict house price growth rates, whereas …
Redistribution, Growth, and Inclusion
This paper explains the development of the urban housing system in P. R. China from 1949 to 2011 with an emphasis on the factors driving housing inequality in each policy period. We argue that the logic underpinning the housing policy had shifted from socialist redistribution to the stimulation of growth in the process of market economy reform and has been shifting toward social inclusionary growth since the 2010s. Over the course of time, two in…
The Changing Determinants of Homeownership amongst Young People in Urban China
This article examines the determinants of home ownership among young people in China. More specifically, it aims to shed light on the shifting importance of the state (through ‘redistributive power’) and the ability of young people to compete in housing markets (‘market ability’) after more than three decades of market transition. Through an analysis of data from the China General Social Survey, the paper quantifies the impacts of four types of d…
Why women own less housing assets in China? The role of intergenerational transfers
After three decades of housing reform in China, housing assets constitute a sizable share of family wealth but are distributed unevenly, as registered homeowners are predominantly male. This is partly because males generally have higher incomes than females and can therefore contribute more to the financing, but also because males receive more intergenerational transfers. On the basis of 31 in-depth interviews from Chongqing, this article seeks t…
Economics (32 works) · Business (27 works) · Housing, Finance, and Neoliberalism (26 works) · Political science (24 works) · Economic growth (19 works) · Housing Market and Economics (16 works) · Finance (15 works) · Law (11 works) · Law (11 works) · Public economics (11 works)