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Osuma Godswill

Biographic Data

ID3042020
NAMEOsuma Godswill
GIVEN NAMESOsuma
FAMILY NAMEGodswill
SIGNATUREGODSWILL O
AFFILIATIONSUniversity of Johannesburg
ORCID0000-0001-9242-5265
VERIFIEDYes
TOTAL WORKS4
TOTAL CITATIONS0
AUTHOR COUNT4
EDITOR COUNT0
FIRST PUBLICATION YEAR2020
LATEST PUBLICATION YEAR2025
H-INDEX0
  • The impact of financial inclusion on poverty reduction and economic growth in Sub-Saharan Africa

    Open Access•Osuma Godswill•ARTICLE•Social Sciences & Humanities Open•2025

    Financial inclusion in Africa faces significant challenges, including inadequate infrastructure, regulatory obstacles, and socioeconomic barriers, which limit access to financial services for underserved populations. In response to these challenges, this study examines how financial inclusion influences economic growth and poverty reduction across three Sub-Saharan Africa regions, namely East, West, and Southern Africa, spanning 28 countries from…

  • Does financial inclusion grease or sand the wheels of energy poverty in Africa? The role of governance and infrastructure

    Open Access•Osuma Godswill, Oluwatosin Juliana Oyetayo et al.•ARTICLE•Sustainable Futures•2025•References: 7

  • Disaggregated effects of artificial intelligence, online and mobile banking on customer satisfaction in banks

    Open Access•Osuma Godswill, Ntokozo Nzimande•ARTICLE•Journal of Infrastructure Policy…•2024

    In the Fourth Industrial Revolution (4IR) era, the rapid digitalisation of services poses both opportunities and challenges for the banking sector. This study addresses how adopting artificial intelligence (AI) and online and mobile banking advancements can influence customer satisfaction, particularly in Kaduna State, Nigeria. Despite significant investments in AI and digital banking technologies, banks often struggle to align these innovations …

  • Financial stability and entrepreneurship development in sub-Sahara Africa

    Open Access•Abiola Ayopo Babajide, Abiola Babajide et al.•ARTICLE•Cogent Social Sciences•2020

    This study examined the relationship between financial stability and entrepreneurship development in Sub-Sahara Africa, thereby scaling up the achievement of SDGs 1, 5, 8, 9, 10 and 12. The study made use of pooled data from 24 sub-Sahara Africa countries covering the period from 2004 to 2017. The method of analysis utilised is the pooled ordinary least squares (OLS) and random effects techniques. The findings revealed that financial stability (w…

No prominent works on this page.

  • Financial stability and entrepreneurship development in sub-Sahara Africa

    Open Access•Abiola Ayopo Babajide, Abiola Babajide et al.•ARTICLE•Cogent Social Sciences•2020

    This study examined the relationship between financial stability and entrepreneurship development in Sub-Sahara Africa, thereby scaling up the achievement of SDGs 1, 5, 8, 9, 10 and 12. The study made use of pooled data from 24 sub-Sahara Africa countries covering the period from 2004 to 2017. The method of analysis utilised is the pooled ordinary least squares (OLS) and random effects techniques. The findings revealed that financial stability (w…

  • Disaggregated effects of artificial intelligence, online and mobile banking on customer satisfaction in banks

    Open Access•Osuma Godswill, Ntokozo Nzimande•ARTICLE•Journal of Infrastructure Policy…•2024

    In the Fourth Industrial Revolution (4IR) era, the rapid digitalisation of services poses both opportunities and challenges for the banking sector. This study addresses how adopting artificial intelligence (AI) and online and mobile banking advancements can influence customer satisfaction, particularly in Kaduna State, Nigeria. Despite significant investments in AI and digital banking technologies, banks often struggle to align these innovations …

  • The impact of financial inclusion on poverty reduction and economic growth in Sub-Saharan Africa

    Open Access•Osuma Godswill•ARTICLE•Social Sciences & Humanities Open•2025

    Financial inclusion in Africa faces significant challenges, including inadequate infrastructure, regulatory obstacles, and socioeconomic barriers, which limit access to financial services for underserved populations. In response to these challenges, this study examines how financial inclusion influences economic growth and poverty reduction across three Sub-Saharan Africa regions, namely East, West, and Southern Africa, spanning 28 countries from…

  • Does financial inclusion grease or sand the wheels of energy poverty in Africa? The role of governance and infrastructure

    Open Access•Osuma Godswill, Oluwatosin Juliana Oyetayo et al.•ARTICLE•Sustainable Futures•2025•References: 7

Business (4 works) · Economic Growth and Development (3 works) · Economics (3 works) · Finance (3 works) · Computer Science (2 works) · Economic growth (2 works) · Financial inclusion (2 works) · Financial services (2 works) · Financial system (2 works) · Microfinance and Financial Inclusion (2 works)

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