Bert D’espallier
Biographic Data
| ID | 3431595 |
|---|---|
| NAME | Bert D’espallier |
| GIVEN NAMES | Bert |
| FAMILY NAME | D’espallier |
| SIGNATURE | D’ESPALLIER B |
| AFFILIATIONS | KU Leuven |
| ORCID | 0000-0001-7567-2520 |
| VERIFIED | Yes |
| TOTAL WORKS | 13 |
| TOTAL CITATIONS | 96 |
| AUTHOR COUNT | 13 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2010 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 4 |
The Ethical Dilemma in Hybrid Organizations
The Application of Sen's Capability Approach in Disability Research
Determinants of Sustainability of Informal Community-Based Financial Groups
International audience
Achieving Double Bottom-Line Performance in Hybrid Organisations
Autonomy and Financial Performance in Informal Savings Associations
A multitude of NGOs form informal savings and lending associations in developing countries, called savings groups. Group members are responsible for the day-to-day governance, operating within the framework provided by the NGOs. As NGOs differ in the model they provide, savings groups are endowed with different levels of autonomy over their operations. Drawing on theories related to autonomy and performance, we test whether more autonomous saving…
Does it (Re)pay to be Female? Considering Gender in Microfinance Loan Officer-Client Pairs
This paper examines the effect of the gender combination of client-loan officer pairs on loan repayment in an Ecuadorian microfinance institution. We show that among the four possible client-loan officer gender pairs i.e. female client-female loan officer, female client-male loan officer, male client-male loan officer and male client-female loan officer, the most favourable pairs in terms of repayment are those with female loan officers whereas t…
From NGOs to Banks
The Social Regulation of Markets
There is growing evidence that microcredit does little to support self-employment. Two main explanations are typically emphasized: from a microeconomic perspective, the poor have been argued to lack the skills, resources and motivation to start their own businesses; from a macroeconomic perspective, local markets are often saturated. This article uses first-hand data from rural South India to explore a third explanation which focuses on the socia…
Debt in Rural South India
This micro-level study combines multivariate and qualitative analyses to highlight the fragmented nature of debt in southern Indian rural households. It finds that debt is socially regulated in the sense that social interactions shape the cost, use and access to debt. Caste, social class and location affect how individuals borrow varying amounts from distinct money providers, for varied purposes and at differing costs. Debt thus is not purely an …
Focus on Women in Microfinance Institutions
We provide empirical evidence on focusing on women in microfinance and its consequences for microfinance institutions (MFIs). Based on a global dataset, the results indicate that a focus on women is associated with group-lending methods, international orientation, smaller loans, and non-commercial legal status. We find that a focus on women significantly improves repayment but does not enhance overall financial performance because of higher relat…
The Effects of Religion on Development Efforts
Credit from whom and for what? The diversity of borrowing sources and uses in rural southern India
This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enla…
Women and Repayment in Microfinance
Women and Repayment in Microfinance
Credit from whom and for what? The diversity of borrowing sources and uses in rural southern India
This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enla…
From NGOs to Banks
The Effects of Religion on Development Efforts
The Social Regulation of Markets
There is growing evidence that microcredit does little to support self-employment. Two main explanations are typically emphasized: from a microeconomic perspective, the poor have been argued to lack the skills, resources and motivation to start their own businesses; from a macroeconomic perspective, local markets are often saturated. This article uses first-hand data from rural South India to explore a third explanation which focuses on the socia…
Women and Repayment in Microfinance
Credit from whom and for what? The diversity of borrowing sources and uses in rural southern India
This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enla…
Focus on Women in Microfinance Institutions
We provide empirical evidence on focusing on women in microfinance and its consequences for microfinance institutions (MFIs). Based on a global dataset, the results indicate that a focus on women is associated with group-lending methods, international orientation, smaller loans, and non-commercial legal status. We find that a focus on women significantly improves repayment but does not enhance overall financial performance because of higher relat…
The Effects of Religion on Development Efforts
Debt in Rural South India
This micro-level study combines multivariate and qualitative analyses to highlight the fragmented nature of debt in southern Indian rural households. It finds that debt is socially regulated in the sense that social interactions shape the cost, use and access to debt. Caste, social class and location affect how individuals borrow varying amounts from distinct money providers, for varied purposes and at differing costs. Debt thus is not purely an …
The Social Regulation of Markets
There is growing evidence that microcredit does little to support self-employment. Two main explanations are typically emphasized: from a microeconomic perspective, the poor have been argued to lack the skills, resources and motivation to start their own businesses; from a macroeconomic perspective, local markets are often saturated. This article uses first-hand data from rural South India to explore a third explanation which focuses on the socia…
From NGOs to Banks
Does it (Re)pay to be Female? Considering Gender in Microfinance Loan Officer-Client Pairs
This paper examines the effect of the gender combination of client-loan officer pairs on loan repayment in an Ecuadorian microfinance institution. We show that among the four possible client-loan officer gender pairs i.e. female client-female loan officer, female client-male loan officer, male client-male loan officer and male client-female loan officer, the most favourable pairs in terms of repayment are those with female loan officers whereas t…
Achieving Double Bottom-Line Performance in Hybrid Organisations
Autonomy and Financial Performance in Informal Savings Associations
A multitude of NGOs form informal savings and lending associations in developing countries, called savings groups. Group members are responsible for the day-to-day governance, operating within the framework provided by the NGOs. As NGOs differ in the model they provide, savings groups are endowed with different levels of autonomy over their operations. Drawing on theories related to autonomy and performance, we test whether more autonomous saving…
The Ethical Dilemma in Hybrid Organizations
The Application of Sen's Capability Approach in Disability Research
Determinants of Sustainability of Informal Community-Based Financial Groups
International audience
Microfinance and Financial Inclusion (12 works) · Economics (11 works) · Business (10 works) · Economic growth (8 works) · Microfinance (8 works) · Islamic Finance and Banking Studies (7 works) · Finance (6 works) · FinTech, Crowdfunding, Digital Finance (5 works) · Financial system (4 works) · Political science (4 works)