Jacob S Rugh
Biographic Data
| ID | 3587834 |
|---|---|
| NAME | Jacob S Rugh |
| GIVEN NAMES | Jacob S |
| FAMILY NAME | Rugh |
| SIGNATURE | RUGH J S |
| AFFILIATIONS | Brigham Young University |
| VERIFIED | No |
| TOTAL WORKS | 23 |
| TOTAL CITATIONS | 753 |
| WORKS AS AUTHOR | 23 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2010 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 10 |
Integrating or segregating? Gentrification, the changing city-suburb divide, and black exceptionalism
Racial residential segregation has been pivotal in maintaining racial inequality following the Civil Rights Era. The transformation of cities by the spread of gentrification in recent decades may have mitigated these longstanding divisions or reproduced them as gentrification reorganizes residential patterns across urban space. However, the extent and nature of this relationship remain in question. We bridge theories of racial capitalism and resi…
Deportations and Latino Segregation
The shift of immigration enforcement to local communities has amplified anti-immigrant sentiment and enabled the unprecedented expansion of mass deportation systems. This study examines one such effort—the 287(g) program, which empowers local law enforcement to enforce U.S. immigration laws—and its effects on the residential segregation of Latinos. Using a difference-in-differences design that compares counties that implemented 287(g) with applic…
The social impacts of innovation
Purpose While current scholarship on innovation typically examines its antecedents, the purpose of this paper is to provide a more complete account by advocating for social impacts as a critical component of the sociological study of innovation. Design/methodology/approach This study adopts a conceptual approach to illustrate the ways in which innovation may generate unequitable outcomes. The authors illustrate the purpose of the paper by discuss…
Making Space Behind the Veil
The work of W.E.B. Du Bois highlights the significance of Christian religion in Black American life. According to Du Bois, the Black Church serves as a site of self-formation and affirmation, and the White Church as a source of racist beliefs and justifications for inequality. In this paper, we expand Du Bois' inquiry about the influence of religion with a study of Black Americans who belong to a predominantly White religion. For those whose reli…
The Neighborhood Attainment of Mixed-Race Couples across the Black/White Spectrum
With the removal of legal barriers to mixed-race marriage, there has been a consistent increase in the number of Black-White couples. This has coincided with growth in the number of Black-White individuals who have formed couples with a Black or White partner. Little is known, however, about how these couples function within a key area of stratification-neighborhood attainment. We use data from the Home Mortgage Disclosure Act and the U.S. Census…
From Crisis to Progress
Latino youth housing conditions have transformed dramatically over the past 20 years. Rates of household crowding have plummeted, nearly all Latino children are U.S.-born citizens, and broadband Internet access is widespread. However, Latino youth remain disadvantaged and their housing conditions remain understudied as they come of age in an era of housing crises, from foreclosures, evictions, to the novel coronavirus pandemic. This article exami…
Vanishing wealth, vanishing votes? Latino homeownership and the 2016 election in Florida
In this article, I explore how race, class, and migration influence Latino household wealth, and uncover important implications for the close 2016 US presidential election outcome in Florida. I follow over 11,000 homeowners in the Orlando area of Orange County, Florida from 2004 to 2016. To proxy for immigrant incorporation, I leverage matched voter registration records and direct observation of borrower identification – driver’s license, green c…
Why Black and Latino Home Ownership Matter to the Color Line and Multiracial Democracy
Subprime Lending/Foreclosure Crisis
Subprime mortgage lending in the USA rose alongside home prices and lasted about 15 years, ending abruptly in late 2007, setting off a national foreclosure crisis. Between 2007 and 2012 there were 9 to 12 million foreclosures filings and 4 to 5 million completed foreclosures. The ensuing foreclosure crisis stemmed more from falling home prices but its unequal distribution across society by race and space was also the product of legacies of exclus…
The Great Recession and the Destruction of Minority Wealth
“In the course of the Great Recession, already fragile black and Hispanic middle-class households lost huge amounts of wealth, which had often been painstakingly accumulated over many decades.” Third in a series on social mobility around the world
The social structure of mortgage discrimination
In the decade leading up to the U.S. housing crisis, black and Latino borrowers disproportionately received high-cost, high-risk mortgages-a lending disparity well documented by prior quantitative studies. We analyze qualitative data from actors in the lending industry to identify the social structure though which this mortgage discrimination took place. Our data consist of 220 depositions, declarations, and related exhibits submitted by borrower…
Military Veterans and Neighborhood Racial Integration
Deporting the American Dream
Over the past decade, Latinos have been buffeted by two major forces: a record number of immigrant deportations and the housing foreclosure crisis. Yet, prior work has not assessed the link between the two. We hypothesize that deportations exacerbate rates of foreclosure among Latinos by removing income earners from owner-occupied households. We employ a quasi-experimental approach that leverages variation in county applications for 287(g) immigr…
Riding the Stagecoach to Hell
Recent studies have used statistical methods to show that minorities were more likely than equally qualified whites to receive high cost, high risk loans during the U.S. housing boom, evidence taken to suggest widespread discrimination in the mortgage lending industry. The evidence, however, was indirect, being inferred from racial differentials that persisted after controlling for other factors known to affect the terms of lending. Here we assem…
The US Great Recession
The United States experienced the Great Recession between 2007 and 2009 and many American cities and communities are still suffering from its legacy. During the prior period of the early and mid-2000s, many inner city African American communities were experiencing gentrification, driven in part by the real estate bubble that popped in 2007. While much has been written about the institutional and structural causes and consequences of the Great Rec…
Healthcare Use in the Heartland
One increasingly important problem affecting rural health care selection is the tendency of older residents to bypass local health care providers. This research investigates how the effects of community characteristics and attachment on health care bypass behavior vary between rural retirement-age migrants and retirement-age long-term residents. Non-health-related behaviors, such as purchasing goods and services outside one's community during a h…
Race, Space, and Cumulative Disadvantage
In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower’s life and between genera…
Double Jeopardy
Recent research has demonstrated that Latinos have been hit hardest by the US foreclosure crisis. In this article, I combine place stratification and spatial assimilation theory to explain why Latinos suffered a devastating double blow during the foreclosure crisis. Using a national sample of borrowers who received risky mortgage loans during the boom and following them through the crisis, I find that Latinos were most likely subject to high-cost…
Segregation in Post-Civil Rights America
In this paper we adjudicate between competing claims of persisting segregation and rapid integration by analyzing trends in residential dissimilarity and spatial isolation for African Americans, Hispanics, and Asians living in 287 consistently defined metropolitan areas from 1970 to 2010. On average, Black segregation and isolation have fallen steadily but still remain very high in many areas, particularly those areas historically characterized b…
New evidence on racial and ethnic disparities in homeownership in the United States from 2001 to 2010
The Provision of Local Public Goods in Diverse Communities
Scholars have shown that diversity depresses public goods provision. In U.S. cities, racial and ethnic divisions could seriously undermine investment. However, diverse cities spend significant amounts on public goods. We ask how these communities overcome their potential collective action problem. Using a new data set on more than 3,000 municipal bond elections, we show that strategic politicians encourage cooperation. Diversity leads officials t…
The Geography of Undocumented Mexican Migration
Using data from Mexico's Matrícula Consular program, we analyze the geographic organization of undocumented Mexican migration to the United States. We show that emigration has moved beyond its historical origins in west-central Mexico into the central region and, to a lesser extent, the southeast and border regions. In the United States, traditional gateways continue to dominate, but a variety of new destinations have emerged. California, in part…
Racial Segregation and the American Foreclosure Crisis
The rise in subprime lending and the ensuing wave of foreclosures was partly a result of market forces that have been well-identified in the literature, but it was also a highly racialized process. We argue that residential segregation created a unique niche of minority clients who were differentially marketed risky subprime loans that were in great demand for use in mortgage-backed securities that could be sold on secondary markets. We test this…
Racial Segregation and the American Foreclosure Crisis
The rise in subprime lending and the ensuing wave of foreclosures was partly a result of market forces that have been well-identified in the literature, but it was also a highly racialized process. We argue that residential segregation created a unique niche of minority clients who were differentially marketed risky subprime loans that were in great demand for use in mortgage-backed securities that could be sold on secondary markets. We test this…
Segregation in Post-Civil Rights America
In this paper we adjudicate between competing claims of persisting segregation and rapid integration by analyzing trends in residential dissimilarity and spatial isolation for African Americans, Hispanics, and Asians living in 287 consistently defined metropolitan areas from 1970 to 2010. On average, Black segregation and isolation have fallen steadily but still remain very high in many areas, particularly those areas historically characterized b…
Race, Space, and Cumulative Disadvantage
In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower’s life and between genera…
Riding the Stagecoach to Hell
Recent studies have used statistical methods to show that minorities were more likely than equally qualified whites to receive high cost, high risk loans during the U.S. housing boom, evidence taken to suggest widespread discrimination in the mortgage lending industry. The evidence, however, was indirect, being inferred from racial differentials that persisted after controlling for other factors known to affect the terms of lending. Here we assem…
The Provision of Local Public Goods in Diverse Communities
Scholars have shown that diversity depresses public goods provision. In U.S. cities, racial and ethnic divisions could seriously undermine investment. However, diverse cities spend significant amounts on public goods. We ask how these communities overcome their potential collective action problem. Using a new data set on more than 3,000 municipal bond elections, we show that strategic politicians encourage cooperation. Diversity leads officials t…
Deporting the American Dream
Over the past decade, Latinos have been buffeted by two major forces: a record number of immigrant deportations and the housing foreclosure crisis. Yet, prior work has not assessed the link between the two. We hypothesize that deportations exacerbate rates of foreclosure among Latinos by removing income earners from owner-occupied households. We employ a quasi-experimental approach that leverages variation in county applications for 287(g) immigr…
New evidence on racial and ethnic disparities in homeownership in the United States from 2001 to 2010
The US Great Recession
The United States experienced the Great Recession between 2007 and 2009 and many American cities and communities are still suffering from its legacy. During the prior period of the early and mid-2000s, many inner city African American communities were experiencing gentrification, driven in part by the real estate bubble that popped in 2007. While much has been written about the institutional and structural causes and consequences of the Great Rec…
The Geography of Undocumented Mexican Migration
Using data from Mexico's Matrícula Consular program, we analyze the geographic organization of undocumented Mexican migration to the United States. We show that emigration has moved beyond its historical origins in west-central Mexico into the central region and, to a lesser extent, the southeast and border regions. In the United States, traditional gateways continue to dominate, but a variety of new destinations have emerged. California, in part…
The social structure of mortgage discrimination
In the decade leading up to the U.S. housing crisis, black and Latino borrowers disproportionately received high-cost, high-risk mortgages-a lending disparity well documented by prior quantitative studies. We analyze qualitative data from actors in the lending industry to identify the social structure though which this mortgage discrimination took place. Our data consist of 220 depositions, declarations, and related exhibits submitted by borrower…
Vanishing wealth, vanishing votes? Latino homeownership and the 2016 election in Florida
In this article, I explore how race, class, and migration influence Latino household wealth, and uncover important implications for the close 2016 US presidential election outcome in Florida. I follow over 11,000 homeowners in the Orlando area of Orange County, Florida from 2004 to 2016. To proxy for immigrant incorporation, I leverage matched voter registration records and direct observation of borrower identification – driver’s license, green c…
Why Black and Latino Home Ownership Matter to the Color Line and Multiracial Democracy
Healthcare Use in the Heartland
One increasingly important problem affecting rural health care selection is the tendency of older residents to bypass local health care providers. This research investigates how the effects of community characteristics and attachment on health care bypass behavior vary between rural retirement-age migrants and retirement-age long-term residents. Non-health-related behaviors, such as purchasing goods and services outside one's community during a h…
The Neighborhood Attainment of Mixed-Race Couples across the Black/White Spectrum
With the removal of legal barriers to mixed-race marriage, there has been a consistent increase in the number of Black-White couples. This has coincided with growth in the number of Black-White individuals who have formed couples with a Black or White partner. Little is known, however, about how these couples function within a key area of stratification-neighborhood attainment. We use data from the Home Mortgage Disclosure Act and the U.S. Census…
From Crisis to Progress
Latino youth housing conditions have transformed dramatically over the past 20 years. Rates of household crowding have plummeted, nearly all Latino children are U.S.-born citizens, and broadband Internet access is widespread. However, Latino youth remain disadvantaged and their housing conditions remain understudied as they come of age in an era of housing crises, from foreclosures, evictions, to the novel coronavirus pandemic. This article exami…
The social impacts of innovation
Purpose While current scholarship on innovation typically examines its antecedents, the purpose of this paper is to provide a more complete account by advocating for social impacts as a critical component of the sociological study of innovation. Design/methodology/approach This study adopts a conceptual approach to illustrate the ways in which innovation may generate unequitable outcomes. The authors illustrate the purpose of the paper by discuss…
Military Veterans and Neighborhood Racial Integration
The Geography of Undocumented Mexican Migration
Using data from Mexico's Matrícula Consular program, we analyze the geographic organization of undocumented Mexican migration to the United States. We show that emigration has moved beyond its historical origins in west-central Mexico into the central region and, to a lesser extent, the southeast and border regions. In the United States, traditional gateways continue to dominate, but a variety of new destinations have emerged. California, in part…
Racial Segregation and the American Foreclosure Crisis
The rise in subprime lending and the ensuing wave of foreclosures was partly a result of market forces that have been well-identified in the literature, but it was also a highly racialized process. We argue that residential segregation created a unique niche of minority clients who were differentially marketed risky subprime loans that were in great demand for use in mortgage-backed securities that could be sold on secondary markets. We test this…
The Provision of Local Public Goods in Diverse Communities
Scholars have shown that diversity depresses public goods provision. In U.S. cities, racial and ethnic divisions could seriously undermine investment. However, diverse cities spend significant amounts on public goods. We ask how these communities overcome their potential collective action problem. Using a new data set on more than 3,000 municipal bond elections, we show that strategic politicians encourage cooperation. Diversity leads officials t…
New evidence on racial and ethnic disparities in homeownership in the United States from 2001 to 2010
Double Jeopardy
Recent research has demonstrated that Latinos have been hit hardest by the US foreclosure crisis. In this article, I combine place stratification and spatial assimilation theory to explain why Latinos suffered a devastating double blow during the foreclosure crisis. Using a national sample of borrowers who received risky mortgage loans during the boom and following them through the crisis, I find that Latinos were most likely subject to high-cost…
Segregation in Post-Civil Rights America
In this paper we adjudicate between competing claims of persisting segregation and rapid integration by analyzing trends in residential dissimilarity and spatial isolation for African Americans, Hispanics, and Asians living in 287 consistently defined metropolitan areas from 1970 to 2010. On average, Black segregation and isolation have fallen steadily but still remain very high in many areas, particularly those areas historically characterized b…
Race, Space, and Cumulative Disadvantage
In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower’s life and between genera…
Deporting the American Dream
Over the past decade, Latinos have been buffeted by two major forces: a record number of immigrant deportations and the housing foreclosure crisis. Yet, prior work has not assessed the link between the two. We hypothesize that deportations exacerbate rates of foreclosure among Latinos by removing income earners from owner-occupied households. We employ a quasi-experimental approach that leverages variation in county applications for 287(g) immigr…
Riding the Stagecoach to Hell
Recent studies have used statistical methods to show that minorities were more likely than equally qualified whites to receive high cost, high risk loans during the U.S. housing boom, evidence taken to suggest widespread discrimination in the mortgage lending industry. The evidence, however, was indirect, being inferred from racial differentials that persisted after controlling for other factors known to affect the terms of lending. Here we assem…
The US Great Recession
The United States experienced the Great Recession between 2007 and 2009 and many American cities and communities are still suffering from its legacy. During the prior period of the early and mid-2000s, many inner city African American communities were experiencing gentrification, driven in part by the real estate bubble that popped in 2007. While much has been written about the institutional and structural causes and consequences of the Great Rec…
Healthcare Use in the Heartland
One increasingly important problem affecting rural health care selection is the tendency of older residents to bypass local health care providers. This research investigates how the effects of community characteristics and attachment on health care bypass behavior vary between rural retirement-age migrants and retirement-age long-term residents. Non-health-related behaviors, such as purchasing goods and services outside one's community during a h…
The Great Recession and the Destruction of Minority Wealth
“In the course of the Great Recession, already fragile black and Hispanic middle-class households lost huge amounts of wealth, which had often been painstakingly accumulated over many decades.” Third in a series on social mobility around the world
The social structure of mortgage discrimination
In the decade leading up to the U.S. housing crisis, black and Latino borrowers disproportionately received high-cost, high-risk mortgages-a lending disparity well documented by prior quantitative studies. We analyze qualitative data from actors in the lending industry to identify the social structure though which this mortgage discrimination took place. Our data consist of 220 depositions, declarations, and related exhibits submitted by borrower…
Military Veterans and Neighborhood Racial Integration
Subprime Lending/Foreclosure Crisis
Subprime mortgage lending in the USA rose alongside home prices and lasted about 15 years, ending abruptly in late 2007, setting off a national foreclosure crisis. Between 2007 and 2012 there were 9 to 12 million foreclosures filings and 4 to 5 million completed foreclosures. The ensuing foreclosure crisis stemmed more from falling home prices but its unequal distribution across society by race and space was also the product of legacies of exclus…
Vanishing wealth, vanishing votes? Latino homeownership and the 2016 election in Florida
In this article, I explore how race, class, and migration influence Latino household wealth, and uncover important implications for the close 2016 US presidential election outcome in Florida. I follow over 11,000 homeowners in the Orlando area of Orange County, Florida from 2004 to 2016. To proxy for immigrant incorporation, I leverage matched voter registration records and direct observation of borrower identification – driver’s license, green c…
Why Black and Latino Home Ownership Matter to the Color Line and Multiracial Democracy
From Crisis to Progress
Latino youth housing conditions have transformed dramatically over the past 20 years. Rates of household crowding have plummeted, nearly all Latino children are U.S.-born citizens, and broadband Internet access is widespread. However, Latino youth remain disadvantaged and their housing conditions remain understudied as they come of age in an era of housing crises, from foreclosures, evictions, to the novel coronavirus pandemic. This article exami…
The Neighborhood Attainment of Mixed-Race Couples across the Black/White Spectrum
With the removal of legal barriers to mixed-race marriage, there has been a consistent increase in the number of Black-White couples. This has coincided with growth in the number of Black-White individuals who have formed couples with a Black or White partner. Little is known, however, about how these couples function within a key area of stratification-neighborhood attainment. We use data from the Home Mortgage Disclosure Act and the U.S. Census…
The social impacts of innovation
Purpose While current scholarship on innovation typically examines its antecedents, the purpose of this paper is to provide a more complete account by advocating for social impacts as a critical component of the sociological study of innovation. Design/methodology/approach This study adopts a conceptual approach to illustrate the ways in which innovation may generate unequitable outcomes. The authors illustrate the purpose of the paper by discuss…
Making Space Behind the Veil
The work of W.E.B. Du Bois highlights the significance of Christian religion in Black American life. According to Du Bois, the Black Church serves as a site of self-formation and affirmation, and the White Church as a source of racist beliefs and justifications for inequality. In this paper, we expand Du Bois' inquiry about the influence of religion with a study of Black Americans who belong to a predominantly White religion. For those whose reli…
Deportations and Latino Segregation
The shift of immigration enforcement to local communities has amplified anti-immigrant sentiment and enabled the unprecedented expansion of mass deportation systems. This study examines one such effort—the 287(g) program, which empowers local law enforcement to enforce U.S. immigration laws—and its effects on the residential segregation of Latinos. Using a difference-in-differences design that compares counties that implemented 287(g) with applic…
Integrating or segregating? Gentrification, the changing city-suburb divide, and black exceptionalism
Racial residential segregation has been pivotal in maintaining racial inequality following the Civil Rights Era. The transformation of cities by the spread of gentrification in recent decades may have mitigated these longstanding divisions or reproduced them as gentrification reorganizes residential patterns across urban space. However, the extent and nature of this relationship remain in question. We bridge theories of racial capitalism and resi…
Political science (18 works) · Urban, Neighborhood, and Segregation Studies (18 works) · Economics (17 works) · Demographic economics (12 works) · Sociology (11 works) · Law (10 works) · Housing, Finance, and Neoliberalism (9 works) · Housing Market and Economics (8 works) · Business (7 works) · Geography (7 works)