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Farah Said

Biographic Data

ID3604946
NAMEFarah Said
GIVEN NAMESFarah
FAMILY NAMESaid
SIGNATURESAID F
AFFILIATIONSLahore University of Management Sciences
ORCID0000-0001-8807-8782
VERIFIEDYes
TOTAL WORKS6
TOTAL CITATIONS17
AUTHOR COUNT6
EDITOR COUNT0
FIRST PUBLICATION YEAR2018
LATEST PUBLICATION YEAR2024
H-INDEX2
  • Nudging tax filing through text message combinations: Evidence from Pakistan

    Open Access•Mariam Abdelnabi, Nazish Afraz et al.•ARTICLE•Behavioural Public Policy•2024•References: 3

    Developing countries, with limited monitoring and auditing capabilities, face significant tax evasion issues. This study examines the impact of various text message combinations on promoting tax compliance, particularly in encouraging service providers to submit monthly sales tax returns in Khyber Pakhtunkhwa, Pakistan. A randomised controlled trial involved 18,087 service providers and tested three types of SMS reminders. These included a basic …

  • Demand for Commitment in Credit and Saving Contracts: A Field Experiment

    Open Access•Uzma Afzal, Giovanna D’adda et al.•ARTICLE•The Economic Journal•2024•Cited by: 1•References: 2

    We conduct a field experiment in which we offer credit and saving contracts to the same pool of Pakistani microfinance clients. Additional treatments test ex ante demand for soft commitment (in the form of reminders, either to respondents or to their families), hard commitment (in the form of a penalty for missing an instalment) and flexibility (an option to postpone an instalment) to save or pay loan instalments on time. We find substantial dema…

  • Encouraging Female Graduates to Enter the Labor Force: Evidence from a Role Model Intervention in Pakistan

    Hamna Ahmed, Mahreen Mahmud et al.•ARTICLE•Economic Development and Cultural…•2024•Cited by: 2•References: 39

    Pakistan has gender parity in tertiary enrollment, yet the labor force participation rate of female graduates is one-third that of male graduates. We conducted a randomized controlled trial with 2, 500 final-year female undergraduate students in Lahore, a large majority of whom had expressed a desire to work after graduation. We randomly selected half of the sample to watch videos of successful relatable female role models to encourage students t…

  • Educate the girls: Long run effects of secondary schooling for girls in Pakistan

    Open Access•Tareena Musaddiq, Farah Said•ARTICLE•World Development•2022•Cited by: 3•References: 8

  • Home-Based Enterprises: Experimental Evidence on Female Preferences from Pakistan

    Farah Said, Mahreen Mahmud et al.•ARTICLE•Economic Development and Cultural…•2022•Cited by: 1•References: 31

    Enterprises run by women in developing countries are largely home based and belong to small-business networks, which may explain these businesses’ small size, low profitability, and short life. Using data from Pakistan, we confirm that the majority of female-owned microenterprises are home based and find that these home businesses are likely to close within 2 years. Our incentivized tasks elicit household preferences for business location and adv…

  • Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan

    Open Access•Uzma Afzal, Giovanna D’adda et al.•ARTICLE•The Economic Journal•2018•Cited by: 10•References: 33

    We use a field experiment to test whether saving and borrowing satisfy demand for lump‐sum accumulation from regular deposits. Inspired by ROSCAs, we offer different credit and saving contracts to subjects. We find that individuals often accept both credit and saving contract across experimental waves. This behaviour can be rationalised by assuming that individuals seek lump‐sum payments and struggle to hold savings. Structural estimation of this…

  • Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan

    Open Access•Uzma Afzal, Giovanna D’adda et al.•ARTICLE•The Economic Journal•2018•Cited by: 10•References: 33

    We use a field experiment to test whether saving and borrowing satisfy demand for lump‐sum accumulation from regular deposits. Inspired by ROSCAs, we offer different credit and saving contracts to subjects. We find that individuals often accept both credit and saving contract across experimental waves. This behaviour can be rationalised by assuming that individuals seek lump‐sum payments and struggle to hold savings. Structural estimation of this…

  • Educate the girls: Long run effects of secondary schooling for girls in Pakistan

    Open Access•Tareena Musaddiq, Farah Said•ARTICLE•World Development•2022•Cited by: 3•References: 8

  • Encouraging Female Graduates to Enter the Labor Force: Evidence from a Role Model Intervention in Pakistan

    Hamna Ahmed, Mahreen Mahmud et al.•ARTICLE•Economic Development and Cultural…•2024•Cited by: 2•References: 39

    Pakistan has gender parity in tertiary enrollment, yet the labor force participation rate of female graduates is one-third that of male graduates. We conducted a randomized controlled trial with 2, 500 final-year female undergraduate students in Lahore, a large majority of whom had expressed a desire to work after graduation. We randomly selected half of the sample to watch videos of successful relatable female role models to encourage students t…

  • Demand for Commitment in Credit and Saving Contracts: A Field Experiment

    Open Access•Uzma Afzal, Giovanna D’adda et al.•ARTICLE•The Economic Journal•2024•Cited by: 1•References: 2

    We conduct a field experiment in which we offer credit and saving contracts to the same pool of Pakistani microfinance clients. Additional treatments test ex ante demand for soft commitment (in the form of reminders, either to respondents or to their families), hard commitment (in the form of a penalty for missing an instalment) and flexibility (an option to postpone an instalment) to save or pay loan instalments on time. We find substantial dema…

  • Home-Based Enterprises: Experimental Evidence on Female Preferences from Pakistan

    Farah Said, Mahreen Mahmud et al.•ARTICLE•Economic Development and Cultural…•2022•Cited by: 1•References: 31

    Enterprises run by women in developing countries are largely home based and belong to small-business networks, which may explain these businesses’ small size, low profitability, and short life. Using data from Pakistan, we confirm that the majority of female-owned microenterprises are home based and find that these home businesses are likely to close within 2 years. Our incentivized tasks elicit household preferences for business location and adv…

  • Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan

    Open Access•Uzma Afzal, Giovanna D’adda et al.•ARTICLE•The Economic Journal•2018•Cited by: 10•References: 33

    We use a field experiment to test whether saving and borrowing satisfy demand for lump‐sum accumulation from regular deposits. Inspired by ROSCAs, we offer different credit and saving contracts to subjects. We find that individuals often accept both credit and saving contract across experimental waves. This behaviour can be rationalised by assuming that individuals seek lump‐sum payments and struggle to hold savings. Structural estimation of this…

  • Educate the girls: Long run effects of secondary schooling for girls in Pakistan

    Open Access•Tareena Musaddiq, Farah Said•ARTICLE•World Development•2022•Cited by: 3•References: 8

  • Home-Based Enterprises: Experimental Evidence on Female Preferences from Pakistan

    Farah Said, Mahreen Mahmud et al.•ARTICLE•Economic Development and Cultural…•2022•Cited by: 1•References: 31

    Enterprises run by women in developing countries are largely home based and belong to small-business networks, which may explain these businesses’ small size, low profitability, and short life. Using data from Pakistan, we confirm that the majority of female-owned microenterprises are home based and find that these home businesses are likely to close within 2 years. Our incentivized tasks elicit household preferences for business location and adv…

  • Nudging tax filing through text message combinations: Evidence from Pakistan

    Open Access•Mariam Abdelnabi, Nazish Afraz et al.•ARTICLE•Behavioural Public Policy•2024•References: 3

    Developing countries, with limited monitoring and auditing capabilities, face significant tax evasion issues. This study examines the impact of various text message combinations on promoting tax compliance, particularly in encouraging service providers to submit monthly sales tax returns in Khyber Pakhtunkhwa, Pakistan. A randomised controlled trial involved 18,087 service providers and tested three types of SMS reminders. These included a basic …

  • Demand for Commitment in Credit and Saving Contracts: A Field Experiment

    Open Access•Uzma Afzal, Giovanna D’adda et al.•ARTICLE•The Economic Journal•2024•Cited by: 1•References: 2

    We conduct a field experiment in which we offer credit and saving contracts to the same pool of Pakistani microfinance clients. Additional treatments test ex ante demand for soft commitment (in the form of reminders, either to respondents or to their families), hard commitment (in the form of a penalty for missing an instalment) and flexibility (an option to postpone an instalment) to save or pay loan instalments on time. We find substantial dema…

  • Encouraging Female Graduates to Enter the Labor Force: Evidence from a Role Model Intervention in Pakistan

    Hamna Ahmed, Mahreen Mahmud et al.•ARTICLE•Economic Development and Cultural…•2024•Cited by: 2•References: 39

    Pakistan has gender parity in tertiary enrollment, yet the labor force participation rate of female graduates is one-third that of male graduates. We conducted a randomized controlled trial with 2, 500 final-year female undergraduate students in Lahore, a large majority of whom had expressed a desire to work after graduation. We randomly selected half of the sample to watch videos of successful relatable female role models to encourage students t…

Economics (5 works) · Business (3 works) · Economic growth (3 works) · Finance (3 works) · Finance (3 works) · Microfinance and Financial Inclusion (3 works) · Psychology (3 works) · Taxation and Compliance Studies (3 works) · Computer Science (2 works) · Demographic economics (2 works)

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