Jodi Gardner
Biographic Data
| ID | 3648239 |
|---|---|
| NAME | Jodi Gardner |
| GIVEN NAMES | Jodi |
| FAMILY NAME | Gardner |
| SIGNATURE | GARDNER J |
| AFFILIATIONS | St. John's College of Nursing |
| ORCID | 0000-0003-3278-9475 |
| VERIFIED | Yes |
| TOTAL WORKS | 4 |
| TOTAL CITATIONS | 11 |
| AUTHOR COUNT | 4 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2016 |
| LATEST PUBLICATION YEAR | 2023 |
| H-INDEX | 1 |
Rethinking Risk-Taking
Volenti non fit injuria allows a negligent defendant to escape liability by showing that the claimant voluntarily and willingly accepted the risk in question. This article combines the theoretical limitations of the volenti defence with a case analysis of how its application has played out in the “real world”, and argues it is not fit for modern tort law. The defence has a controversial and chequered history, being described as a “so-called princ…
Algorithmic Credit Scoring in Vietnam
Artificial intelligence (AI) and big data are transforming the credit market around the world. Algorithmic credit scoring (ACS) is increasingly used to assess borrowers' creditworthiness, using technology to glean non-traditional data from smartphones and analyze them through machine-learning algorithms. These processes promise efficiency, accuracy, and cost-effectiveness compared with traditional credit scoring. However, this technology raises p…
Being Conscious of Unconscionability in Modern Times
Requiring low‐paid drivers to sign an Arbitration Clause removing their right to local court processes can be unconscionable and, if so, the clause is not enforceable. This was the conclusion reached by the majority of the Supreme Court of Canada when considering a contractual provision that mandated all external dispute resolution processes go through mediation and arbitration in the Netherlands and required upfront fees of $14,500USD to do so. …
Payday lending in the UK
Concern about the increasing use of payday lending led the UK's Financial Conduct Authority to introduce landmark reforms in 2014/15. While these reforms have generally been welcomed as a way of curbing 'extortionate' and 'predatory' lending, this paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending combined with original and rigorous qualitative interviews with customers. We …
Payday lending in the UK
Concern about the increasing use of payday lending led the UK's Financial Conduct Authority to introduce landmark reforms in 2014/15. While these reforms have generally been welcomed as a way of curbing 'extortionate' and 'predatory' lending, this paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending combined with original and rigorous qualitative interviews with customers. We …
Payday lending in the UK
Concern about the increasing use of payday lending led the UK's Financial Conduct Authority to introduce landmark reforms in 2014/15. While these reforms have generally been welcomed as a way of curbing 'extortionate' and 'predatory' lending, this paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending combined with original and rigorous qualitative interviews with customers. We …
Being Conscious of Unconscionability in Modern Times
Requiring low‐paid drivers to sign an Arbitration Clause removing their right to local court processes can be unconscionable and, if so, the clause is not enforceable. This was the conclusion reached by the majority of the Supreme Court of Canada when considering a contractual provision that mandated all external dispute resolution processes go through mediation and arbitration in the Netherlands and required upfront fees of $14,500USD to do so. …
Rethinking Risk-Taking
Volenti non fit injuria allows a negligent defendant to escape liability by showing that the claimant voluntarily and willingly accepted the risk in question. This article combines the theoretical limitations of the volenti defence with a case analysis of how its application has played out in the “real world”, and argues it is not fit for modern tort law. The defence has a controversial and chequered history, being described as a “so-called princ…
Algorithmic Credit Scoring in Vietnam
Artificial intelligence (AI) and big data are transforming the credit market around the world. Algorithmic credit scoring (ACS) is increasingly used to assess borrowers' creditworthiness, using technology to glean non-traditional data from smartphones and analyze them through machine-learning algorithms. These processes promise efficiency, accuracy, and cost-effectiveness compared with traditional credit scoring. However, this technology raises p…
Business (3 works) · Economics (3 works) · Law and economics (3 works) · Political science (3 works) · Law (2 works) · Legal principles and applications (2 works) · Actuarial science (1 work) · Arbitration (1 work) · Arbitration clause (1 work) · Bargaining power (1 work)