Lauro Gonzalez
Biographic Data
| ID | 3654633 |
|---|---|
| NAME | Lauro Gonzalez |
| GIVEN NAMES | Lauro |
| FAMILY NAME | Gonzalez |
| SIGNATURE | GONZALEZ L |
| AFFILIATIONS | Fundação Getulio Vargas |
| ORCID | 0000-0001-9316-6525 |
| VERIFIED | Yes |
| TOTAL WORKS | 16 |
| TOTAL CITATIONS | 5 |
| AUTHOR COUNT | 16 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2006 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 2 |
Subnational government banks profitability in Brazil between 2003 and 2019
The role of public banks in the economy has been extensively discussed in the literature. Within this debate, one of the primary criticisms of these financial institutions is their lower profitability compared to private peers. In Brazil, the subnational commercial government-owned banks remain one of the least studied bank categories, particularly following the financial crises they encountered in the 1980/90s. This article aims to empirically i…
Brazil's Public Administration and the Challenge of New Democracies
Brazil's public administration (PA) has sought to strengthen democratic governance through an emphasis on social inclusion. Since democratization in 1988, reforms have aimed to address entrenched inequalities along with decentralization and professionalism spurring innovations in social inclusion. This article examines Brazil's PA and highlights its key PA innovations, specifically: (a) inclusive public policy councils with substantial oversight …
Design principles for sustainable community currency projects
Community currencies (CCs) are alternative forms of money usually issued and managed by citizens, NGOs and companies as well as local public administrations. Used to trade goods and services in limited territories or among a certain community, CCs are composed of symbolic, cultural, and social dimensions and fully immersed in particular economic and institutional contexts. Despite the increasing adoption of CCs, the discussion on guiding principl…
Public management frontiers in guaranteed income programs
This viewpoint analyzes recent experiments in guaranteed income (GI) projects and identifies implementation issues that extend the frontiers of public administration. GI programs provide low‐income individuals with substantial and regular cash with few or no strings or conditions attached and are being used to assist the lower income population, including informal workers who are left out of many government programs. The following implementation …
Improving public housing policies that target low-income households
Research on street-level bureaucrats has examined the various ways in which these professionals have implemented public policies in areas such as healthcare, education, and security, often emphasizing the role played by discretion in the implementation process. Despite its importance, the concept of street-level bureaucracy has scarcely been approached by housing studies. This study focuses on the role of street-level workers in the delivery of p…
Microcredit Impacts
This paper studies the impact of microcredit in Brazil. We use a propensity score matching on original primary data on business and personal outcomes to compare veteran clients of BNDES—Brazil’s largest government-owned development bank—to a matched sample of more recent clients. Based on administrative data as well as data from a survey of 2107 clients from the South and Northeast regions of Brazil, the findings show no significant impacts on in…
When social movements collaborate with the state towards the right to the city
The right to the city represents a critique of the city as a place and an object of capitalist accumulation, in which priority is given to exchange value over use value. This critique references an ongoing and collective struggle for urban production to be radically democratic, as the expanded participation of city users would lead to appropriation, with social movements occupying a central role. This paper discusses the practices of urban social…
Construction of the financial inclusion agenda in light of the actor-network theory
Este artigo procurou compreender a atuação dos atores no processo de construção social da agenda de inclusão financeira no Brasil, utilizando a Teoria Ator-Rede (TAR) como lente teórica, visto que a formação da agenda pode ser compreendida como um contínuo processo de associações que envolve diferentes mediadores. Os dados foram coletados por meio de entrevistas semiestruturadas com representantes das instituições envolvidas no processo de constr…
Moedas complementares digitais e políticas públicas durante a crise da Covid-19
Programas de renda básica têm sido utilizados em todo o mundo como uma ferramenta para mitigar os efeitos adversos da crise da COVID-19. No Brasil, a implementação de iniciativas federais de renda básica emergencial (RBE) enfrenta um duplo desafio: a logística de distribuição de dinheiro e os critérios de elegibilidade dos cidadãos. No entanto, iniciativas de moedas complementares existem há muitos anos no Brasil, estando associadas especialmente…
Digital complementary currencies and public policies during the Covid-19 pandemic
Programas de renda básica têm sido utilizados em todo o mundo como uma ferramenta para mitigar os efeitos adversos da crise da COVID-19. No Brasil, a implementação de iniciativas federais de renda básica emergencial (RBE) enfrenta um duplo desafio: a logística de distribuição de dinheiro e os critérios de elegibilidade dos cidadãos. No entanto, iniciativas de moedas complementares existem há muitos anos no Brasil, estando associadas especialmente…
Construção da agenda de inclusão financeira à luz da Teoria Ator-Rede
Este artigo procurou compreender a atuação dos atores no processo de construção social da agenda de inclusão financeira no Brasil, utilizando a Teoria Ator-Rede (TAR) como lente teórica, visto que a formação da agenda pode ser compreendida como um contínuo processo de associações que envolve diferentes mediadores. Os dados foram coletados por meio de entrevistas semiestruturadas com representantes das instituições envolvidas no processo de constr…
O Programa Minha Casa Minha Vida e as Tecnologias de Microcrédito
Dada a natureza e objetivos do Programa Minha Casa Minha Vida é iniciada uma tentativa de identificação de potenciais de aperfeiçoamento a partir das inovações de crédito abordadas pela literatura de microfinanças. Através de estudo de caso da modalidade Entidades, demonstra-se que grande parte dos mecanismos apontadas pela literatura de microfinanças e que estão previstos na legislação do programa encontram óbices de implementação. As técnicas d…
Microcrédito produtivo no Brasil
O artigo tem o objetivo de analisar os direcionadores para a atuação dos diferentes modelos institucionais do microcrédito produtivo no Brasil. Utiliza-se o modelo "multinível" a fim de investigar a relação entre os interesses e processos de negociação entre os grupos envolvidos no microcrédito. O estudo empírico inclui um banco público, uma Sociedade de Crédito ao Microempreendedor e à Empresa de Pequeno Porte (Scmepp), e uma Oscip de microcrédi…
The impact of microcredit on income
This study aims to evaluate the impact of productive microcredit provided by a microfinance institution linked to a commercial bank by examining a sample of 20,628 customers. Academic literature points to the existence of shared specific characteristics amongst successful microcredit programs, including: (a) the use of a solidarity group, also called a joint debtor, (b) strong female participation, (c) a focus on poor regions, and (d) the presenc…
Mercado de capitais e dívida pública
Mercado de Capitais e Crescimento Econômico-lições internacionais, desafios brasileiros
Design principles for sustainable community currency projects
Community currencies (CCs) are alternative forms of money usually issued and managed by citizens, NGOs and companies as well as local public administrations. Used to trade goods and services in limited territories or among a certain community, CCs are composed of symbolic, cultural, and social dimensions and fully immersed in particular economic and institutional contexts. Despite the increasing adoption of CCs, the discussion on guiding principl…
Microcredit Impacts
This paper studies the impact of microcredit in Brazil. We use a propensity score matching on original primary data on business and personal outcomes to compare veteran clients of BNDES—Brazil’s largest government-owned development bank—to a matched sample of more recent clients. Based on administrative data as well as data from a survey of 2107 clients from the South and Northeast regions of Brazil, the findings show no significant impacts on in…
When social movements collaborate with the state towards the right to the city
The right to the city represents a critique of the city as a place and an object of capitalist accumulation, in which priority is given to exchange value over use value. This critique references an ongoing and collective struggle for urban production to be radically democratic, as the expanded participation of city users would lead to appropriation, with social movements occupying a central role. This paper discusses the practices of urban social…
Mercado de Capitais e Crescimento Econômico-lições internacionais, desafios brasileiros
Mercado de capitais e dívida pública
The impact of microcredit on income
This study aims to evaluate the impact of productive microcredit provided by a microfinance institution linked to a commercial bank by examining a sample of 20,628 customers. Academic literature points to the existence of shared specific characteristics amongst successful microcredit programs, including: (a) the use of a solidarity group, also called a joint debtor, (b) strong female participation, (c) a focus on poor regions, and (d) the presenc…
Microcrédito produtivo no Brasil
O artigo tem o objetivo de analisar os direcionadores para a atuação dos diferentes modelos institucionais do microcrédito produtivo no Brasil. Utiliza-se o modelo "multinível" a fim de investigar a relação entre os interesses e processos de negociação entre os grupos envolvidos no microcrédito. O estudo empírico inclui um banco público, uma Sociedade de Crédito ao Microempreendedor e à Empresa de Pequeno Porte (Scmepp), e uma Oscip de microcrédi…
O Programa Minha Casa Minha Vida e as Tecnologias de Microcrédito
Dada a natureza e objetivos do Programa Minha Casa Minha Vida é iniciada uma tentativa de identificação de potenciais de aperfeiçoamento a partir das inovações de crédito abordadas pela literatura de microfinanças. Através de estudo de caso da modalidade Entidades, demonstra-se que grande parte dos mecanismos apontadas pela literatura de microfinanças e que estão previstos na legislação do programa encontram óbices de implementação. As técnicas d…
Construction of the financial inclusion agenda in light of the actor-network theory
Este artigo procurou compreender a atuação dos atores no processo de construção social da agenda de inclusão financeira no Brasil, utilizando a Teoria Ator-Rede (TAR) como lente teórica, visto que a formação da agenda pode ser compreendida como um contínuo processo de associações que envolve diferentes mediadores. Os dados foram coletados por meio de entrevistas semiestruturadas com representantes das instituições envolvidas no processo de constr…
Moedas complementares digitais e políticas públicas durante a crise da Covid-19
Programas de renda básica têm sido utilizados em todo o mundo como uma ferramenta para mitigar os efeitos adversos da crise da COVID-19. No Brasil, a implementação de iniciativas federais de renda básica emergencial (RBE) enfrenta um duplo desafio: a logística de distribuição de dinheiro e os critérios de elegibilidade dos cidadãos. No entanto, iniciativas de moedas complementares existem há muitos anos no Brasil, estando associadas especialmente…
Digital complementary currencies and public policies during the Covid-19 pandemic
Programas de renda básica têm sido utilizados em todo o mundo como uma ferramenta para mitigar os efeitos adversos da crise da COVID-19. No Brasil, a implementação de iniciativas federais de renda básica emergencial (RBE) enfrenta um duplo desafio: a logística de distribuição de dinheiro e os critérios de elegibilidade dos cidadãos. No entanto, iniciativas de moedas complementares existem há muitos anos no Brasil, estando associadas especialmente…
Construção da agenda de inclusão financeira à luz da Teoria Ator-Rede
Este artigo procurou compreender a atuação dos atores no processo de construção social da agenda de inclusão financeira no Brasil, utilizando a Teoria Ator-Rede (TAR) como lente teórica, visto que a formação da agenda pode ser compreendida como um contínuo processo de associações que envolve diferentes mediadores. Os dados foram coletados por meio de entrevistas semiestruturadas com representantes das instituições envolvidas no processo de constr…
Improving public housing policies that target low-income households
Research on street-level bureaucrats has examined the various ways in which these professionals have implemented public policies in areas such as healthcare, education, and security, often emphasizing the role played by discretion in the implementation process. Despite its importance, the concept of street-level bureaucracy has scarcely been approached by housing studies. This study focuses on the role of street-level workers in the delivery of p…
Microcredit Impacts
This paper studies the impact of microcredit in Brazil. We use a propensity score matching on original primary data on business and personal outcomes to compare veteran clients of BNDES—Brazil’s largest government-owned development bank—to a matched sample of more recent clients. Based on administrative data as well as data from a survey of 2107 clients from the South and Northeast regions of Brazil, the findings show no significant impacts on in…
When social movements collaborate with the state towards the right to the city
The right to the city represents a critique of the city as a place and an object of capitalist accumulation, in which priority is given to exchange value over use value. This critique references an ongoing and collective struggle for urban production to be radically democratic, as the expanded participation of city users would lead to appropriation, with social movements occupying a central role. This paper discusses the practices of urban social…
Public management frontiers in guaranteed income programs
This viewpoint analyzes recent experiments in guaranteed income (GI) projects and identifies implementation issues that extend the frontiers of public administration. GI programs provide low‐income individuals with substantial and regular cash with few or no strings or conditions attached and are being used to assist the lower income population, including informal workers who are left out of many government programs. The following implementation …
Design principles for sustainable community currency projects
Community currencies (CCs) are alternative forms of money usually issued and managed by citizens, NGOs and companies as well as local public administrations. Used to trade goods and services in limited territories or among a certain community, CCs are composed of symbolic, cultural, and social dimensions and fully immersed in particular economic and institutional contexts. Despite the increasing adoption of CCs, the discussion on guiding principl…
Subnational government banks profitability in Brazil between 2003 and 2019
The role of public banks in the economy has been extensively discussed in the literature. Within this debate, one of the primary criticisms of these financial institutions is their lower profitability compared to private peers. In Brazil, the subnational commercial government-owned banks remain one of the least studied bank categories, particularly following the financial crises they encountered in the 1980/90s. This article aims to empirically i…
Brazil's Public Administration and the Challenge of New Democracies
Brazil's public administration (PA) has sought to strengthen democratic governance through an emphasis on social inclusion. Since democratization in 1988, reforms have aimed to address entrenched inequalities along with decentralization and professionalism spurring innovations in social inclusion. This article examines Brazil's PA and highlights its key PA innovations, specifically: (a) inclusive public policy councils with substantial oversight …
Political science (12 works) · Business (8 works) · Microfinance and Financial Inclusion (8 works) · Economics (7 works) · Humanities (5 works) · Sociology (5 works) · Local Government Finance and Decentralization (4 works) · Art (3 works) · Economic growth (3 works) · Finance (3 works)