Nurul Shahnaz Mahdzan
Biographic Data
| ID | 366505 |
|---|---|
| NAME | Nurul Shahnaz Mahdzan |
| GIVEN NAMES | Nurul Shahnaz |
| FAMILY NAME | Mahdzan |
| SIGNATURE | MAHDZAN N S |
| AFFILIATIONS | University of Malaya |
| ORCID | 0000-0003-4700-9654 |
| VERIFIED | Yes |
| TOTAL WORKS | 13 |
| TOTAL CITATIONS | 11 |
| AUTHOR COUNT | 13 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2014 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 1 |
Impact of adaptability factors on irrational investment decisions mediated by behavioural biases
Despite growing evidence that behavioural biases distort investment decisions, little is known about how investors’ cognitive and social adaptability characteristics shape these biases, particularly in frontier markets. Existing studies largely examine behavioural biases and investor characteristics independently, offering limited insight into the mechanisms underlying irrational investment decisions. This study examines how adaptability factors …
The demographic profile of susceptibility of financial fraud victimization in Malaysia
Purpose This study aims to determine the variations in susceptibility to financial fraud across demographic groups in Malaysia, namely, age, employment, ethnicity, gender, education, marital status and personal income. Design/methodology/approach A total of 460 Malaysian adults aged 20 years and above residing in the Klang Valley were recruited via purposive and convenience sampling to participate in the survey. The data were analyzed using IBM S…
The links between digital financial behaviour, digital financial literacy, and financial well-being: Generation X vs. Millennials in Malaysia
Based on the Theory of Planned Behaviour and Net Valence Model, this paper investigates the determinants of digital financial behaviour (DFB) and its influence on financial well-being (FWB), with digital financial literacy (DFL) as a moderator. It further explores generational differences between Gen X (born between 1965 and 1980) and Millennials (born between 1981 and 1996) in Malaysia using Multi-group Analysis (MGA). Data were collected via a …
How Do Family Financial Socialization and Financial Literacy Dimensions Shape the Financial Well-Being of Indonesian Millennials? A Serial Mediation Analysis
Millennials comprise the vast majority of Indonesia’s population, shape the country’s future, and serve as the backbone of the Indonesian economy. Hence, further empirical investigation on Indonesian millennials’ financial well-being (FWB) is imperative. This study examines how family financial socialization correlates to Indonesian millennials’ FWB and how the financial literacy dimensions (i.e., financial awareness, knowledge, attitudes, skill,…
A Systematic Review of Literature on Factors Influencing the Effect of Fintech on Green Finance in Asean countries
Green finance, defined as financial actions aimed at supporting sustainable environmental practices, has emerged as a critical element in the fight against climate change and the promotion of sustainable development. In this context, fintech—short for financial technology—has become increasingly recognized as a transformative force that enhances the efficiency, accessibility, and scalability of green finance. This systematic literature review inv…
The Antecedents of Refugees’ Quality of Life: A Systematic Literature Review and Bibliometric Analysis
Exploring the Financial Resilience of Refugees in Malaysia: A Qualitative Study
What shapes the financial capabilities of young adults in the US and Asia-Pacific region? A systematic literature review
Young adults today face greater financial difficulties than previous generations as they transition from financial dependence to financial independence and require sufficient financial capabilities to overcome financial setbacks. Few studies, however, have conducted a detailed analysis of the literature on young adults’ financial capabilities in the Asia-Pacific region, home to over 1.1 billion young adults, and the US. Thus, this study systemati…
Saving behaviour determinants of Malaysia’s generation Y: An application of the integrated behavioural model
Purpose Using the integrated behavioural model (IBM) as a theoretical framework, this study aims to identify the determinants of saving behaviour among Malaysia's income-earning Generation Y (Gen Y) born in the years 1980–1995. Design/methodology/approach The study was conducted using a questionnaire survey targeting Gen Y respondents 500 sets of responses were obtained via convenience sampling method. Findings Analysis conducted using partial le…
Analysing the Predictors of Financial Stress and Financial Well-Being among the Bottom 40 Percent (B40) Households in Malaysia
This paper aims to analyse factors affecting financial stress among the Bottom 40 Percent (B40) group of Malaysian households, reflecting overall financial well-being. Data were collected through questionnaires from 1008 respondents across five major regions in Malaysia. The data were analysed using Exploratory Factor Analysis (EFA) and Partial Least Squares-Structural Equation Modelling (PLS-SEM). This study provides evidence that financial beha…
Determinants of Subjective Financial Well-Being Across Three Different Household Income Groups in Malaysia
Interindustry dividend policy determinants in the context of an emerging market
This article examines the determinants of the dividend policies of public listed firms in Malaysia for the period 2005 to 2009. A panel regression estimation model is used to identify the determinants of dividend policy within Malaysian firms. These determinants are then examined across eight different industries – Technology, Industrial, Consumer Noncyclical, Basic Material, Communication, Consumer Cyclical, Diversified and Energy – to investiga…
Fraud in letter of credit transactions: The experience of Malaysian bankers
Fraud in letter of credit transactions: The experience of Malaysian bankers
Interindustry dividend policy determinants in the context of an emerging market
This article examines the determinants of the dividend policies of public listed firms in Malaysia for the period 2005 to 2009. A panel regression estimation model is used to identify the determinants of dividend policy within Malaysian firms. These determinants are then examined across eight different industries – Technology, Industrial, Consumer Noncyclical, Basic Material, Communication, Consumer Cyclical, Diversified and Energy – to investiga…
Determinants of Subjective Financial Well-Being Across Three Different Household Income Groups in Malaysia
Analysing the Predictors of Financial Stress and Financial Well-Being among the Bottom 40 Percent (B40) Households in Malaysia
This paper aims to analyse factors affecting financial stress among the Bottom 40 Percent (B40) group of Malaysian households, reflecting overall financial well-being. Data were collected through questionnaires from 1008 respondents across five major regions in Malaysia. The data were analysed using Exploratory Factor Analysis (EFA) and Partial Least Squares-Structural Equation Modelling (PLS-SEM). This study provides evidence that financial beha…
What shapes the financial capabilities of young adults in the US and Asia-Pacific region? A systematic literature review
Young adults today face greater financial difficulties than previous generations as they transition from financial dependence to financial independence and require sufficient financial capabilities to overcome financial setbacks. Few studies, however, have conducted a detailed analysis of the literature on young adults’ financial capabilities in the Asia-Pacific region, home to over 1.1 billion young adults, and the US. Thus, this study systemati…
Saving behaviour determinants of Malaysia’s generation Y: An application of the integrated behavioural model
Purpose Using the integrated behavioural model (IBM) as a theoretical framework, this study aims to identify the determinants of saving behaviour among Malaysia's income-earning Generation Y (Gen Y) born in the years 1980–1995. Design/methodology/approach The study was conducted using a questionnaire survey targeting Gen Y respondents 500 sets of responses were obtained via convenience sampling method. Findings Analysis conducted using partial le…
How Do Family Financial Socialization and Financial Literacy Dimensions Shape the Financial Well-Being of Indonesian Millennials? A Serial Mediation Analysis
Millennials comprise the vast majority of Indonesia’s population, shape the country’s future, and serve as the backbone of the Indonesian economy. Hence, further empirical investigation on Indonesian millennials’ financial well-being (FWB) is imperative. This study examines how family financial socialization correlates to Indonesian millennials’ FWB and how the financial literacy dimensions (i.e., financial awareness, knowledge, attitudes, skill,…
A Systematic Review of Literature on Factors Influencing the Effect of Fintech on Green Finance in Asean countries
Green finance, defined as financial actions aimed at supporting sustainable environmental practices, has emerged as a critical element in the fight against climate change and the promotion of sustainable development. In this context, fintech—short for financial technology—has become increasingly recognized as a transformative force that enhances the efficiency, accessibility, and scalability of green finance. This systematic literature review inv…
The Antecedents of Refugees’ Quality of Life: A Systematic Literature Review and Bibliometric Analysis
Exploring the Financial Resilience of Refugees in Malaysia: A Qualitative Study
Impact of adaptability factors on irrational investment decisions mediated by behavioural biases
Despite growing evidence that behavioural biases distort investment decisions, little is known about how investors’ cognitive and social adaptability characteristics shape these biases, particularly in frontier markets. Existing studies largely examine behavioural biases and investor characteristics independently, offering limited insight into the mechanisms underlying irrational investment decisions. This study examines how adaptability factors …
The demographic profile of susceptibility of financial fraud victimization in Malaysia
Purpose This study aims to determine the variations in susceptibility to financial fraud across demographic groups in Malaysia, namely, age, employment, ethnicity, gender, education, marital status and personal income. Design/methodology/approach A total of 460 Malaysian adults aged 20 years and above residing in the Klang Valley were recruited via purposive and convenience sampling to participate in the survey. The data were analyzed using IBM S…
The links between digital financial behaviour, digital financial literacy, and financial well-being: Generation X vs. Millennials in Malaysia
Based on the Theory of Planned Behaviour and Net Valence Model, this paper investigates the determinants of digital financial behaviour (DFB) and its influence on financial well-being (FWB), with digital financial literacy (DFL) as a moderator. It further explores generational differences between Gen X (born between 1965 and 1980) and Millennials (born between 1981 and 1996) in Malaysia using Multi-group Analysis (MGA). Data were collected via a …
Financial Literacy, Pension, Retirement Analysis (7 works) · Economics (6 works) · Finance (6 works) · Psychology (5 works) · Business (4 works) · Political science (4 works) · Social Psychology (4 works) · Financial literacy (3 works) · Microfinance and Financial Inclusion (3 works) · Demographic economics (2 works)