Hayley James
Biographic Data
| ID | 3711614 |
|---|---|
| NAME | Hayley James |
| GIVEN NAMES | Hayley |
| FAMILY NAME | James |
| SIGNATURE | JAMES H |
| AFFILIATIONS | University College Dublin |
| ORCID | 0000-0002-9626-4961 |
| VERIFIED | Yes |
| TOTAL WORKS | 11 |
| TOTAL CITATIONS | 34 |
| AUTHOR COUNT | 11 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2020 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 4 |
In the name of risk
Pension assets often represent one of the largest pools of wealth for individuals and countries, raising questions about who should control them. This paper examines Ireland’s pension system, where the rise of master trusts (primarily for-profit multi-employer schemes) has led to a significant concentration of pension assets, with authority shifted from pension members and employers to financial service providers. Surprisingly, those negatively a…
Input and Output Legitimacy of Occupational Pension Plans in Six European Countries
Do participants in funded occupational pension plans (OPPs) perceive them as legitimate? This study addresses that question by considering both input legitimacy – participants’ satisfaction with OPPs’ decision-making processes – and output legitimacy – participants’ satisfaction with the benefits and financial returns of OPPs. It draws on an original survey conducted in Austria, Denmark, Germany, Ireland, the Netherlands, and Spain in 2023. The a…
Motherhood and money
This article contributes to the growing everyday financialisation literature by exploring how motherhood shapes financial practices and household financial management. Existing literature on finances in different-sex partnerships has identified gendered practices, echoing the unequal gendered division of labour. We contribute to this literature by demonstrating that it is not simply gender but more specifically norms of motherhood that formulate …
Can pension fund design increase pension savings? Evidence from a conjoint experiment in six European countries
In times of welfare state retrenchment, occupational pension savings become essential for ensuring adequate retirement income. We know that individuals’ socioeconomic characteristics and a country’s characteristics matter for the level of occupational pension plan (OPP) savings. However, there is a gap in knowledge regarding how pension fund design affects pension savings. This paper fills this gap by examining the influence of OPP characteristic…
Irrational or Rational? Time to Rethink Our Understanding of Financially Responsible Behavior
Models of finance rationality expect individuals to actively prepare for retirement by consistently investing and building a diversified asset portfolio, with any behavior deviating from these expectations being identified as irresponsible. This framework of (ir)rationality and (ir)responsibility ignores the role of constraints in shaping financial behavior. Extending economic geographic insights on everyday financial practices as complex process…
Co-research with older people
Interest in co-research with older adults has grown in the past 20 years, yet few published studies have addressed why and how older people have been involved as partners in research. This article presents a systematic review of the literature, examining the aims and challenges of co-research and the ways in which older adults can be involved in research. Systematic searches covering several databases were conducted, yielding a total of 3,293 art…
The gendered construction of risk in asset accumulation for retirement
This work contributes to the political economy literature by elucidating gendered socio-cultural practices germane to everyday financialisation. The financialisation of retirement provision in the UK expects individuals to negotiate risk and reward across diverse investments. Existing quantitative research highlights gender disparities in terms of who saves and how much, often interpreted as inherent behavioural traits which cast female behaviour…
I had to take control’
Bringing together insights from feminist political economy and everyday financialization, this paper explores the complex nature of women’s pension decisions. Women in the UK experience structural constraints originating from a pension system which ignores socially reproductive activities, and they face limitations in pension planning due to prevalent gender norms. Both aspects have a significant impact on women’s long-term financial wellbeing an…
How Do Women and Men Negotiate Sex in Later Life Relationships? A Qualitative Analysis of Data from the English Longitudinal Study of Aging
Later life relationships and in particular the role of sex within them, have often been neglected in research due to assumptions of decline and sexlessness. We contribute to a growing body of work which counters these stereotypes by examining sexual scripts within the socio-cultural context of later life relationships. We analyzed open-text comments from the English Longitudinal Study of Aging (ELSA) collected as part of a self-completion questio…
Individual pension decision-making in a financialised landscape
In the UK, individuals are increasingly responsible for achieving an adequate retirement income, yet many people are not saving enough for later life. While we understand some of the structures that lead to differential pensions, we know very little about how people make decisions about their workplace pensions. This is a crucial question as an increasingly financialised landscape means that individuals must make financial decisions about whether…
How do people think about later life when making workplace pension saving decisions
How do people think about later life when making workplace pension saving decisions
I had to take control’
Bringing together insights from feminist political economy and everyday financialization, this paper explores the complex nature of women’s pension decisions. Women in the UK experience structural constraints originating from a pension system which ignores socially reproductive activities, and they face limitations in pension planning due to prevalent gender norms. Both aspects have a significant impact on women’s long-term financial wellbeing an…
The gendered construction of risk in asset accumulation for retirement
This work contributes to the political economy literature by elucidating gendered socio-cultural practices germane to everyday financialisation. The financialisation of retirement provision in the UK expects individuals to negotiate risk and reward across diverse investments. Existing quantitative research highlights gender disparities in terms of who saves and how much, often interpreted as inherent behavioural traits which cast female behaviour…
Irrational or Rational? Time to Rethink Our Understanding of Financially Responsible Behavior
Models of finance rationality expect individuals to actively prepare for retirement by consistently investing and building a diversified asset portfolio, with any behavior deviating from these expectations being identified as irresponsible. This framework of (ir)rationality and (ir)responsibility ignores the role of constraints in shaping financial behavior. Extending economic geographic insights on everyday financial practices as complex process…
Individual pension decision-making in a financialised landscape
In the UK, individuals are increasingly responsible for achieving an adequate retirement income, yet many people are not saving enough for later life. While we understand some of the structures that lead to differential pensions, we know very little about how people make decisions about their workplace pensions. This is a crucial question as an increasingly financialised landscape means that individuals must make financial decisions about whether…
Motherhood and money
This article contributes to the growing everyday financialisation literature by exploring how motherhood shapes financial practices and household financial management. Existing literature on finances in different-sex partnerships has identified gendered practices, echoing the unequal gendered division of labour. We contribute to this literature by demonstrating that it is not simply gender but more specifically norms of motherhood that formulate …
How Do Women and Men Negotiate Sex in Later Life Relationships? A Qualitative Analysis of Data from the English Longitudinal Study of Aging
Later life relationships and in particular the role of sex within them, have often been neglected in research due to assumptions of decline and sexlessness. We contribute to a growing body of work which counters these stereotypes by examining sexual scripts within the socio-cultural context of later life relationships. We analyzed open-text comments from the English Longitudinal Study of Aging (ELSA) collected as part of a self-completion questio…
How do people think about later life when making workplace pension saving decisions
Individual pension decision-making in a financialised landscape
In the UK, individuals are increasingly responsible for achieving an adequate retirement income, yet many people are not saving enough for later life. While we understand some of the structures that lead to differential pensions, we know very little about how people make decisions about their workplace pensions. This is a crucial question as an increasingly financialised landscape means that individuals must make financial decisions about whether…
Co-research with older people
Interest in co-research with older adults has grown in the past 20 years, yet few published studies have addressed why and how older people have been involved as partners in research. This article presents a systematic review of the literature, examining the aims and challenges of co-research and the ways in which older adults can be involved in research. Systematic searches covering several databases were conducted, yielding a total of 3,293 art…
The gendered construction of risk in asset accumulation for retirement
This work contributes to the political economy literature by elucidating gendered socio-cultural practices germane to everyday financialisation. The financialisation of retirement provision in the UK expects individuals to negotiate risk and reward across diverse investments. Existing quantitative research highlights gender disparities in terms of who saves and how much, often interpreted as inherent behavioural traits which cast female behaviour…
I had to take control’
Bringing together insights from feminist political economy and everyday financialization, this paper explores the complex nature of women’s pension decisions. Women in the UK experience structural constraints originating from a pension system which ignores socially reproductive activities, and they face limitations in pension planning due to prevalent gender norms. Both aspects have a significant impact on women’s long-term financial wellbeing an…
How Do Women and Men Negotiate Sex in Later Life Relationships? A Qualitative Analysis of Data from the English Longitudinal Study of Aging
Later life relationships and in particular the role of sex within them, have often been neglected in research due to assumptions of decline and sexlessness. We contribute to a growing body of work which counters these stereotypes by examining sexual scripts within the socio-cultural context of later life relationships. We analyzed open-text comments from the English Longitudinal Study of Aging (ELSA) collected as part of a self-completion questio…
Can pension fund design increase pension savings? Evidence from a conjoint experiment in six European countries
In times of welfare state retrenchment, occupational pension savings become essential for ensuring adequate retirement income. We know that individuals’ socioeconomic characteristics and a country’s characteristics matter for the level of occupational pension plan (OPP) savings. However, there is a gap in knowledge regarding how pension fund design affects pension savings. This paper fills this gap by examining the influence of OPP characteristic…
Irrational or Rational? Time to Rethink Our Understanding of Financially Responsible Behavior
Models of finance rationality expect individuals to actively prepare for retirement by consistently investing and building a diversified asset portfolio, with any behavior deviating from these expectations being identified as irresponsible. This framework of (ir)rationality and (ir)responsibility ignores the role of constraints in shaping financial behavior. Extending economic geographic insights on everyday financial practices as complex process…
Motherhood and money
This article contributes to the growing everyday financialisation literature by exploring how motherhood shapes financial practices and household financial management. Existing literature on finances in different-sex partnerships has identified gendered practices, echoing the unequal gendered division of labour. We contribute to this literature by demonstrating that it is not simply gender but more specifically norms of motherhood that formulate …
In the name of risk
Pension assets often represent one of the largest pools of wealth for individuals and countries, raising questions about who should control them. This paper examines Ireland’s pension system, where the rise of master trusts (primarily for-profit multi-employer schemes) has led to a significant concentration of pension assets, with authority shifted from pension members and employers to financial service providers. Surprisingly, those negatively a…
Input and Output Legitimacy of Occupational Pension Plans in Six European Countries
Do participants in funded occupational pension plans (OPPs) perceive them as legitimate? This study addresses that question by considering both input legitimacy – participants’ satisfaction with OPPs’ decision-making processes – and output legitimacy – participants’ satisfaction with the benefits and financial returns of OPPs. It draws on an original survey conducted in Austria, Denmark, Germany, Ireland, the Netherlands, and Spain in 2023. The a…
Financial Literacy, Pension, Retirement Analysis (8 works) · Economics (7 works) · Political science (7 works) · Sociology (7 works) · Housing, Finance, and Neoliberalism (6 works) · Pension (6 works) · Finance (5 works) · Psychology (5 works) · Business (3 works) · Gender Studies (3 works)