Carly Urban
Biographic Data
| ID | 3816495 |
|---|---|
| NAME | Carly Urban |
| GIVEN NAMES | Carly |
| FAMILY NAME | Urban |
| SIGNATURE | URBAN C |
| AFFILIATIONS | Montana State University |
| ORCID | 0000-0002-2187-3340 |
| VERIFIED | Yes |
| TOTAL WORKS | 6 |
| TOTAL CITATIONS | 10 |
| WORKS AS AUTHOR | 6 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2013 |
| LATEST PUBLICATION YEAR | 2023 |
| H-INDEX | 1 |
Does state-mandated financial education reduce high school graduation rates
Concerned about low levels of financial literacy among teens and the importance of their looming financial decisions as emerging adults, state policymakers have expanded high school personal finance graduation requirements. Did these added requirements create an additional barrier for students? Comparing students in states with and without standalone personal finance course requirements before and after the requirements went into place, I provide…
The effects of high school personal financial education policies on financial behavior
Exploring the rise of mortgage borrowing among older Americans
Local Economic Gains from Primary Election Spending
This article asks how government and private consumption spending affect earnings in service sectors. To do this, we exploit the variation across states and time in the money spent while campaigning for a party’s Presidential primary nomination. We create a novel data set combining the date each state held its primary from 1976 to 2008, the date in each election cycle in which only one candidate remained, and quarterly state earnings by sector. U…
Mandatory Mediation and the Renegotiation of Mortgage Contracts
Scholars have studied the use of mediation – a third party to facilitate the settlement of a dispute – in a variety of settings. The theoretical literature asserts that mediated negotiation weakly dominates unmediated negotiation, increasing the flow of information between the principal and the agent. This study tests these predictions using a mandatory mediation policy for mortgage contracts in default. Difference‐in‐differences estimates from t…
Dollars on the Sidewalk
Presidential candidates in the United States do not intentionally advertise in states without rigorous competition for electoral votes. However, in some areas of noncompetitive states, media markets overlap with battleground states, exposing these regions to political ads. These spillover advertisements allow us to examine the relationship between advertisements and individual campaign contributions, with data from the Wisconsin Advertising Proje…
Dollars on the Sidewalk
Presidential candidates in the United States do not intentionally advertise in states without rigorous competition for electoral votes. However, in some areas of noncompetitive states, media markets overlap with battleground states, exposing these regions to political ads. These spillover advertisements allow us to examine the relationship between advertisements and individual campaign contributions, with data from the Wisconsin Advertising Proje…
Local Economic Gains from Primary Election Spending
This article asks how government and private consumption spending affect earnings in service sectors. To do this, we exploit the variation across states and time in the money spent while campaigning for a party’s Presidential primary nomination. We create a novel data set combining the date each state held its primary from 1976 to 2008, the date in each election cycle in which only one candidate remained, and quarterly state earnings by sector. U…
Mandatory Mediation and the Renegotiation of Mortgage Contracts
Scholars have studied the use of mediation – a third party to facilitate the settlement of a dispute – in a variety of settings. The theoretical literature asserts that mediated negotiation weakly dominates unmediated negotiation, increasing the flow of information between the principal and the agent. This study tests these predictions using a mandatory mediation policy for mortgage contracts in default. Difference‐in‐differences estimates from t…
Dollars on the Sidewalk
Presidential candidates in the United States do not intentionally advertise in states without rigorous competition for electoral votes. However, in some areas of noncompetitive states, media markets overlap with battleground states, exposing these regions to political ads. These spillover advertisements allow us to examine the relationship between advertisements and individual campaign contributions, with data from the Wisconsin Advertising Proje…
Mandatory Mediation and the Renegotiation of Mortgage Contracts
Scholars have studied the use of mediation – a third party to facilitate the settlement of a dispute – in a variety of settings. The theoretical literature asserts that mediated negotiation weakly dominates unmediated negotiation, increasing the flow of information between the principal and the agent. This study tests these predictions using a mandatory mediation policy for mortgage contracts in default. Difference‐in‐differences estimates from t…
Local Economic Gains from Primary Election Spending
This article asks how government and private consumption spending affect earnings in service sectors. To do this, we exploit the variation across states and time in the money spent while campaigning for a party’s Presidential primary nomination. We create a novel data set combining the date each state held its primary from 1976 to 2008, the date in each election cycle in which only one candidate remained, and quarterly state earnings by sector. U…
The effects of high school personal financial education policies on financial behavior
Exploring the rise of mortgage borrowing among older Americans
Does state-mandated financial education reduce high school graduation rates
Concerned about low levels of financial literacy among teens and the importance of their looming financial decisions as emerging adults, state policymakers have expanded high school personal finance graduation requirements. Did these added requirements create an additional barrier for students? Comparing students in states with and without standalone personal finance course requirements before and after the requirements went into place, I provide…
Business (6 works) · Economics (6 works) · Finance (5 works) · Housing Market and Economics (4 works) · Housing, Finance, and Neoliberalism (4 works) · Financial Literacy, Pension, Retirement Analysis (3 works) · Political science (3 works) · Debt (2 works) · Default (2 works) · Electoral Systems and Political Participation (2 works)