Shijun Chai
Biographic Data
| ID | 3916458 |
|---|---|
| NAME | Shijun Chai |
| GIVEN NAMES | Shijun |
| FAMILY NAME | Chai |
| SIGNATURE | CHAI S |
| AFFILIATIONS | Huanghuai University |
| ORCID | 0000-0002-2994-094X |
| VERIFIED | Yes |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 0 |
| AUTHOR COUNT | 2 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2023 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 0 |
Mobile Payments and Households’ Over-indebtedness: Micro Evidence Based on Subjective and Objective Perspectives
With the rapid rise of mobile payment services in China, its welfare effect on residents has attracted wide attention from all sectors of society, but little is known about its negative consequences. Using panel data from the China Household Finance Survey in 2017, 2019, and 2021, and based on both subjective and objective perspectives, this study aimed to empirically analyze the impact of mobile payment usage on household over-indebtedness risk,…
Digital Finance and Entrepreneurial Return Rate: Effects, Mechanisms and Inequality
This study matches the digital financial inclusion index with micro panel data from the China Household Finance Survey (CHFS) in 2015, 2017, and 2019, and explores the impact of digital finance on the return rate of entrepreneurship. The results show that the effect is positive-entrepreneurial households in prefectures with higher digital finance obtain higher return rates-and remarkably reliable to a battery of endogeneity and robustness tests. …
No prominent works on this page.
Digital Finance and Entrepreneurial Return Rate: Effects, Mechanisms and Inequality
This study matches the digital financial inclusion index with micro panel data from the China Household Finance Survey (CHFS) in 2015, 2017, and 2019, and explores the impact of digital finance on the return rate of entrepreneurship. The results show that the effect is positive-entrepreneurial households in prefectures with higher digital finance obtain higher return rates-and remarkably reliable to a battery of endogeneity and robustness tests. …
Mobile Payments and Households’ Over-indebtedness: Micro Evidence Based on Subjective and Objective Perspectives
With the rapid rise of mobile payment services in China, its welfare effect on residents has attracted wide attention from all sectors of society, but little is known about its negative consequences. Using panel data from the China Household Finance Survey in 2017, 2019, and 2021, and based on both subjective and objective perspectives, this study aimed to empirically analyze the impact of mobile payment usage on household over-indebtedness risk,…
FinTech, Crowdfunding, Digital Finance (2 works) · Microfinance and Financial Inclusion (2 works) · Access to Finance (1 works) · Business (1 works) · China (1 works) · Debt (1 works) · Digital divide (1 works) · Econometrics (1 works) · Economic Growth and Development (1 works) · Economics (1 works)