Claire Callender
Biographic Data
| ID | 3935903 |
|---|---|
| NAME | Claire Callender |
| GIVEN NAMES | Claire |
| FAMILY NAME | Callender |
| SIGNATURE | CALLENDER C |
| AFFILIATIONS | Birkbeck, University of London |
| ORCID | 0000-0002-8795-707X |
| VERIFIED | Yes |
| TOTAL WORKS | 19 |
| TOTAL CITATIONS | 145 |
| AUTHOR COUNT | 19 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 1984 |
| LATEST PUBLICATION YEAR | 2024 |
| H-INDEX | 6 |
Graduates’ responses to student loan debt in England: “Sort of Like an Acceptance, but With Anxiety Attached”
In 2020–2021, 94% of undergraduates in England took out government-backed loans to fund their higher education. The growing and widespread use of student loans in England, mounting student debt, and governments’ increasing dependence on tuition fees underwritten by loans to finance public higher education raise important questions which this paper seeks to address. Specifically, the paper asks how do graduates respond to student loan debt and wha…
Comparing high school students' attitudes towards borrowing for higher education in England and the United States: Who are the most loan averse
Student borrowing is a major higher education public policy issue, with students in both England and the United States increasingly relying on loans to finance postsecondary education. Our paper examines prospective higher education students' attitudes towards debt in England and the United States. It exploits a unique dataset which allows us to compare students' responses to similar surveys conducted in both countries during the same time period…
The Privilege of Choice: How Prospective College Students’ Financial Concerns Influence Their Choice of Higher Education Institution and Subject of Study in England
A hallmark of English higher education (HE) over the last twenty years has been policies seeking to increase provider competition and student choice. Central to this has been student funding policy changes, leading to rising college costs. This article asks if prospective HE students’ concerns about college costs and the financial strategies they anticipate using because of them, widen or limit their choice of HE institution and subject of study.…
Does Student Loan Debt Structure Young People's Housing Tenure? Evidence from England
This article analyses the interaction between two policy areas affecting young people in England - housing and student funding. It is the first of its kind exploring a range of dynamics in the relationship between housing and student loan debt. Young people today are far less likely to own their home and are more likely to live with their parents than earlier generations. In parallel, higher education tuition fee increases have led to a growing s…
Student Choice in Higher Education-Reducing or Reproducing Social Inequalities
A hallmark of recent higher education policy in developed economies is the move towards quasi-markets involving greater student choice and provider competition, underpinned by cost-sharing policies. This paper examines the idealizations and illusions of student choice and marketization in higher education policy in England, although the overall conclusions have relevance for other countries whose higher education systems are shaped by neoliberal …
Does Student Loan Debt Deter Higher Education Participation? New Evidence from England
Research among prospective UK undergraduates in 2002 found that some students, especially from low social classes, were deterred from applying to university because of fear of debt. This article investigates whether this is still the case today in England despite the changing higher education landscape since 2002. The article describes findings from a 2015 survey of prospective undergraduates and compares them with those from the 2002 study. We f…
Student Perceptions of the Impact of Bursaries and Institutional Aid on their Higher Education Choices and the Implications for the National Scholarship Programme in England
Variable tuition fees and bursaries, funded by higher education institutions, were introduced in England to promote student choice and provider competition, while bursaries would off-set higher fees and safeguard access. Both have been central to government reforms of undergraduate student funding since 2004. This article assesses student perceptions of the impact of bursaries on their higher education decisions and choices, and considers the imp…
Social Policy Review 24: Analysis and debate in social policy, 2012
This edition of Social Policy Review marks the 40th anniversary of a publication from the UK Social Policy Association devoted to presenting an up-to-date and diverse review of the best in social policy scholarship. It includes a special Anniversary Preface celebrating the publication's evolution and distinctive contributions. Continuing its reputation as a cutting edge, international publication in social policy, Part One of this edition analyse…
Widening participation, social justice and injustice: Part-time students in higher education in England
This article critically assesses the nature and scope of current financial support for part-time undergraduates in England, highlighting its importance for widening participation. It considers the limitations of these financial arrangements, why they are in need of reform, and some of the consequences of their inadequacies. The paper argues that the system of support favours full-time HE at the expense of part-time. Consequently, there are now cl…
The impact of term‐time employment on higher education students’ academic attainment and achievement
Term‐time employment among Britain’s undergraduates is a growing phenomenon but it has received scant attention from government and policy makers. Although there are numerous studies on the subject, few have explored the impact of term‐time employment on students’ actual attainment and those that have are limited. This article attempts to fill that gap. Using data derived from 1000 students in six UK universities, it quantifies the impact of stud…
Does the fear of debt constrain choice of university and subject of study
The new student funding regime introduced by the 2004 Higher Education Act in England is predicated on the accumulation of student debt. Variable tuition fees, repaid by student loans, will increase average student loan debt on graduation. This article examines how fear of debt and financial constraints affect prospective students’ choices of where and what to study. Using data derived from a survey of about 2000 prospective students, it shows th…
Social and family responsibility or self-interest: A case study of mothers’ work ethos in a hospital and an accountancy firm
Mothers’ increasing labour market participation is posed as a key aspect of a growing trend towards individualization — both for ill and for good. In ‘for ill’ versions, mothers’ employment is regarded as undermining commitment to family relationships and leading to a loss of community. In ‘for good’ versions, family and community relationships become contingent upon values of equality and respect. ‘Preference theory’ modifies the individualizati…
Does the Fear of Debt Deter Students from Higher Education
Concerns over the impact of debt on participation in higher education (HE) have dominated much of the debate surrounding the most recent reforms of financial support for full-time students in England, including the introduction of variable tuition fees. Yet few studies have attempted to explore this issue in a statistically robust manner. This article attempts to fill that gap. It examines the relationship between prospective HE students' attitud…
The Costs of Widening Participation: Contradictions in New Labour's Student Funding Policies
Increasing and widening participation have been at the heart of New Labour's higher education initiatives since they came to power. This article argues that their 1998 reforms of student financial support were inconsistent with their commitment to widening access and fairness in educational opportunities, and their desire for higher education to contribute to greater social cohesion. The article examines this policy contradiction. It explores how…
Household income distribution in a context of changing patterns of work and welfare
New research, funded by the joseph Rowntree Foundation, examined the distribution of income within families receiving social security benefits, at a time when those receiving benefits are being encouraged more than ever to move “from welfare into work”. Power within the ‘private’ domain of marriage/ partnerships was shown to be influenced by employment opportunities, methods of social security payment and public discourses around parental roles a…
Income distribution within families and the reform of social security
This article discusses the policy implications of a study of the distribution of income within families receiving social security. Analysis of the perceptions and use of different sources of household income revealed gendered patterns. It confirmed that benefits for children are more likely to be spent on the children if paid to the mother, raising questions about the impact of the proposal normally to pay the working family tax credit through th…
The influence of race on approaching families for organ donation and their decision to donate
OBJECTIVES: This study examined whether patients' race was associated with their families' being approached for organ donation and agreeing to donation. METHODS: Logistic regression models were applied to data collected from records at 112 hospitals. RESULTS: The odds that a family of a White patient was approached for donation were nearly twice those for a family of an African American. The odds of donation also differed by race, but the magnitu…
Gender Inequality and Social Policy: Women and the Redundancy Payments Scheme
The article examines the impact of the redundancy payments legislation on women workers. The legislation's adequacy and appropriateness for women is assessed and the assumptions and values enshrined within it are analysed. The article demonstrates that the provisions of the legislation are disadvantageous to women in comparison to men, and that they in effect discriminate against them both directly and indirectly. Moreover, it is suggested that w…
Shorter Notices
Does the Fear of Debt Deter Students from Higher Education
Concerns over the impact of debt on participation in higher education (HE) have dominated much of the debate surrounding the most recent reforms of financial support for full-time students in England, including the introduction of variable tuition fees. Yet few studies have attempted to explore this issue in a statistically robust manner. This article attempts to fill that gap. It examines the relationship between prospective HE students' attitud…
Does the fear of debt constrain choice of university and subject of study
The new student funding regime introduced by the 2004 Higher Education Act in England is predicated on the accumulation of student debt. Variable tuition fees, repaid by student loans, will increase average student loan debt on graduation. This article examines how fear of debt and financial constraints affect prospective students’ choices of where and what to study. Using data derived from a survey of about 2000 prospective students, it shows th…
Does Student Loan Debt Deter Higher Education Participation? New Evidence from England
Research among prospective UK undergraduates in 2002 found that some students, especially from low social classes, were deterred from applying to university because of fear of debt. This article investigates whether this is still the case today in England despite the changing higher education landscape since 2002. The article describes findings from a 2015 survey of prospective undergraduates and compares them with those from the 2002 study. We f…
The impact of term‐time employment on higher education students’ academic attainment and achievement
Term‐time employment among Britain’s undergraduates is a growing phenomenon but it has received scant attention from government and policy makers. Although there are numerous studies on the subject, few have explored the impact of term‐time employment on students’ actual attainment and those that have are limited. This article attempts to fill that gap. Using data derived from 1000 students in six UK universities, it quantifies the impact of stud…
Student Choice in Higher Education-Reducing or Reproducing Social Inequalities
A hallmark of recent higher education policy in developed economies is the move towards quasi-markets involving greater student choice and provider competition, underpinned by cost-sharing policies. This paper examines the idealizations and illusions of student choice and marketization in higher education policy in England, although the overall conclusions have relevance for other countries whose higher education systems are shaped by neoliberal …
Student Perceptions of the Impact of Bursaries and Institutional Aid on their Higher Education Choices and the Implications for the National Scholarship Programme in England
Variable tuition fees and bursaries, funded by higher education institutions, were introduced in England to promote student choice and provider competition, while bursaries would off-set higher fees and safeguard access. Both have been central to government reforms of undergraduate student funding since 2004. This article assesses student perceptions of the impact of bursaries on their higher education decisions and choices, and considers the imp…
The Costs of Widening Participation: Contradictions in New Labour's Student Funding Policies
Increasing and widening participation have been at the heart of New Labour's higher education initiatives since they came to power. This article argues that their 1998 reforms of student financial support were inconsistent with their commitment to widening access and fairness in educational opportunities, and their desire for higher education to contribute to greater social cohesion. The article examines this policy contradiction. It explores how…
The Privilege of Choice: How Prospective College Students’ Financial Concerns Influence Their Choice of Higher Education Institution and Subject of Study in England
A hallmark of English higher education (HE) over the last twenty years has been policies seeking to increase provider competition and student choice. Central to this has been student funding policy changes, leading to rising college costs. This article asks if prospective HE students’ concerns about college costs and the financial strategies they anticipate using because of them, widen or limit their choice of HE institution and subject of study.…
Widening participation, social justice and injustice: Part-time students in higher education in England
This article critically assesses the nature and scope of current financial support for part-time undergraduates in England, highlighting its importance for widening participation. It considers the limitations of these financial arrangements, why they are in need of reform, and some of the consequences of their inadequacies. The paper argues that the system of support favours full-time HE at the expense of part-time. Consequently, there are now cl…
Gender Inequality and Social Policy: Women and the Redundancy Payments Scheme
The article examines the impact of the redundancy payments legislation on women workers. The legislation's adequacy and appropriateness for women is assessed and the assumptions and values enshrined within it are analysed. The article demonstrates that the provisions of the legislation are disadvantageous to women in comparison to men, and that they in effect discriminate against them both directly and indirectly. Moreover, it is suggested that w…
Does Student Loan Debt Structure Young People's Housing Tenure? Evidence from England
This article analyses the interaction between two policy areas affecting young people in England - housing and student funding. It is the first of its kind exploring a range of dynamics in the relationship between housing and student loan debt. Young people today are far less likely to own their home and are more likely to live with their parents than earlier generations. In parallel, higher education tuition fee increases have led to a growing s…
Social and family responsibility or self-interest: A case study of mothers’ work ethos in a hospital and an accountancy firm
Mothers’ increasing labour market participation is posed as a key aspect of a growing trend towards individualization — both for ill and for good. In ‘for ill’ versions, mothers’ employment is regarded as undermining commitment to family relationships and leading to a loss of community. In ‘for good’ versions, family and community relationships become contingent upon values of equality and respect. ‘Preference theory’ modifies the individualizati…
The influence of race on approaching families for organ donation and their decision to donate
OBJECTIVES: This study examined whether patients' race was associated with their families' being approached for organ donation and agreeing to donation. METHODS: Logistic regression models were applied to data collected from records at 112 hospitals. RESULTS: The odds that a family of a White patient was approached for donation were nearly twice those for a family of an African American. The odds of donation also differed by race, but the magnitu…
Income distribution within families and the reform of social security
This article discusses the policy implications of a study of the distribution of income within families receiving social security. Analysis of the perceptions and use of different sources of household income revealed gendered patterns. It confirmed that benefits for children are more likely to be spent on the children if paid to the mother, raising questions about the impact of the proposal normally to pay the working family tax credit through th…
Shorter Notices
Gender Inequality and Social Policy: Women and the Redundancy Payments Scheme
The article examines the impact of the redundancy payments legislation on women workers. The legislation's adequacy and appropriateness for women is assessed and the assumptions and values enshrined within it are analysed. The article demonstrates that the provisions of the legislation are disadvantageous to women in comparison to men, and that they in effect discriminate against them both directly and indirectly. Moreover, it is suggested that w…
Household income distribution in a context of changing patterns of work and welfare
New research, funded by the joseph Rowntree Foundation, examined the distribution of income within families receiving social security benefits, at a time when those receiving benefits are being encouraged more than ever to move “from welfare into work”. Power within the ‘private’ domain of marriage/ partnerships was shown to be influenced by employment opportunities, methods of social security payment and public discourses around parental roles a…
Income distribution within families and the reform of social security
This article discusses the policy implications of a study of the distribution of income within families receiving social security. Analysis of the perceptions and use of different sources of household income revealed gendered patterns. It confirmed that benefits for children are more likely to be spent on the children if paid to the mother, raising questions about the impact of the proposal normally to pay the working family tax credit through th…
The influence of race on approaching families for organ donation and their decision to donate
OBJECTIVES: This study examined whether patients' race was associated with their families' being approached for organ donation and agreeing to donation. METHODS: Logistic regression models were applied to data collected from records at 112 hospitals. RESULTS: The odds that a family of a White patient was approached for donation were nearly twice those for a family of an African American. The odds of donation also differed by race, but the magnitu…
The Costs of Widening Participation: Contradictions in New Labour's Student Funding Policies
Increasing and widening participation have been at the heart of New Labour's higher education initiatives since they came to power. This article argues that their 1998 reforms of student financial support were inconsistent with their commitment to widening access and fairness in educational opportunities, and their desire for higher education to contribute to greater social cohesion. The article examines this policy contradiction. It explores how…
Social and family responsibility or self-interest: A case study of mothers’ work ethos in a hospital and an accountancy firm
Mothers’ increasing labour market participation is posed as a key aspect of a growing trend towards individualization — both for ill and for good. In ‘for ill’ versions, mothers’ employment is regarded as undermining commitment to family relationships and leading to a loss of community. In ‘for good’ versions, family and community relationships become contingent upon values of equality and respect. ‘Preference theory’ modifies the individualizati…
Does the Fear of Debt Deter Students from Higher Education
Concerns over the impact of debt on participation in higher education (HE) have dominated much of the debate surrounding the most recent reforms of financial support for full-time students in England, including the introduction of variable tuition fees. Yet few studies have attempted to explore this issue in a statistically robust manner. This article attempts to fill that gap. It examines the relationship between prospective HE students' attitud…
The impact of term‐time employment on higher education students’ academic attainment and achievement
Term‐time employment among Britain’s undergraduates is a growing phenomenon but it has received scant attention from government and policy makers. Although there are numerous studies on the subject, few have explored the impact of term‐time employment on students’ actual attainment and those that have are limited. This article attempts to fill that gap. Using data derived from 1000 students in six UK universities, it quantifies the impact of stud…
Does the fear of debt constrain choice of university and subject of study
The new student funding regime introduced by the 2004 Higher Education Act in England is predicated on the accumulation of student debt. Variable tuition fees, repaid by student loans, will increase average student loan debt on graduation. This article examines how fear of debt and financial constraints affect prospective students’ choices of where and what to study. Using data derived from a survey of about 2000 prospective students, it shows th…
Widening participation, social justice and injustice: Part-time students in higher education in England
This article critically assesses the nature and scope of current financial support for part-time undergraduates in England, highlighting its importance for widening participation. It considers the limitations of these financial arrangements, why they are in need of reform, and some of the consequences of their inadequacies. The paper argues that the system of support favours full-time HE at the expense of part-time. Consequently, there are now cl…
Social Policy Review 24: Analysis and debate in social policy, 2012
This edition of Social Policy Review marks the 40th anniversary of a publication from the UK Social Policy Association devoted to presenting an up-to-date and diverse review of the best in social policy scholarship. It includes a special Anniversary Preface celebrating the publication's evolution and distinctive contributions. Continuing its reputation as a cutting edge, international publication in social policy, Part One of this edition analyse…
Student Perceptions of the Impact of Bursaries and Institutional Aid on their Higher Education Choices and the Implications for the National Scholarship Programme in England
Variable tuition fees and bursaries, funded by higher education institutions, were introduced in England to promote student choice and provider competition, while bursaries would off-set higher fees and safeguard access. Both have been central to government reforms of undergraduate student funding since 2004. This article assesses student perceptions of the impact of bursaries on their higher education decisions and choices, and considers the imp…
Does Student Loan Debt Deter Higher Education Participation? New Evidence from England
Research among prospective UK undergraduates in 2002 found that some students, especially from low social classes, were deterred from applying to university because of fear of debt. This article investigates whether this is still the case today in England despite the changing higher education landscape since 2002. The article describes findings from a 2015 survey of prospective undergraduates and compares them with those from the 2002 study. We f…
Student Choice in Higher Education-Reducing or Reproducing Social Inequalities
A hallmark of recent higher education policy in developed economies is the move towards quasi-markets involving greater student choice and provider competition, underpinned by cost-sharing policies. This paper examines the idealizations and illusions of student choice and marketization in higher education policy in England, although the overall conclusions have relevance for other countries whose higher education systems are shaped by neoliberal …
Comparing high school students' attitudes towards borrowing for higher education in England and the United States: Who are the most loan averse
Student borrowing is a major higher education public policy issue, with students in both England and the United States increasingly relying on loans to finance postsecondary education. Our paper examines prospective higher education students' attitudes towards debt in England and the United States. It exploits a unique dataset which allows us to compare students' responses to similar surveys conducted in both countries during the same time period…
The Privilege of Choice: How Prospective College Students’ Financial Concerns Influence Their Choice of Higher Education Institution and Subject of Study in England
A hallmark of English higher education (HE) over the last twenty years has been policies seeking to increase provider competition and student choice. Central to this has been student funding policy changes, leading to rising college costs. This article asks if prospective HE students’ concerns about college costs and the financial strategies they anticipate using because of them, widen or limit their choice of HE institution and subject of study.…
Does Student Loan Debt Structure Young People's Housing Tenure? Evidence from England
This article analyses the interaction between two policy areas affecting young people in England - housing and student funding. It is the first of its kind exploring a range of dynamics in the relationship between housing and student loan debt. Young people today are far less likely to own their home and are more likely to live with their parents than earlier generations. In parallel, higher education tuition fee increases have led to a growing s…
Graduates’ responses to student loan debt in England: “Sort of Like an Acceptance, but With Anxiety Attached”
In 2020–2021, 94% of undergraduates in England took out government-backed loans to fund their higher education. The growing and widespread use of student loans in England, mounting student debt, and governments’ increasing dependence on tuition fees underwritten by loans to finance public higher education raise important questions which this paper seeks to address. Specifically, the paper asks how do graduates respond to student loan debt and wha…
Economics (16 works) · Political science (15 works) · Economic growth (11 works) · Higher education (11 works) · Higher Education Research Studies (11 works) · Sociology (10 works) · Finance (9 works) · Psychology (9 works) · Demographic economics (7 works) · Law (7 works)