Joaquim Cuevas
Biographic Data
| ID | 4071491 |
|---|---|
| NAME | Joaquim Cuevas |
| GIVEN NAMES | Joaquim |
| FAMILY NAME | Cuevas |
| SIGNATURE | CUEVAS J |
| AFFILIATIONS | Universitat de València |
| ORCID | 0000-0002-3415-0475 |
| VERIFIED | Yes |
| TOTAL WORKS | 11 |
| TOTAL CITATIONS | 9 |
| AUTHOR COUNT | 11 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 1995 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 2 |
El Consejo Superior Bancario: 1921-1962. Una pieza esencial del corporativismo bancario español
La Ley de Ordenación Bancaria de 1921 estableció un marco de «autorregulación» y creó el Consejo Superior Bancario (CSB), una institución que actuaba como enlace entre la banca y las autoridades y que defendió sus intereses corporativos frente a otros agentes financieros. Tras la guerra civil, en un contexto de mayor intervencionismo estatal, el nuevo CSB pasó a ser un órgano consultivo del Ministerio de Hacienda en materia bancaria, aunque aumen…
Between State Control and Banking Power: Spanish Banking Supervision Under Franco (1940–1975)
This article analyzes the evolution of banking supervision in Spain under Franco’s regime (1939–1975), highlighting how political and economic factors shaped oversight in an authoritarian setting. Two phases emerge. In the 1940s–50s, supervision—lodged in the Ministry of Finance—was weak, poorly staffed, and focused on enforcing banks’ oligopolistic interest rate agreements, reflecting regulatory capture. Following the 1959 Stabilization Plan, ri…
La liberalización y desregulación del sector bancario español entre 1971-1990 y efectos sobre el poder de mercado
Este trabajo vincula la evolución del poder de mercado de la banca española con la liberalización financiera entre 1970 y 1990. Se realiza una cronología de las medidas de desregulación y se mide empíricamente el poder de mercado, para lo que se ha elaborado un indicador directo, el índice Lerner. Se comprueba que la desregulación bancaria no fue lineal, y las entidades bancarias compitieron incluso antes de la liberación completa. Se aprecia que…
Regulation is good but not enough: The historical origins of banking supervision in Spain, 1850–1936
The aim of this paper is to analyse the early stages of banking supervision in Spain, implemented between the second half of the nineteenth century and the first third of the twentieth century. We provide empirical evidence about the main factors behind the emergence of supervision, the supervisory authority, who the supervisors were, the regularity of inspections and the main inspection activities. We show that Spain was an example of early impl…
Who determined the rules of the game in the Spanish financial reforms, 1970-1990
The consolidation of public banking in Spain: From the 1970s crisis to the 2008 crisis
This article contributes to the literature analysing the role of public banks in crises. Taking the case of Spain, it analyses the behaviour of the public bank (ICO) between 1971 and 2015, specifically during two crises: the crisis of the 1970s, when Spain was an economically backward country coming out of a dictatorship; and that of 2008–13, by which time it had integrated into the international economy. Public credit underwent sweeping privatiz…
How local conditions affect global banking: The case of BBVA and Santander
Este artículo explora por qué los bancos españoles se internacionalizan y por qué América Latina ha sido la región principal para la expansión internacional de BBVA y Santander. Se muestra que antes de 1986 la banca española tenía una presencia limitada en el exterior y se analizan los principales impulsores de esta expansión inicial (remesas y conexiones comerciales). Sin embargo, a partir de 1986 se produjo una confluencia de factores internos …
The Deadly Embrace Between the Banks and the State in Spain, 1850-2015
This paper focusses on the financial relations between the banking sector and the Treasury in Modern Spain. Tax systems have been insufficient, generating a chronic budget deficit. This drove to irresponsible public debt management, being the State a serial defaulter until 1987. This prevented the budget deficits could be financed by sovereign debt issued on the stock exchanges, and forced the state to resort to banks (public and private). The ne…
La expansión y consolidación de las Cajas de Ahorros en el sistema financiero español, 1880–1936
Este artículo estudia la evolución de las Cajas de Ahorros en España durante las últimas décadas del siglo XIX y el primer tercio del XX. Analiza los efectos de la regulación e intervención pública sobre el sector, así como la creación de organismos corporativos y representativos del mismo. También se valora y explica la consolidación de las Cajas en el sistema fínanciero-bancario. Se utiliza la perspectiva regional para detallar procesos y aclar…
Banking Growth and Industry Financing in Spain during the Nineteenth Century
This article analyses, from a micro-regional perspective, the origins of the Spanish financial system during the early stages of industrial change in the nineteenth century. Alcoi, one of the largest industrial districts in Valencia, which specialised in woollen production, is used as a case study for understanding the relationship between industrial growth and the financial system. The goal of this article is to show how the late emergence of a …
Andrés Hoyo Aparicio: Todo mudó de repente. El horizonte económico de la burguesía mercantil en Santander, 1820–1874, Santander, Universidad de Cantabria-Asamblea Regional, 1993
An abstract is not available for this content so a preview has been provided. Please use the Get access link above for information on how to access this content
The Deadly Embrace Between the Banks and the State in Spain, 1850-2015
This paper focusses on the financial relations between the banking sector and the Treasury in Modern Spain. Tax systems have been insufficient, generating a chronic budget deficit. This drove to irresponsible public debt management, being the State a serial defaulter until 1987. This prevented the budget deficits could be financed by sovereign debt issued on the stock exchanges, and forced the state to resort to banks (public and private). The ne…
La expansión y consolidación de las Cajas de Ahorros en el sistema financiero español, 1880–1936
Este artículo estudia la evolución de las Cajas de Ahorros en España durante las últimas décadas del siglo XIX y el primer tercio del XX. Analiza los efectos de la regulación e intervención pública sobre el sector, así como la creación de organismos corporativos y representativos del mismo. También se valora y explica la consolidación de las Cajas en el sistema fínanciero-bancario. Se utiliza la perspectiva regional para detallar procesos y aclar…
Banking Growth and Industry Financing in Spain during the Nineteenth Century
This article analyses, from a micro-regional perspective, the origins of the Spanish financial system during the early stages of industrial change in the nineteenth century. Alcoi, one of the largest industrial districts in Valencia, which specialised in woollen production, is used as a case study for understanding the relationship between industrial growth and the financial system. The goal of this article is to show how the late emergence of a …
Andrés Hoyo Aparicio: Todo mudó de repente. El horizonte económico de la burguesía mercantil en Santander, 1820–1874, Santander, Universidad de Cantabria-Asamblea Regional, 1993
An abstract is not available for this content so a preview has been provided. Please use the Get access link above for information on how to access this content
Banking Growth and Industry Financing in Spain during the Nineteenth Century
This article analyses, from a micro-regional perspective, the origins of the Spanish financial system during the early stages of industrial change in the nineteenth century. Alcoi, one of the largest industrial districts in Valencia, which specialised in woollen production, is used as a case study for understanding the relationship between industrial growth and the financial system. The goal of this article is to show how the late emergence of a …
La expansión y consolidación de las Cajas de Ahorros en el sistema financiero español, 1880–1936
Este artículo estudia la evolución de las Cajas de Ahorros en España durante las últimas décadas del siglo XIX y el primer tercio del XX. Analiza los efectos de la regulación e intervención pública sobre el sector, así como la creación de organismos corporativos y representativos del mismo. También se valora y explica la consolidación de las Cajas en el sistema fínanciero-bancario. Se utiliza la perspectiva regional para detallar procesos y aclar…
The Deadly Embrace Between the Banks and the State in Spain, 1850-2015
This paper focusses on the financial relations between the banking sector and the Treasury in Modern Spain. Tax systems have been insufficient, generating a chronic budget deficit. This drove to irresponsible public debt management, being the State a serial defaulter until 1987. This prevented the budget deficits could be financed by sovereign debt issued on the stock exchanges, and forced the state to resort to banks (public and private). The ne…
How local conditions affect global banking: The case of BBVA and Santander
Este artículo explora por qué los bancos españoles se internacionalizan y por qué América Latina ha sido la región principal para la expansión internacional de BBVA y Santander. Se muestra que antes de 1986 la banca española tenía una presencia limitada en el exterior y se analizan los principales impulsores de esta expansión inicial (remesas y conexiones comerciales). Sin embargo, a partir de 1986 se produjo una confluencia de factores internos …
The consolidation of public banking in Spain: From the 1970s crisis to the 2008 crisis
This article contributes to the literature analysing the role of public banks in crises. Taking the case of Spain, it analyses the behaviour of the public bank (ICO) between 1971 and 2015, specifically during two crises: the crisis of the 1970s, when Spain was an economically backward country coming out of a dictatorship; and that of 2008–13, by which time it had integrated into the international economy. Public credit underwent sweeping privatiz…
Who determined the rules of the game in the Spanish financial reforms, 1970-1990
Between State Control and Banking Power: Spanish Banking Supervision Under Franco (1940–1975)
This article analyzes the evolution of banking supervision in Spain under Franco’s regime (1939–1975), highlighting how political and economic factors shaped oversight in an authoritarian setting. Two phases emerge. In the 1940s–50s, supervision—lodged in the Ministry of Finance—was weak, poorly staffed, and focused on enforcing banks’ oligopolistic interest rate agreements, reflecting regulatory capture. Following the 1959 Stabilization Plan, ri…
La liberalización y desregulación del sector bancario español entre 1971-1990 y efectos sobre el poder de mercado
Este trabajo vincula la evolución del poder de mercado de la banca española con la liberalización financiera entre 1970 y 1990. Se realiza una cronología de las medidas de desregulación y se mide empíricamente el poder de mercado, para lo que se ha elaborado un indicador directo, el índice Lerner. Se comprueba que la desregulación bancaria no fue lineal, y las entidades bancarias compitieron incluso antes de la liberación completa. Se aprecia que…
Regulation is good but not enough: The historical origins of banking supervision in Spain, 1850–1936
The aim of this paper is to analyse the early stages of banking supervision in Spain, implemented between the second half of the nineteenth century and the first third of the twentieth century. We provide empirical evidence about the main factors behind the emergence of supervision, the supervisory authority, who the supervisors were, the regularity of inspections and the main inspection activities. We show that Spain was an example of early impl…
El Consejo Superior Bancario: 1921-1962. Una pieza esencial del corporativismo bancario español
La Ley de Ordenación Bancaria de 1921 estableció un marco de «autorregulación» y creó el Consejo Superior Bancario (CSB), una institución que actuaba como enlace entre la banca y las autoridades y que defendió sus intereses corporativos frente a otros agentes financieros. Tras la guerra civil, en un contexto de mayor intervencionismo estatal, el nuevo CSB pasó a ser un órgano consultivo del Ministerio de Hacienda en materia bancaria, aunque aumen…
Banking stability, regulation, efficiency (7 works) · Economics (7 works) · Historical and socio-economic studies of Spain and related regions (6 works) · Business (5 works) · Finance (5 works) · Political science (5 works) · Financial system (4 works) · Accounting (3 works) · Art (3 works) · Economic policy (3 works)