Marcia A Shobe
Biographic Data
| ID | 4100645 |
|---|---|
| NAME | Marcia A Shobe |
| GIVEN NAMES | Marcia A |
| FAMILY NAME | Shobe |
| SIGNATURE | SHOBE M A |
| AFFILIATIONS | University of Arkansas at Fayetteville |
| ORCID | 0000-0003-1074-855X |
| VERIFIED | Yes |
| TOTAL WORKS | 16 |
| TOTAL CITATIONS | 46 |
| AUTHOR COUNT | 16 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2001 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 4 |
Marshallese Child Development Account Program: An Exploratory Study Using the Status Attainment Framework
This pilot study was designed to assess the association of post-secondary education savings with improvement in outcomes associated with status attainment for 77 low-income Marshallese households. Given that little is known about specific status attainment measures for Marshallese households, this study provides an important glimpse into the strengths and needs of this population as well as the associations between CDA Program participation and s…
Food Security in the Time of Covid-19 for a Marshallese Community
Using an individual and family ecological systems model, we explored food security among a Marshallese cohort in Northwest Arkansas during the COVID-19 pandemic. We hypothesized that Marshallese households were experiencing high rates of food insecurity due to socioeconomic and systemic risk factors. Seventy-one Marshallese adults shared socioeconomic information about their household via an online survey. Descriptive results indicate that 91% of…
Savings Program Participation and Outcomes for Hispanics
Low- and moderate-income Hispanics in the United States have traditionally experienced few institutional incentives for savings and asset development and have instead encountered many disincentives. The authors provide a brief review of the various enticements and deterrents for savings and wealth development for traditionally underrepresented groups, with a focus on Hispanics. One of the most recent savings initiatives for low- and moderate-inco…
Household Financial Capital and Food Security
Nearly 20% of all U.S. households were considered food insecure in 2013. Although income poverty is often associated with food insecurity, the relationship between household assets and food insecurity have not been fully explored. Using a randomized sample of 28,336 adults, the authors examined these relationships, independent of income. Findings suggest that homeowners are more likely to report food security than individuals still making mortgag…
Preparing Children for Success: Parents’ Perspectives on Promoting Savings and Education
Many states are implementing asset development strategies to promote postsecondary education for low- to moderate-income families, realizing that limited education is a powerful predictor of poverty, and poverty mediates the likelihood of obtaining postsecondary education. Using demographic and qualitative data collected from two groups of low- to moderate-income parents ( N = 24), this article highlights two programs that promote savings and inc…
Examining Relationships Between Financial Capital and Personal Well-Being
Researchers have traditionally examined economic well-being with income data, yet recent findings indicate positive effects of assets on well-being, independent from income. For this study, baseline data from 904 low-income individuals were used to examine relationships between income, assets, and personal, social, and economic outcomes. Baseline findings indicate that financial assets did not influence perceptions of self-efficacy, economic stra…
It's All About Security to Me: The Role of Environment in Youth Financial Literacy and Savings Behaviors
This qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated in a youth-based financial education and dedicated savings program and present key themes and subthemes that were revealed during data analysis. Findin…
Second-Generation Individual Development Account Research: Preliminary Findings
Historically, the poor have been excluded from asset-building policies, and consequently have accumulated very little wealth. The discrepancy between those with the highest incomes and those with the lowest continues to widen dramatically, with little hope of change unless asset-building polices are created to include the poor. Not only is this an issue of economic inequity, but of social and personal inequities as well. This paper describes the …
Examining the Association Between Race, Ethnicity, and Health Status: Do Assets Matter
The current study employs data from the 2004 Immigration and Intergenerational Mobility in Metropolitan Los Angeles (IIMMLA) study to examine the degree to which observed differences in self-reported health status between African Americans, Asians, Latinos, and non-Hispanic Whites in the United States can be attributed to differences in various indicators of socioeconomic status. Results of the multinomial logistic regression techniques suggest t…
Achieving the American Dream: Facilitators and Barriers to Health and Mental Health for Latino Immigrants
Latinos are the largest minority group in the U.S. For Latino immigrants, a shift in migration from larger to smaller cities has recently occurred; the Latino immigrant population in Charlotte, North Carolina, has increased by 634% since 1990. The extent to which immigrants can achieve health and well-being is often related to employment, healthcare access, and social support. This study explored the human, social, and financial capital circumsta…
Arkansas IDA Programs: Examining Asset Retention and Perceptions of Well-Being
As the antipoverty initiative known as Individual Development Accounts (IDAs) enters into its second decade of implementation, research needs to examine social policy and program outcomes for both IDA participants and their communities. This pilot study examined the asset retention rate of 85 graduates from three Arkansas IDA programs; the relationship between household assets and economic strain, self-efficacy, and future orientation; and whethe…
Intimate Partner Violence in the United States: An Ecological Approach to Prevention and Treatment
Physical, sexual, verbal and economic abuse, also known as Intimate Partner Violence (IPV), comprise a major public health problem. IPV risk factors include poverty, stress, substance use, depression, and history of child maltreatment. Protective factors include human capital (functional health and work competencies/qualifications), social capital (formal/informal relationships and resources) and financial capital (income and assets). Traditional…
Joining an Asset Building Program: The Social and Economic Correlates
United States anti-poverty efforts traditionally consist of income-based, means-tested policies while wealth promotion generally involves tax code initiatives. Long-established beliefs that underserved populations cannot save money have resulted in exclusionary asset building policies for the poor. Minimal changes in pre-transfer poverty rates have led social workers to examine alternative anti-poverty solutions. This study examined the effects o…
Savings Experiences Past and Present: Narratives From Low-Income African American Women
Research has found that low-income individuals can and do save when institutional supports are in place; however, little structured data are available on how and why they manage to save. This article presents a study of the long-term savings experiences of 9 low-income African American women who were participating in an Individual Development Account (IDA) savings program in a city in North Carolina. The results indicated that despite many marker…
Relationships Between Assets and Perceived Economic Strain: Findings from an Anti-Poverty Policy Demonstration
Income and wealth disparity continue to widen among U.S. households. Efforts to combat poverty generally consist of income-based policies while wealth creation involves asset-based policies. Asset theory suggests that an asset-based approach to poverty reduction will help increase the personal, social, and economic well-being of low-income households. As a result, Individual Development Accounts (IDAs), or dedicated savings accounts, were designe…
Assets, Future Orientation, and Well-Being: Exploring and Extending Sherraden's Framework
Reducing the incidence and impact of poverty has been central to social work practice since the birth of the profession (Addams, 1910; Franklin, 1986). The prevailing anti-poverty paradigm holds that well-being is almost exclusively dependent upon income. Social work scholar and educator, Michael Sherraden (1988; 1991) suggests a new anti-poverty paradigm whereby combined income and asset building initiatives may improve the well-being of poor ho…
Relationships Between Assets and Perceived Economic Strain: Findings from an Anti-Poverty Policy Demonstration
Income and wealth disparity continue to widen among U.S. households. Efforts to combat poverty generally consist of income-based policies while wealth creation involves asset-based policies. Asset theory suggests that an asset-based approach to poverty reduction will help increase the personal, social, and economic well-being of low-income households. As a result, Individual Development Accounts (IDAs), or dedicated savings accounts, were designe…
Assets, Future Orientation, and Well-Being: Exploring and Extending Sherraden's Framework
Reducing the incidence and impact of poverty has been central to social work practice since the birth of the profession (Addams, 1910; Franklin, 1986). The prevailing anti-poverty paradigm holds that well-being is almost exclusively dependent upon income. Social work scholar and educator, Michael Sherraden (1988; 1991) suggests a new anti-poverty paradigm whereby combined income and asset building initiatives may improve the well-being of poor ho…
Arkansas IDA Programs: Examining Asset Retention and Perceptions of Well-Being
As the antipoverty initiative known as Individual Development Accounts (IDAs) enters into its second decade of implementation, research needs to examine social policy and program outcomes for both IDA participants and their communities. This pilot study examined the asset retention rate of 85 graduates from three Arkansas IDA programs; the relationship between household assets and economic strain, self-efficacy, and future orientation; and whethe…
Achieving the American Dream: Facilitators and Barriers to Health and Mental Health for Latino Immigrants
Latinos are the largest minority group in the U.S. For Latino immigrants, a shift in migration from larger to smaller cities has recently occurred; the Latino immigrant population in Charlotte, North Carolina, has increased by 634% since 1990. The extent to which immigrants can achieve health and well-being is often related to employment, healthcare access, and social support. This study explored the human, social, and financial capital circumsta…
Joining an Asset Building Program: The Social and Economic Correlates
United States anti-poverty efforts traditionally consist of income-based, means-tested policies while wealth promotion generally involves tax code initiatives. Long-established beliefs that underserved populations cannot save money have resulted in exclusionary asset building policies for the poor. Minimal changes in pre-transfer poverty rates have led social workers to examine alternative anti-poverty solutions. This study examined the effects o…
Savings Experiences Past and Present: Narratives From Low-Income African American Women
Research has found that low-income individuals can and do save when institutional supports are in place; however, little structured data are available on how and why they manage to save. This article presents a study of the long-term savings experiences of 9 low-income African American women who were participating in an Individual Development Account (IDA) savings program in a city in North Carolina. The results indicated that despite many marker…
Examining the Association Between Race, Ethnicity, and Health Status: Do Assets Matter
The current study employs data from the 2004 Immigration and Intergenerational Mobility in Metropolitan Los Angeles (IIMMLA) study to examine the degree to which observed differences in self-reported health status between African Americans, Asians, Latinos, and non-Hispanic Whites in the United States can be attributed to differences in various indicators of socioeconomic status. Results of the multinomial logistic regression techniques suggest t…
Intimate Partner Violence in the United States: An Ecological Approach to Prevention and Treatment
Physical, sexual, verbal and economic abuse, also known as Intimate Partner Violence (IPV), comprise a major public health problem. IPV risk factors include poverty, stress, substance use, depression, and history of child maltreatment. Protective factors include human capital (functional health and work competencies/qualifications), social capital (formal/informal relationships and resources) and financial capital (income and assets). Traditional…
Savings Program Participation and Outcomes for Hispanics
Low- and moderate-income Hispanics in the United States have traditionally experienced few institutional incentives for savings and asset development and have instead encountered many disincentives. The authors provide a brief review of the various enticements and deterrents for savings and wealth development for traditionally underrepresented groups, with a focus on Hispanics. One of the most recent savings initiatives for low- and moderate-inco…
Household Financial Capital and Food Security
Nearly 20% of all U.S. households were considered food insecure in 2013. Although income poverty is often associated with food insecurity, the relationship between household assets and food insecurity have not been fully explored. Using a randomized sample of 28,336 adults, the authors examined these relationships, independent of income. Findings suggest that homeowners are more likely to report food security than individuals still making mortgag…
Examining Relationships Between Financial Capital and Personal Well-Being
Researchers have traditionally examined economic well-being with income data, yet recent findings indicate positive effects of assets on well-being, independent from income. For this study, baseline data from 904 low-income individuals were used to examine relationships between income, assets, and personal, social, and economic outcomes. Baseline findings indicate that financial assets did not influence perceptions of self-efficacy, economic stra…
It's All About Security to Me: The Role of Environment in Youth Financial Literacy and Savings Behaviors
This qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated in a youth-based financial education and dedicated savings program and present key themes and subthemes that were revealed during data analysis. Findin…
Assets, Future Orientation, and Well-Being: Exploring and Extending Sherraden's Framework
Reducing the incidence and impact of poverty has been central to social work practice since the birth of the profession (Addams, 1910; Franklin, 1986). The prevailing anti-poverty paradigm holds that well-being is almost exclusively dependent upon income. Social work scholar and educator, Michael Sherraden (1988; 1991) suggests a new anti-poverty paradigm whereby combined income and asset building initiatives may improve the well-being of poor ho…
Savings Experiences Past and Present: Narratives From Low-Income African American Women
Research has found that low-income individuals can and do save when institutional supports are in place; however, little structured data are available on how and why they manage to save. This article presents a study of the long-term savings experiences of 9 low-income African American women who were participating in an Individual Development Account (IDA) savings program in a city in North Carolina. The results indicated that despite many marker…
Relationships Between Assets and Perceived Economic Strain: Findings from an Anti-Poverty Policy Demonstration
Income and wealth disparity continue to widen among U.S. households. Efforts to combat poverty generally consist of income-based policies while wealth creation involves asset-based policies. Asset theory suggests that an asset-based approach to poverty reduction will help increase the personal, social, and economic well-being of low-income households. As a result, Individual Development Accounts (IDAs), or dedicated savings accounts, were designe…
Joining an Asset Building Program: The Social and Economic Correlates
United States anti-poverty efforts traditionally consist of income-based, means-tested policies while wealth promotion generally involves tax code initiatives. Long-established beliefs that underserved populations cannot save money have resulted in exclusionary asset building policies for the poor. Minimal changes in pre-transfer poverty rates have led social workers to examine alternative anti-poverty solutions. This study examined the effects o…
Intimate Partner Violence in the United States: An Ecological Approach to Prevention and Treatment
Physical, sexual, verbal and economic abuse, also known as Intimate Partner Violence (IPV), comprise a major public health problem. IPV risk factors include poverty, stress, substance use, depression, and history of child maltreatment. Protective factors include human capital (functional health and work competencies/qualifications), social capital (formal/informal relationships and resources) and financial capital (income and assets). Traditional…
Examining the Association Between Race, Ethnicity, and Health Status: Do Assets Matter
The current study employs data from the 2004 Immigration and Intergenerational Mobility in Metropolitan Los Angeles (IIMMLA) study to examine the degree to which observed differences in self-reported health status between African Americans, Asians, Latinos, and non-Hispanic Whites in the United States can be attributed to differences in various indicators of socioeconomic status. Results of the multinomial logistic regression techniques suggest t…
Achieving the American Dream: Facilitators and Barriers to Health and Mental Health for Latino Immigrants
Latinos are the largest minority group in the U.S. For Latino immigrants, a shift in migration from larger to smaller cities has recently occurred; the Latino immigrant population in Charlotte, North Carolina, has increased by 634% since 1990. The extent to which immigrants can achieve health and well-being is often related to employment, healthcare access, and social support. This study explored the human, social, and financial capital circumsta…
Arkansas IDA Programs: Examining Asset Retention and Perceptions of Well-Being
As the antipoverty initiative known as Individual Development Accounts (IDAs) enters into its second decade of implementation, research needs to examine social policy and program outcomes for both IDA participants and their communities. This pilot study examined the asset retention rate of 85 graduates from three Arkansas IDA programs; the relationship between household assets and economic strain, self-efficacy, and future orientation; and whethe…
Second-Generation Individual Development Account Research: Preliminary Findings
Historically, the poor have been excluded from asset-building policies, and consequently have accumulated very little wealth. The discrepancy between those with the highest incomes and those with the lowest continues to widen dramatically, with little hope of change unless asset-building polices are created to include the poor. Not only is this an issue of economic inequity, but of social and personal inequities as well. This paper describes the …
It's All About Security to Me: The Role of Environment in Youth Financial Literacy and Savings Behaviors
This qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated in a youth-based financial education and dedicated savings program and present key themes and subthemes that were revealed during data analysis. Findin…
Examining Relationships Between Financial Capital and Personal Well-Being
Researchers have traditionally examined economic well-being with income data, yet recent findings indicate positive effects of assets on well-being, independent from income. For this study, baseline data from 904 low-income individuals were used to examine relationships between income, assets, and personal, social, and economic outcomes. Baseline findings indicate that financial assets did not influence perceptions of self-efficacy, economic stra…
Preparing Children for Success: Parents’ Perspectives on Promoting Savings and Education
Many states are implementing asset development strategies to promote postsecondary education for low- to moderate-income families, realizing that limited education is a powerful predictor of poverty, and poverty mediates the likelihood of obtaining postsecondary education. Using demographic and qualitative data collected from two groups of low- to moderate-income parents ( N = 24), this article highlights two programs that promote savings and inc…
Savings Program Participation and Outcomes for Hispanics
Low- and moderate-income Hispanics in the United States have traditionally experienced few institutional incentives for savings and asset development and have instead encountered many disincentives. The authors provide a brief review of the various enticements and deterrents for savings and wealth development for traditionally underrepresented groups, with a focus on Hispanics. One of the most recent savings initiatives for low- and moderate-inco…
Household Financial Capital and Food Security
Nearly 20% of all U.S. households were considered food insecure in 2013. Although income poverty is often associated with food insecurity, the relationship between household assets and food insecurity have not been fully explored. Using a randomized sample of 28,336 adults, the authors examined these relationships, independent of income. Findings suggest that homeowners are more likely to report food security than individuals still making mortgag…
Food Security in the Time of Covid-19 for a Marshallese Community
Using an individual and family ecological systems model, we explored food security among a Marshallese cohort in Northwest Arkansas during the COVID-19 pandemic. We hypothesized that Marshallese households were experiencing high rates of food insecurity due to socioeconomic and systemic risk factors. Seventy-one Marshallese adults shared socioeconomic information about their household via an online survey. Descriptive results indicate that 91% of…
Marshallese Child Development Account Program: An Exploratory Study Using the Status Attainment Framework
This pilot study was designed to assess the association of post-secondary education savings with improvement in outcomes associated with status attainment for 77 low-income Marshallese households. Given that little is known about specific status attainment measures for Marshallese households, this study provides an important glimpse into the strengths and needs of this population as well as the associations between CDA Program participation and s…
Economics (13 works) · Economic growth (11 works) · Business (10 works) · Financial Literacy, Pension, Retirement Analysis (9 works) · Psychology (9 works) · Sociology (8 works) · Asset (computer security (7 works) · Demographic economics (6 works) · Political science (6 works) · Poverty (6 works)