Rajiv Prabhakar
Biographic Data
| ID | 4128837 |
|---|---|
| NAME | Rajiv Prabhakar |
| GIVEN NAMES | Rajiv |
| FAMILY NAME | Prabhakar |
| SIGNATURE | PRABHAKAR R |
| AFFILIATIONS | The Open University |
| ORCID | 0000-0002-8547-8956 |
| VERIFIED | Yes |
| TOTAL WORKS | 32 |
| TOTAL CITATIONS | 56 |
| AUTHOR COUNT | 32 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 1999 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 5 |
Evaluating the UK Parliament’s career transition scheme for departing MPs
Leaving Parliament is not easy. The way that Members of Parliament (MPs) exit Parliament matters because it can deter others from being an MP. The UK Parliament introduced a career transition scheme (CTS) after the 2024 general election to aid this transition. In this paper, I make a theoretical contribution to the literature on exiting political office by extending a typology developed for ex-leaders to cover departing MPs more generally and mak…
A Study on Different Between Modern Banks and Traditional Banks Services
The primary objective of this study is to explore the factors driving the adoption of electronic banking and its relationship with traditional banking services. Focusing on the retail sector of the financial industry in Indore city, the research aims to investigate the influence of firm-specific and non-specific characteristics (such as technology, market, and environment) on the decision-making process of banks in adopting new technical platform…
A Study on Product Packaging on Consumer Behaviour of FMCG Products (A Study With Reference to Krishnagiri City)
The purpose of this study is to look into important factors that make a customer satisfaction program successful. This study also shows how the independent and dependent variables relate to one another. Questionnaires were used to collect data for this primary investigation, and SPSS software was used to make study-related decisions. In this study, samples of 250 respondents were used to test the accountability of the model. Packing is the most i…
Devolution and Social Citizenship
In 2022, the Welsh Government announced a basic income pilot for care leavers in Wales. This article uses this policy experiment to provide an insight into the relationship between devolution and social citizenship. This article makes two claims. First, the basic income pilot is part of an approach the Welsh Government has taken over the past twenty years to expand the idea of social citizenship to include rights to money. This is justified by a …
Evaluating Parliamentary Academic Fellows
Parliamentary Academic Fellowship (PAF) schemes have been introduced to boost knowledge exchange between legislatures and the academy. Evaluations of these schemes are rare. This article evaluates the UK Parliament’s PAF scheme based on interviews with former PAFs, Parliamentary hosts, and the Knowledge Exchange Unit. I find that PAFs and hosts want different things from the scheme. This is part of a wider issue of the differing incentives that a…
What are the Barriers to Taxing Wealth? The Case of a Wealth Tax Proposal in the UK
Over the past decade there have been repeated calls for the greater taxation of wealth. These calls have had little impact on policy. There has been a global trend to reduce or abolish taxes on wealth. The contrast suggests that it may be better now to explore how taxes on wealth may be made a reality rather than designing new tax proposals. What are the barriers to tax wealth? This paper addresses this by conducting a case study of a high profil…
Financial Inclusion
Financial Inclusion
Should the public play a greater role within the financial system? Decisions about money are a part of our everyday lives. Supporters promote financial inclusion as a way of helping people navigate decisions about money. However, critics fear these policies promote the financialisation of the welfare state and turn citizens into consumers. Presenting a nuanced, critical analysis of financial inclusion, the book brings together the supportive and …
Should basic payment accounts be extended
Should basic payment accounts be extended
Reducing the ‘unbanked’ is an important part of financial inclusion. For its supporters, access to a bank account is important for reducing the costs faced by those locked out of mainstream banking. Critics worry that financial inclusion ultimately shifts people from the security of the welfare state to the insecurity of financial markets. This paper argues that reducing the unbanked can contribute to both individual empowerment and subjection. M…
Millennial Bugs. A Review of the Resolution Foundation's Intergenerational Commission Final Report
What obligations do the old owe the young? This question is at the core of the Resolution Foundation's Intergenerational Commission report that was published on May 2018. A novelty of this report is that it invokes Edmund Burke in support of efforts to boost intergenerational fairness. But, this paper suggests that Burke is only a very limited guide for closing the wealth gap between the generations. Taxing the wealth of baby boomers is likely to…
Financial Inclusion
Financial inclusion has arisen as an important social policy agenda over the past twenty years. A scholarly literature has emerged that is very critical of financial inclusion, seeing it as part of the financialisation of the everyday. Often, this theoretical literature makes little reference to how financial inclusion was developing in practice. Conversely, much of the policy literature does not refer to theoretical controversies about financial…
Why do people opt-out or not opt-out of automatic enrolment? A focus group study of automatic enrolment into a workplace pension in the United Kingdom
Automatic enrolment (AE) into a workplace pension is an important recent development in pension policy. An important question for this policy is why do people opt-out or not opt-out of AE? This question is important for understanding the power of suggestion associated with AE as well as responding to concerns that women might face undue pressure to opt-out. This article addresses this question through a focus group study into the United Kingdom’s…
Does the Financial Crisis Create Opportunities for Taxing Wealth? A Study of Tax Policy Debates in the United Kingdom
Taxing wealth is an important part of tax policy debates today. The prospect though for taxing wealth seems to be bleak. But does the financial crisis create opportunities for taxing wealth? The financial crisis might change debates by acting as a shock to the tax policy process and boost political arguments for taxing wealth. This article explores whether the financial crisis has such an impact by looking at tax policy debates in the United King…
Asset-based welfare
‘Asset-based welfare’ was one of the social policy innovations of the last Labour government in the UK. A recent financialization critique suggests policies such as the Child Trust Fund were aimed at creating subjects for financial markets. This paper argues that the focus on New Labour in Westminster overlooks the way that the Welsh government tried to shape asset-based welfare in different directions. This is emphasized as part of efforts to bo…
What do the public think of taxation? Evidence from a focus group study in England
The design of tax systems is an important topic as governments reshape taxes to reduce public sector deficits following the global financial crisis. This article discusses findings from a focus group study on public attitudes to taxation in England. It uses rational choice and moral arguments to explore three questions: What do the public think of different taxes? How do people react to different combinations of taxes? What are public attitudes t…
The Child Trust Fund in the UK
The Assets Agenda and Social Policy
The assets agenda or asset‐based welfare has provoked much interest in recent times. This approach insists that the stock of assets that a person owns is an important element of well‐being. The assets agenda is not a unified body of thought. However, there is a common failure to distinguish between these different parts, and this clouds rather than clarifies debates. This article seeks to add analytical clarity to current debates about asset‐base…
The development of asset-based welfare
Asset-based welfare has recently attracted interest across the globe. This approach insists that the assets that a person owns are an important part of well-being. The UK's Child Trust Fund (CTF) is one of the most prominent examples of this approach. It provides a capital endowment to all new babies and the policy has generated international interest. However, the CTF does not command universal support in the UK. One of the main political partie…
Can Public Opposition to Inheritance Tax be Weakened
Inheritance tax is the subject of recent political controversy in Britain. Public opinion appears to be a major barrier to boosting this tax. Evidence exists that suggests considerable public disquiet with inheritance tax. Recently, some commentators have argued that the way that inheritance tax is presented or `framed' could enhance public support for this tax. This article presents original focus group evidence on this claim. I note that while …
What is Wrong with Inheritance Tax
Wealth Taxes
Wealth taxes are currently high on the policy agenda in Britain. These taxes will not be political sustainable without public support. However, evidence exists that indicates substantial public opposition to wealth taxes. For example, inheritance tax appears to provoke hostility among the public. Some observers have suggested that the way that wealth taxes are presented ‐ particularly using stories and narratives ‐ could enhance public support. T…
Attitudes towards the Child Trust Fund
The Labour government has recently introduced the Child Trust Fund. This pays all new babies a £250 or £500 capital endowment from government. This is locked into a special account until the child's 18 th birthday. Parents are key to the success of this policy as they will make many of the key decisions about savings and investment. Little is known, however, about what new parents think of this policy. This article addresses this question by prov…
The New Assets Agenda
Stakeholding and New Labour
There is much contention surrounding the idea of New Labour. A significant part of this suggests that style rather than substance dominates New Labour. Here, it is said that New Labour reformers only pay attention to getting elected to government, ditching whatever policies are thought to hamper this. This has meant an obsession with focus groups, opinion polling and spin (Bayley 1999). Although such electoral considerations are undeniably import…
What do the public think of taxation? Evidence from a focus group study in England
The design of tax systems is an important topic as governments reshape taxes to reduce public sector deficits following the global financial crisis. This article discusses findings from a focus group study on public attitudes to taxation in England. It uses rational choice and moral arguments to explore three questions: What do the public think of different taxes? How do people react to different combinations of taxes? What are public attitudes t…
Whatever Happened to Stakeholding
In 1996 Tony Blair declared in a speech in Singapore that stakeholding would define New Labour's programme in office. This speech provoked much interest in the UK among a centre‐left keen to forge a ‘third way’ alternative to state‐centred social democracy and free markets. Conservative politicians, however, subjected New Labour to a barrage of criticisms. Startled by the scale of the negative reaction, Blair stopped referring to stakeholding. A …
Capability, Responsibility, Human Capital and the Third Way
Why do people opt-out or not opt-out of automatic enrolment? A focus group study of automatic enrolment into a workplace pension in the United Kingdom
Automatic enrolment (AE) into a workplace pension is an important recent development in pension policy. An important question for this policy is why do people opt-out or not opt-out of AE? This question is important for understanding the power of suggestion associated with AE as well as responding to concerns that women might face undue pressure to opt-out. This article addresses this question through a focus group study into the United Kingdom’s…
Wealth Taxes
Wealth taxes are currently high on the policy agenda in Britain. These taxes will not be political sustainable without public support. However, evidence exists that indicates substantial public opposition to wealth taxes. For example, inheritance tax appears to provoke hostility among the public. Some observers have suggested that the way that wealth taxes are presented ‐ particularly using stories and narratives ‐ could enhance public support. T…
What are the Barriers to Taxing Wealth? The Case of a Wealth Tax Proposal in the UK
Over the past decade there have been repeated calls for the greater taxation of wealth. These calls have had little impact on policy. There has been a global trend to reduce or abolish taxes on wealth. The contrast suggests that it may be better now to explore how taxes on wealth may be made a reality rather than designing new tax proposals. What are the barriers to tax wealth? This paper addresses this by conducting a case study of a high profil…
Does the Financial Crisis Create Opportunities for Taxing Wealth? A Study of Tax Policy Debates in the United Kingdom
Taxing wealth is an important part of tax policy debates today. The prospect though for taxing wealth seems to be bleak. But does the financial crisis create opportunities for taxing wealth? The financial crisis might change debates by acting as a shock to the tax policy process and boost political arguments for taxing wealth. This article explores whether the financial crisis has such an impact by looking at tax policy debates in the United King…
Stakeholding
Stakeholding’ provoked much attention among the centre-left in Britain during the 1990s as a possible ‘third way’ alternative to state-centred social democracy and free markets. As debates unfolded it was unclear, however, whether a stable core could be identified linking its uses in the main contexts of corporate governance and welfare reform in which it emerged. Without this, it is difficult to construct a consistent and coherent reform program…
Asset-based welfare
‘Asset-based welfare’ was one of the social policy innovations of the last Labour government in the UK. A recent financialization critique suggests policies such as the Child Trust Fund were aimed at creating subjects for financial markets. This paper argues that the focus on New Labour in Westminster overlooks the way that the Welsh government tried to shape asset-based welfare in different directions. This is emphasized as part of efforts to bo…
The Child Trust Fund in the UK
The Assets Agenda and Social Policy
The assets agenda or asset‐based welfare has provoked much interest in recent times. This approach insists that the stock of assets that a person owns is an important element of well‐being. The assets agenda is not a unified body of thought. However, there is a common failure to distinguish between these different parts, and this clouds rather than clarifies debates. This article seeks to add analytical clarity to current debates about asset‐base…
Can Public Opposition to Inheritance Tax be Weakened
Inheritance tax is the subject of recent political controversy in Britain. Public opinion appears to be a major barrier to boosting this tax. Evidence exists that suggests considerable public disquiet with inheritance tax. Recently, some commentators have argued that the way that inheritance tax is presented or `framed' could enhance public support for this tax. This article presents original focus group evidence on this claim. I note that while …
Attitudes towards the Child Trust Fund
The Labour government has recently introduced the Child Trust Fund. This pays all new babies a £250 or £500 capital endowment from government. This is locked into a special account until the child's 18 th birthday. Parents are key to the success of this policy as they will make many of the key decisions about savings and investment. Little is known, however, about what new parents think of this policy. This article addresses this question by prov…
Stakeholding and New Labour
There is much contention surrounding the idea of New Labour. A significant part of this suggests that style rather than substance dominates New Labour. Here, it is said that New Labour reformers only pay attention to getting elected to government, ditching whatever policies are thought to hamper this. This has meant an obsession with focus groups, opinion polling and spin (Bayley 1999). Although such electoral considerations are undeniably import…
Devolution and Social Citizenship
In 2022, the Welsh Government announced a basic income pilot for care leavers in Wales. This article uses this policy experiment to provide an insight into the relationship between devolution and social citizenship. This article makes two claims. First, the basic income pilot is part of an approach the Welsh Government has taken over the past twenty years to expand the idea of social citizenship to include rights to money. This is justified by a …
Financial Inclusion
Financial inclusion has arisen as an important social policy agenda over the past twenty years. A scholarly literature has emerged that is very critical of financial inclusion, seeing it as part of the financialisation of the everyday. Often, this theoretical literature makes little reference to how financial inclusion was developing in practice. Conversely, much of the policy literature does not refer to theoretical controversies about financial…
The New Assets Agenda
Commercialisation or Citizenship
In a recent pamphlet for the Fabian Society, Colin Crouch criticises the use of commercial techniques such as choice within public services. He does this because he says that commercialisation undermines citizenship. In this article, I question Crouch's claim by arguing that careful use of some commercial methods, in particular choice, might actually promote the sort of participative citizenship that he endorses. This discussion has a bearing on …
The Idea of a Stake
This paper focuses on illuminating the idea of a stake within stakeholding discourse. To do this involves forming a prior conception of what stakeholding constitutes. Focusing on the individual strand in stakeholding, it will argue that this is best seen as left popular capitalism. Core to this is a developmental view of the self, which occurs through the possession of stakes. This philosophical anthropology conditions the form and content of wha…
Capability, Responsibility, Human Capital and the Third Way
Stakeholding
Stakeholding’ provoked much attention among the centre-left in Britain during the 1990s as a possible ‘third way’ alternative to state-centred social democracy and free markets. As debates unfolded it was unclear, however, whether a stable core could be identified linking its uses in the main contexts of corporate governance and welfare reform in which it emerged. Without this, it is difficult to construct a consistent and coherent reform program…
Do Public Interest Companies form a Third Way within Public Services
Public interest companies have recently attracted the attention of the British government. These companies are charged with delivering public services in the public interest. Network Rail and foundation hospitals are examples of this policy approach. Many of its advocates believe that these bodies form a third way within public services. This claim has stimulated much controversy. This article asks if public interest companies constitute a third …
Whatever Happened to Stakeholding
In 1996 Tony Blair declared in a speech in Singapore that stakeholding would define New Labour's programme in office. This speech provoked much interest in the UK among a centre‐left keen to forge a ‘third way’ alternative to state‐centred social democracy and free markets. Conservative politicians, however, subjected New Labour to a barrage of criticisms. Startled by the scale of the negative reaction, Blair stopped referring to stakeholding. A …
Commercialisation or Citizenship
In a recent pamphlet for the Fabian Society, Colin Crouch criticises the use of commercial techniques such as choice within public services. He does this because he says that commercialisation undermines citizenship. In this article, I question Crouch's claim by arguing that careful use of some commercial methods, in particular choice, might actually promote the sort of participative citizenship that he endorses. This discussion has a bearing on …
Stakeholding and New Labour
There is much contention surrounding the idea of New Labour. A significant part of this suggests that style rather than substance dominates New Labour. Here, it is said that New Labour reformers only pay attention to getting elected to government, ditching whatever policies are thought to hamper this. This has meant an obsession with focus groups, opinion polling and spin (Bayley 1999). Although such electoral considerations are undeniably import…
Assets and Poverty
Asset egalitarianism is a new agenda but an old idea. At its root is the notion that every citizen should be able to have an individual property stake, and it has recently been revived in Britain and in the U.S. in a number of proposals aimed at countering the huge and growing inequality in the distribution of assets. Such asset egalitarianism is fed from many streams; it has a long history in civic republican thought, beginning with Thomas Paine…
The New Assets Agenda
Attitudes towards the Child Trust Fund
The Labour government has recently introduced the Child Trust Fund. This pays all new babies a £250 or £500 capital endowment from government. This is locked into a special account until the child's 18 th birthday. Parents are key to the success of this policy as they will make many of the key decisions about savings and investment. Little is known, however, about what new parents think of this policy. This article addresses this question by prov…
What is Wrong with Inheritance Tax
Wealth Taxes
Wealth taxes are currently high on the policy agenda in Britain. These taxes will not be political sustainable without public support. However, evidence exists that indicates substantial public opposition to wealth taxes. For example, inheritance tax appears to provoke hostility among the public. Some observers have suggested that the way that wealth taxes are presented ‐ particularly using stories and narratives ‐ could enhance public support. T…
The Assets Agenda and Social Policy
The assets agenda or asset‐based welfare has provoked much interest in recent times. This approach insists that the stock of assets that a person owns is an important element of well‐being. The assets agenda is not a unified body of thought. However, there is a common failure to distinguish between these different parts, and this clouds rather than clarifies debates. This article seeks to add analytical clarity to current debates about asset‐base…
The development of asset-based welfare
Asset-based welfare has recently attracted interest across the globe. This approach insists that the assets that a person owns are an important part of well-being. The UK's Child Trust Fund (CTF) is one of the most prominent examples of this approach. It provides a capital endowment to all new babies and the policy has generated international interest. However, the CTF does not command universal support in the UK. One of the main political partie…
Can Public Opposition to Inheritance Tax be Weakened
Inheritance tax is the subject of recent political controversy in Britain. Public opinion appears to be a major barrier to boosting this tax. Evidence exists that suggests considerable public disquiet with inheritance tax. Recently, some commentators have argued that the way that inheritance tax is presented or `framed' could enhance public support for this tax. This article presents original focus group evidence on this claim. I note that while …
The Child Trust Fund in the UK
What do the public think of taxation? Evidence from a focus group study in England
The design of tax systems is an important topic as governments reshape taxes to reduce public sector deficits following the global financial crisis. This article discusses findings from a focus group study on public attitudes to taxation in England. It uses rational choice and moral arguments to explore three questions: What do the public think of different taxes? How do people react to different combinations of taxes? What are public attitudes t…
Asset-based welfare
‘Asset-based welfare’ was one of the social policy innovations of the last Labour government in the UK. A recent financialization critique suggests policies such as the Child Trust Fund were aimed at creating subjects for financial markets. This paper argues that the focus on New Labour in Westminster overlooks the way that the Welsh government tried to shape asset-based welfare in different directions. This is emphasized as part of efforts to bo…
Does the Financial Crisis Create Opportunities for Taxing Wealth? A Study of Tax Policy Debates in the United Kingdom
Taxing wealth is an important part of tax policy debates today. The prospect though for taxing wealth seems to be bleak. But does the financial crisis create opportunities for taxing wealth? The financial crisis might change debates by acting as a shock to the tax policy process and boost political arguments for taxing wealth. This article explores whether the financial crisis has such an impact by looking at tax policy debates in the United King…
Why do people opt-out or not opt-out of automatic enrolment? A focus group study of automatic enrolment into a workplace pension in the United Kingdom
Automatic enrolment (AE) into a workplace pension is an important recent development in pension policy. An important question for this policy is why do people opt-out or not opt-out of AE? This question is important for understanding the power of suggestion associated with AE as well as responding to concerns that women might face undue pressure to opt-out. This article addresses this question through a focus group study into the United Kingdom’s…
Millennial Bugs. A Review of the Resolution Foundation's Intergenerational Commission Final Report
What obligations do the old owe the young? This question is at the core of the Resolution Foundation's Intergenerational Commission report that was published on May 2018. A novelty of this report is that it invokes Edmund Burke in support of efforts to boost intergenerational fairness. But, this paper suggests that Burke is only a very limited guide for closing the wealth gap between the generations. Taxing the wealth of baby boomers is likely to…
Financial Inclusion
Financial inclusion has arisen as an important social policy agenda over the past twenty years. A scholarly literature has emerged that is very critical of financial inclusion, seeing it as part of the financialisation of the everyday. Often, this theoretical literature makes little reference to how financial inclusion was developing in practice. Conversely, much of the policy literature does not refer to theoretical controversies about financial…
Should basic payment accounts be extended
Should basic payment accounts be extended
Reducing the ‘unbanked’ is an important part of financial inclusion. For its supporters, access to a bank account is important for reducing the costs faced by those locked out of mainstream banking. Critics worry that financial inclusion ultimately shifts people from the security of the welfare state to the insecurity of financial markets. This paper argues that reducing the unbanked can contribute to both individual empowerment and subjection. M…
Financial Inclusion
Political science (25 works) · Economics (22 works) · Law (20 works) · Law (17 works) · Politics (17 works) · Housing, Finance, and Neoliberalism (15 works) · Sociology (14 works) · Business (11 works) · Public economics (11 works) · Social Policy and Reform Studies (11 works)