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Chandralekha Ghosh

Biographic Data

ID4155080
NAMEChandralekha Ghosh
GIVEN NAMESChandralekha
FAMILY NAMEGhosh
SIGNATUREGHOSH C
AFFILIATIONSWest Bengal State University
ORCID0000-0001-5598-4500
VERIFIEDYes
TOTAL WORKS5
TOTAL CITATIONS8
AUTHOR COUNT5
EDITOR COUNT0
FIRST PUBLICATION YEAR2010
LATEST PUBLICATION YEAR2022
H-INDEX2
  • A Comparative Study of Saving Behaviour Between India and China

    Open Access•Chandralekha Ghosh, Rimita Hom Chaudhury•ARTICLE•Millennial Asia•2022•References: 4

    This study attempts to understand the determinants of saving behaviour using the Global Findex micro-database of India and China. Further, this study has also tried to identify the gender gap in saving behaviour for both the countries. Empirical (pooled logistic regression) results suggest that being rich, educated, employed and old favour saving than others. Women are more prone to save informally than men. The main contribution of this article …

  • Determinants of digital finance in India

    Chandralekha Ghosh, Rimita Hom Chaudhury•ARTICLE•Innovation and Development•2020•Cited by: 4•References: 4

    Digital finance can act as a catalyst to promote the growth of financial inclusion. Since 2014, the Indian government has taken various steps to uplift the use of digital finance, one of them is demonetization. It was a major initiative by the government to move society towards cashless economy. In spite of large-scale demonetization overwhelming majority are not using digital finance in India. In this context, this study aims to evaluate the det…

  • What Factors Play a Role in Empowering Women? A Study of SHG Members from India

    Open Access•Tanmoyee Banerjee, Tanmoyee Banerjee Chatterjee et al.•ARTICLE•Gender Technology and Development•2012•Cited by: 4•References: 1

    Self-employment holds the key to continuity of employment. Self-employed members of self-help groups (SHGs) fare better than their wage-earning counterparts when it comes to continuity of employment. These were some of the findings of a study based on two rounds of primary surveys—one in 2005 and the other in 2009—of the same set of SHG members from the North 24 Parganas district of West Bengal in India. The study dwelt on the factors influencing…

  • Does Political Identity Matter in Rural Borrowing? Evidence from a Field Survey

    Open Access•Tanmoyee Banerjee, Malabika Roy et al.•ARTICLE•Journal of South Asian Development•2010•References: 1

    This study is based on a primary survey conducted over two consecutive years in two villages in the North 24 Parganas district of West Bengal, India. West Bengal has the unique feature of being under a single coalition government for the last 30 years. In this context, we examine the effect of different socioeconomic, political and demographic borrower characteristics on the probability of taking a loan from formal sources and the size of such lo…

  • Borrowers in a Village Economy

    Tanmoyee Banerjee, Chandralekha Ghosh et al.•ARTICLE•Asia-Pacific Social Science Review•2010

    The present study shows the impact of different borrower specific socio-economic, political and demographic characteristics on the probability that a loan will be taken from formal sources as well as on its size. We also study the impact of such factors on interlinked loan contracts. The study is based on a primary survey conducted in 24 Parganas (North), West Bengal, India. We observe that occupational categories, political identification, and e…

  • Determinants of digital finance in India

    Chandralekha Ghosh, Rimita Hom Chaudhury•ARTICLE•Innovation and Development•2020•Cited by: 4•References: 4

    Digital finance can act as a catalyst to promote the growth of financial inclusion. Since 2014, the Indian government has taken various steps to uplift the use of digital finance, one of them is demonetization. It was a major initiative by the government to move society towards cashless economy. In spite of large-scale demonetization overwhelming majority are not using digital finance in India. In this context, this study aims to evaluate the det…

  • What Factors Play a Role in Empowering Women? A Study of SHG Members from India

    Open Access•Tanmoyee Banerjee, Tanmoyee Banerjee Chatterjee et al.•ARTICLE•Gender Technology and Development•2012•Cited by: 4•References: 1

    Self-employment holds the key to continuity of employment. Self-employed members of self-help groups (SHGs) fare better than their wage-earning counterparts when it comes to continuity of employment. These were some of the findings of a study based on two rounds of primary surveys—one in 2005 and the other in 2009—of the same set of SHG members from the North 24 Parganas district of West Bengal in India. The study dwelt on the factors influencing…

  • Does Political Identity Matter in Rural Borrowing? Evidence from a Field Survey

    Open Access•Tanmoyee Banerjee, Malabika Roy et al.•ARTICLE•Journal of South Asian Development•2010•References: 1

    This study is based on a primary survey conducted over two consecutive years in two villages in the North 24 Parganas district of West Bengal, India. West Bengal has the unique feature of being under a single coalition government for the last 30 years. In this context, we examine the effect of different socioeconomic, political and demographic borrower characteristics on the probability of taking a loan from formal sources and the size of such lo…

  • Borrowers in a Village Economy

    Tanmoyee Banerjee, Chandralekha Ghosh et al.•ARTICLE•Asia-Pacific Social Science Review•2010

    The present study shows the impact of different borrower specific socio-economic, political and demographic characteristics on the probability that a loan will be taken from formal sources as well as on its size. We also study the impact of such factors on interlinked loan contracts. The study is based on a primary survey conducted in 24 Parganas (North), West Bengal, India. We observe that occupational categories, political identification, and e…

  • What Factors Play a Role in Empowering Women? A Study of SHG Members from India

    Open Access•Tanmoyee Banerjee, Tanmoyee Banerjee Chatterjee et al.•ARTICLE•Gender Technology and Development•2012•Cited by: 4•References: 1

    Self-employment holds the key to continuity of employment. Self-employed members of self-help groups (SHGs) fare better than their wage-earning counterparts when it comes to continuity of employment. These were some of the findings of a study based on two rounds of primary surveys—one in 2005 and the other in 2009—of the same set of SHG members from the North 24 Parganas district of West Bengal in India. The study dwelt on the factors influencing…

  • Determinants of digital finance in India

    Chandralekha Ghosh, Rimita Hom Chaudhury•ARTICLE•Innovation and Development•2020•Cited by: 4•References: 4

    Digital finance can act as a catalyst to promote the growth of financial inclusion. Since 2014, the Indian government has taken various steps to uplift the use of digital finance, one of them is demonetization. It was a major initiative by the government to move society towards cashless economy. In spite of large-scale demonetization overwhelming majority are not using digital finance in India. In this context, this study aims to evaluate the det…

  • A Comparative Study of Saving Behaviour Between India and China

    Open Access•Chandralekha Ghosh, Rimita Hom Chaudhury•ARTICLE•Millennial Asia•2022•References: 4

    This study attempts to understand the determinants of saving behaviour using the Global Findex micro-database of India and China. Further, this study has also tried to identify the gender gap in saving behaviour for both the countries. Empirical (pooled logistic regression) results suggest that being rich, educated, employed and old favour saving than others. Women are more prone to save informally than men. The main contribution of this article …

Economics (5 works) · Microfinance and Financial Inclusion (5 works) · Geography (4 works) · Demographic economics (3 works) · Demography (3 works) · Demography (3 works) · Development economics (3 works) · Political science (3 works) · Sociology (3 works) · Business (2 works)

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