Iqbal Owadally
Biographic Data
| ID | 4238291 |
|---|---|
| NAME | Iqbal Owadally |
| GIVEN NAMES | Iqbal |
| FAMILY NAME | Owadally |
| SIGNATURE | OWADALLY I |
| AFFILIATIONS | City, University of London |
| ORCID | 0000-0002-0830-3554 |
| VERIFIED | Yes |
| TOTAL WORKS | 3 |
| TOTAL CITATIONS | 0 |
| AUTHOR COUNT | 3 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2018 |
| LATEST PUBLICATION YEAR | 2022 |
| H-INDEX | 0 |
An Agent-Based Model of Motor Insurance Customer Behaviour in the UK with Word of Mouth
Attracting and retaining loyal customers is a key driver of insurance profit. An important factor is the customers' opinion of an insurer's service quality. If a customer has a bad experience with an insurer, they will be less likely to buy from them again. Word-of-mouth networks allow information to spread between customers. In this paper we build an agent-based model with two types of agents: customers and insurers. Insurers are price-takers wh…
An analysis of the Dutch-style pension plans proposed by UK policy-makers
Collective Defined Contribution (CDC) pension schemes are a variant of collective pension plans that are present in many countries and especially common in the Netherlands. CDC schemes are based on the pooled management of the retirement savings of all members, thereby incorporating inter-generational risk-sharing features. Employers are not subject to investment and longevity risks as these are transferred to plan members collectively. In this p…
The Insurance Industry as a Complex Social System
Insurance is critical to the fabric of modern societies and economies, but the insurance industry continues to su er deep cycles and periodic crises. These have a great socio-economic cost as insurance cover can become prohibitively expensive or unavailable, damaging livelihoods, property, belongings and employment. These phenomena are poorly understood. A set of socio-anthropological and behavioural hypotheses have recently been posited. We inve…
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The Insurance Industry as a Complex Social System
Insurance is critical to the fabric of modern societies and economies, but the insurance industry continues to su er deep cycles and periodic crises. These have a great socio-economic cost as insurance cover can become prohibitively expensive or unavailable, damaging livelihoods, property, belongings and employment. These phenomena are poorly understood. A set of socio-anthropological and behavioural hypotheses have recently been posited. We inve…
An Agent-Based Model of Motor Insurance Customer Behaviour in the UK with Word of Mouth
Attracting and retaining loyal customers is a key driver of insurance profit. An important factor is the customers' opinion of an insurer's service quality. If a customer has a bad experience with an insurer, they will be less likely to buy from them again. Word-of-mouth networks allow information to spread between customers. In this paper we build an agent-based model with two types of agents: customers and insurers. Insurers are price-takers wh…
An analysis of the Dutch-style pension plans proposed by UK policy-makers
Collective Defined Contribution (CDC) pension schemes are a variant of collective pension plans that are present in many countries and especially common in the Netherlands. CDC schemes are based on the pooled management of the retirement savings of all members, thereby incorporating inter-generational risk-sharing features. Employers are not subject to investment and longevity risks as these are transferred to plan members collectively. In this p…
Business (3 works) · Actuarial science (2 works) · Economics (2 works) · Insurance and Financial Risk Management (2 works) · Advertising (1 works) · Competition (biology (1 works) · Computer Science (1 works) · demographic modeling and climate adaptation (1 works) · Ecology (1 works) · Finance (1 works)