Orla Gough
Biographic Data
| ID | 4239250 |
|---|---|
| NAME | Orla Gough |
| GIVEN NAMES | Orla |
| FAMILY NAME | Gough |
| SIGNATURE | GOUGH O |
| AFFILIATIONS | University of Westminster |
| VERIFIED | No |
| TOTAL WORKS | 7 |
| TOTAL CITATIONS | 17 |
| WORKS AS AUTHOR | 7 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2001 |
| LATEST PUBLICATION YEAR | 2013 |
| H-INDEX | 2 |
Saving for Retirement
This article examines the saving behaviour of ethnic minorities in the UK. Within the context of pension planning, we investigate saving for retirement patterns in relation to ethnicity, gender and age. We use data from the Family Resources Survey (FRS) to analyse employment status, income, saving types and levels. Although we find profound heterogeneity, ethnic minorities show higher levels of unemployment, lower income and consistently lower le…
Retirement Saving Choices
Welfare Systems and Adequacy of Pension Benefits in Europe
During the post-war years many European countries have implemented far-reaching but diverse pension systems with the objective of providing those in retirement with adequate incomes. In this study, we explore the link between pension systems and the adequacy of retirement income. We analyse the mix of public and private pensions and consider the impact of different policies on poverty rates amongst pensioners. We suggest that only a few European …
Ethnic minorities, retirement planning and Personal Accounts
Purpose The purpose of this paper is to examine issues relating to public and private pensions for individuals from some of the major ethnic minority groups in the UK. Design/methodology/approach The paper draws on data from in‐depth interviews and focus groups with 64 respondents from the six largest ethnic minority groups in the UK, as well as from a white British control group. Findings The research found that a belief in the need for retireme…
Pension reforms and saving for retirement
Increasing longevity and falling fertility rates have prompted European policymakers to shift the responsibility for retirement funding to individuals. Governments, independently of their political ideologies, are committed to sustainable pension systems by encouraging private saving for retirement. This article uses a quantitative approach to investigate individual saving behaviour in Italy and in the UK and present evidence of the factors deter…
The Impact of Occupational Pensions on Retirement Age
This article contributes to the debate about retirement age and the extent to which occupational pensions influence the decision to retire. It uses the waves of Labour Force Survey (1984-91) and Quarterly Labour Force Survey (1992-2003) to review the changes in the actual average retirement age in the UK during the period 1984-2003 by gender and ethnicity. The article investigates the link between occupational pension schemes and the actual retir…
The impact of the gender pay gap on post-retirement earnings
This article examines the factors affecting women's earnings during their working years that go on to affect their earnings in retirement. In particular, it argues that factors relating to part-time working, career patterns and types of occupation and employment contribute not only to keeping women's income lower than men's during their working life, but also to a reduced entitlement to benefits from occupational pension schemes after retirement.…
Retirement Saving Choices
The impact of the gender pay gap on post-retirement earnings
This article examines the factors affecting women's earnings during their working years that go on to affect their earnings in retirement. In particular, it argues that factors relating to part-time working, career patterns and types of occupation and employment contribute not only to keeping women's income lower than men's during their working life, but also to a reduced entitlement to benefits from occupational pension schemes after retirement.…
Welfare Systems and Adequacy of Pension Benefits in Europe
During the post-war years many European countries have implemented far-reaching but diverse pension systems with the objective of providing those in retirement with adequate incomes. In this study, we explore the link between pension systems and the adequacy of retirement income. We analyse the mix of public and private pensions and consider the impact of different policies on poverty rates amongst pensioners. We suggest that only a few European …
Ethnic minorities, retirement planning and Personal Accounts
Purpose The purpose of this paper is to examine issues relating to public and private pensions for individuals from some of the major ethnic minority groups in the UK. Design/methodology/approach The paper draws on data from in‐depth interviews and focus groups with 64 respondents from the six largest ethnic minority groups in the UK, as well as from a white British control group. Findings The research found that a belief in the need for retireme…
The Impact of Occupational Pensions on Retirement Age
This article contributes to the debate about retirement age and the extent to which occupational pensions influence the decision to retire. It uses the waves of Labour Force Survey (1984-91) and Quarterly Labour Force Survey (1992-2003) to review the changes in the actual average retirement age in the UK during the period 1984-2003 by gender and ethnicity. The article investigates the link between occupational pension schemes and the actual retir…
Pension reforms and saving for retirement
Increasing longevity and falling fertility rates have prompted European policymakers to shift the responsibility for retirement funding to individuals. Governments, independently of their political ideologies, are committed to sustainable pension systems by encouraging private saving for retirement. This article uses a quantitative approach to investigate individual saving behaviour in Italy and in the UK and present evidence of the factors deter…
The impact of the gender pay gap on post-retirement earnings
This article examines the factors affecting women's earnings during their working years that go on to affect their earnings in retirement. In particular, it argues that factors relating to part-time working, career patterns and types of occupation and employment contribute not only to keeping women's income lower than men's during their working life, but also to a reduced entitlement to benefits from occupational pension schemes after retirement.…
The Impact of Occupational Pensions on Retirement Age
This article contributes to the debate about retirement age and the extent to which occupational pensions influence the decision to retire. It uses the waves of Labour Force Survey (1984-91) and Quarterly Labour Force Survey (1992-2003) to review the changes in the actual average retirement age in the UK during the period 1984-2003 by gender and ethnicity. The article investigates the link between occupational pension schemes and the actual retir…
Pension reforms and saving for retirement
Increasing longevity and falling fertility rates have prompted European policymakers to shift the responsibility for retirement funding to individuals. Governments, independently of their political ideologies, are committed to sustainable pension systems by encouraging private saving for retirement. This article uses a quantitative approach to investigate individual saving behaviour in Italy and in the UK and present evidence of the factors deter…
Ethnic minorities, retirement planning and Personal Accounts
Purpose The purpose of this paper is to examine issues relating to public and private pensions for individuals from some of the major ethnic minority groups in the UK. Design/methodology/approach The paper draws on data from in‐depth interviews and focus groups with 64 respondents from the six largest ethnic minority groups in the UK, as well as from a white British control group. Findings The research found that a belief in the need for retireme…
Retirement Saving Choices
Welfare Systems and Adequacy of Pension Benefits in Europe
During the post-war years many European countries have implemented far-reaching but diverse pension systems with the objective of providing those in retirement with adequate incomes. In this study, we explore the link between pension systems and the adequacy of retirement income. We analyse the mix of public and private pensions and consider the impact of different policies on poverty rates amongst pensioners. We suggest that only a few European …
Saving for Retirement
This article examines the saving behaviour of ethnic minorities in the UK. Within the context of pension planning, we investigate saving for retirement patterns in relation to ethnicity, gender and age. We use data from the Family Resources Survey (FRS) to analyse employment status, income, saving types and levels. Although we find profound heterogeneity, ethnic minorities show higher levels of unemployment, lower income and consistently lower le…
Economics (7 works) · Finance (7 works) · Pension (7 works) · Demographic economics (6 works) · Financial Literacy, Pension, Retirement Analysis (6 works) · Retirement, Disability, and Employment (6 works) · Labour economics (5 works) · Political science (5 works) · Economic growth (3 works) · Ethnic group (3 works)