Melanie G Long
Biographic Data
| ID | 5605597 |
|---|---|
| NAME | Melanie G Long |
| GIVEN NAMES | Melanie G |
| FAMILY NAME | Long |
| SIGNATURE | LONG M G |
| AFFILIATIONS | Department of Economics, The College of Wooster, Wooster, OH, USA |
| ORCID | 0000-0003-0423-5037 |
| VERIFIED | Yes |
| TOTAL WORKS | 7 |
| TOTAL CITATIONS | 10 |
| WORKS AS AUTHOR | 7 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2000 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 2 |
The Effects of US Monetary Policy on Household Wealth by Race and Gender
Black households in the United States – particularly those headed by women – hold a fraction of the wealth of White households. Little is known about US monetary policy’s possible impact on these disparities. This study examines how monetary policy influences wealth by race, gender, and household structure in the US from 1984 to 2007. The study aggregates household-level wealth data to the state level and applies a new methodology from the moneta…
Postal banking and US cash transfer programs
Direct cash transfers to households during the COVID-19 pandemic, including relief checks and Child Tax Credit payments, were delayed by weeks for recipients without bank accounts and were not received by many non-filers who lacked the time or resources to complete necessary paperwork. A postal banking system has the potential to expand access to financial infrastructure and enable the rapid distribution of resources to households in need during …
Gender, Feminist Pedagogy, and Economics Education
The relationship between debt aversion and college enrollment by gender, race, and ethnicity
Borrowing has become increasingly central to U.S. students’ college financing choices. However, concerns about indebtedness may serve as a barrier to attaining a college degree for many students, particularly women and Black and Hispanic students. This study explores the determinants and heterogeneous impacts of debt aversion, or aversion to borrowing for college. I use a propensity score matching strategy to estimate the relationship between deb…
Informal Borrowers and Financial Exclusion
Previous work has found that predominantly Black and Hispanic neighborhoods continue to have less access to mainstream financial services and a greater prevalence of high-cost alternatives. Less attention has been dedicated to the other financial tools available to financially excluded households. Borrowing from friends and family is one widely used yet under-examined strategy for coping with emergency expenses. The literature provides preliminar…
Pushed into the Red? Female-headed Households and the Pre-crisis Credit Expansion
In the lead-up to the 2008 Financial Crisis, average household debt grew significantly. Some evidence suggests that female-headed households may have been disproportionally represented in this increase in indebtedness. This analysis uses Survey of Consumer Finance data from 1995 to 2013 to investigate whether female-headed households experienced greater growth in debt during the pre-crisis credit expansion relative to male-headed households and w…
Imposters in the Sacred Grove
The authors of this paper take a critical approach within ethnographic narrative to explore issues of power, class and agency in their experiences as working class women in the academe. After first revealing their working class roots through personal narratives, they employ Clance's Impostor Phenomenon to explore and discuss their experiences as working-class women within the Scared Grove of the academe. Results seem to indicate a dichotomy betwe…
Pushed into the Red? Female-headed Households and the Pre-crisis Credit Expansion
In the lead-up to the 2008 Financial Crisis, average household debt grew significantly. Some evidence suggests that female-headed households may have been disproportionally represented in this increase in indebtedness. This analysis uses Survey of Consumer Finance data from 1995 to 2013 to investigate whether female-headed households experienced greater growth in debt during the pre-crisis credit expansion relative to male-headed households and w…
Informal Borrowers and Financial Exclusion
Previous work has found that predominantly Black and Hispanic neighborhoods continue to have less access to mainstream financial services and a greater prevalence of high-cost alternatives. Less attention has been dedicated to the other financial tools available to financially excluded households. Borrowing from friends and family is one widely used yet under-examined strategy for coping with emergency expenses. The literature provides preliminar…
Imposters in the Sacred Grove
The authors of this paper take a critical approach within ethnographic narrative to explore issues of power, class and agency in their experiences as working class women in the academe. After first revealing their working class roots through personal narratives, they employ Clance's Impostor Phenomenon to explore and discuss their experiences as working-class women within the Scared Grove of the academe. Results seem to indicate a dichotomy betwe…
Pushed into the Red? Female-headed Households and the Pre-crisis Credit Expansion
In the lead-up to the 2008 Financial Crisis, average household debt grew significantly. Some evidence suggests that female-headed households may have been disproportionally represented in this increase in indebtedness. This analysis uses Survey of Consumer Finance data from 1995 to 2013 to investigate whether female-headed households experienced greater growth in debt during the pre-crisis credit expansion relative to male-headed households and w…
Informal Borrowers and Financial Exclusion
Previous work has found that predominantly Black and Hispanic neighborhoods continue to have less access to mainstream financial services and a greater prevalence of high-cost alternatives. Less attention has been dedicated to the other financial tools available to financially excluded households. Borrowing from friends and family is one widely used yet under-examined strategy for coping with emergency expenses. The literature provides preliminar…
The relationship between debt aversion and college enrollment by gender, race, and ethnicity
Borrowing has become increasingly central to U.S. students’ college financing choices. However, concerns about indebtedness may serve as a barrier to attaining a college degree for many students, particularly women and Black and Hispanic students. This study explores the determinants and heterogeneous impacts of debt aversion, or aversion to borrowing for college. I use a propensity score matching strategy to estimate the relationship between deb…
Gender, Feminist Pedagogy, and Economics Education
Postal banking and US cash transfer programs
Direct cash transfers to households during the COVID-19 pandemic, including relief checks and Child Tax Credit payments, were delayed by weeks for recipients without bank accounts and were not received by many non-filers who lacked the time or resources to complete necessary paperwork. A postal banking system has the potential to expand access to financial infrastructure and enable the rapid distribution of resources to households in need during …
The Effects of US Monetary Policy on Household Wealth by Race and Gender
Black households in the United States – particularly those headed by women – hold a fraction of the wealth of White households. Little is known about US monetary policy’s possible impact on these disparities. This study examines how monetary policy influences wealth by race, gender, and household structure in the US from 1984 to 2007. The study aggregates household-level wealth data to the state level and applies a new methodology from the moneta…
Economics (5 works) · Financial Literacy, Pension, Retirement Analysis (5 works) · Economic growth (4 works) · Finance (4 works) · Housing, Finance, and Neoliberalism (4 works) · Demographic economics (3 works) · Labour economics (3 works) · Political science (3 works) · Business (2 works) · Debt (2 works)