Tasneem Chherawala
Biographic Data
| ID | 5723618 |
|---|---|
| NAME | Tasneem Chherawala |
| GIVEN NAMES | Tasneem |
| FAMILY NAME | Chherawala |
| SIGNATURE | CHHERAWALA T |
| VERIFIED | No |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 0 |
| WORKS AS AUTHOR | 2 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2025 |
| LATEST PUBLICATION YEAR | 2025 |
| H-INDEX | 0 |
Updated by Author on 30 June 2025-wl-2931-Credit Growth or NIM
This article studies the implications of robust credit growth for Indian banks, particularly on asset yields, cost of funds and balance sheet composition. The decline in net interest margins (NIM) has been stronger for banks with faster asset growth. Private sector banks earn a higher spread between fresh loans and deposits. We highlight the risks banks face when they alter their portfolio structures in response to pressure on NIM
MBF 2025-wl-6927-Is Banking Consolidation at Odds with Financial Stability? The Case of India
This study examines the nexus between consolidation and financial stability in the context of a series of restructuring mergers that have occurred in the Indian banking sector in recent years. Employing a system-GMM two-stage panel regression model and a bias-corrected random effect model for the period from March 2012 to June 2022, the study concludes that mergers increase financial fragility, as measured by banks’ marginal risk contribution (MR…
No prominent works on this page.
Updated by Author on 30 June 2025-wl-2931-Credit Growth or NIM
This article studies the implications of robust credit growth for Indian banks, particularly on asset yields, cost of funds and balance sheet composition. The decline in net interest margins (NIM) has been stronger for banks with faster asset growth. Private sector banks earn a higher spread between fresh loans and deposits. We highlight the risks banks face when they alter their portfolio structures in response to pressure on NIM
MBF 2025-wl-6927-Is Banking Consolidation at Odds with Financial Stability? The Case of India
This study examines the nexus between consolidation and financial stability in the context of a series of restructuring mergers that have occurred in the Indian banking sector in recent years. Employing a system-GMM two-stage panel regression model and a bias-corrected random effect model for the period from March 2012 to June 2022, the study concludes that mergers increase financial fragility, as measured by banks’ marginal risk contribution (MR…
Banking stability, regulation, efficiency (2 works) · Mathematics (2 works) · Business (1 work) · Consolidation (business (1 work) · Dilemma (1 work) · Economic Growth and Development (1 work) · Economics (1 work) · Finance (1 work) · Finance (1 work) · Financial stability (1 work)