Thomas Post
Biographic Data
| ID | 5739366 |
|---|---|
| NAME | Thomas Post |
| GIVEN NAMES | Thomas |
| FAMILY NAME | Post |
| SIGNATURE | POST T |
| AFFILIATIONS | Maastricht University |
| ORCID | 0000-0002-7782-1742 |
| VERIFIED | Yes |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 0 |
| AUTHOR COUNT | 2 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2014 |
| LATEST PUBLICATION YEAR | 2023 |
| H-INDEX | 0 |
Guessing, math, or something else? Lay people's processes for valuing annuities
Researchers have long been trying to understand why individuals dislike annuities. Here, we investigate if the process individuals use to assess the financial value of annuities may lead them to inaccurately value annuities. In Study 1, participants were asked to assess the monthly payments associated with a specific annuity lump sum or the annuity lump sum associated with a specific monthly payment. They were then asked to describe how they arri…
The Impact of Investment Behaviour for Individual Welfare
The industrialized world has experienced a demographic shift that is straining public pension systems. Employer‐sponsored pension plans change from defined benefit to defined contribution. More emphasis is put on individually managed retirement funds. One concern with this movement is the potential negative effect on individual welfare if households' investment behaviour is suboptimal. Using micro‐level US data, we compare the optimal utility com…
No prominent works on this page.
The Impact of Investment Behaviour for Individual Welfare
The industrialized world has experienced a demographic shift that is straining public pension systems. Employer‐sponsored pension plans change from defined benefit to defined contribution. More emphasis is put on individually managed retirement funds. One concern with this movement is the potential negative effect on individual welfare if households' investment behaviour is suboptimal. Using micro‐level US data, we compare the optimal utility com…
Guessing, math, or something else? Lay people's processes for valuing annuities
Researchers have long been trying to understand why individuals dislike annuities. Here, we investigate if the process individuals use to assess the financial value of annuities may lead them to inaccurately value annuities. In Study 1, participants were asked to assess the monthly payments associated with a specific annuity lump sum or the annuity lump sum associated with a specific monthly payment. They were then asked to describe how they arri…
Actuarial science (2 works) · Economics (2 works) · Finance (2 works) · Financial Literacy, Pension, Retirement Analysis (2 works) · Pension (2 works) · Population (2 works) · Annuity (1 works) · Asset (computer security) (1 works) · Asset allocation (1 works) · Decision-Making and Behavioral Economics (1 works)