Harold A Black

Biographic Data

ID5848927
NAMEHarold A Black
GIVEN NAMESHarold A
FAMILY NAMEBlack
SIGNATUREBLACK H A
AFFILIATIONSHoward University and Robert L. Schweitzer is Associate Professor of Finance at the University of Delaware
ORCID0000-0002-2828-3001
VERIFIEDYes
TOTAL WORKS9
TOTAL CITATIONS25
AUTHOR COUNT9
EDITOR COUNT0
FIRST PUBLICATION YEAR1978
LATEST PUBLICATION YEAR2023
H-INDEX4

  • Does discrimination in lending still persist

    Open AccessHarold A BlackARTICLEPublic Choice2023Cited by: 1References: 8

  • Is Discretionary Pricing Discretionary: The Case of Overages in Mortgage Lending

    Open AccessHarold A Black, Thomas P Boehm et al.ARTICLEThe Review of Black Political…2004Cited by: 1References: 1

    Black is the James F. Smith Professor of Finance, Boehm is the AmSouth Scholar in Finance and DeGennaro is the SunTrust Professor of Finance at The University of Tennessee, Knoxville, Tennessee 37996, and Visiting Scholar, Federal Reserve Bank of Atlanta, Atlanta, Georgia. The views expressed here are the authors’ and not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System

  • Do Lenders Discriminate against Low-Income Borrowers

    Open AccessHarold A Black, Breck L Robinson et al.ARTICLEThe Review of Black Political…2001Cited by: 5References: 1

    The purpose of this paper is determine whether the use of a narrow geographic definitions of the market served by banks results in conclusions that are different from those found if a broader geographic definitions is used. Using ZIP code clusters for a sample of low-income applicants, we find results that are different from those when the traditional MSA sampling technique is used

  • Is There Discrimination in Mortgage Lending? What Does the Research Tell Us

    Open AccessHarold A BlackARTICLEThe Review of Black Political…1999Cited by: 5

  • The Effect of Common Bond on Credit Union Performance: The Case of Black-Controlled Credit Unions

    Open AccessHarold A Black, Robert L SchweitzerARTICLEThe Review of Black Political…1987References: 2

    This article compares the financial characteristics of black-controlled credit unions by type of common bond. The study found that many of the operational differences of these credit unions can be attributed to institutional characteristics associated with the three distinct types of credit unions. It also found that black credit unions are viable financial institutions, regardless of type of common bond. This finding is linked to the ownership o…

  • A Canonical Analysis of Mortgage Lending Terms: Testing for Lending Discrimination at a Commercial Bank

    Open AccessHarold A Black, Robert L SchweitzerARTICLEUrban Studies1985Cited by: 5References: 13

  • Mortgage Lending Determinants in a Major Metropolitan Area

    Open AccessHarold Black, Harold A Black et al.ARTICLEThe Review of Black Political…1980Cited by: 1References: 1

    The purpose of this paper is twofold. First, the paper analyzes the determinants of mortgage lending terms at a commercial bank and at a mutual savings bank in a major metropolitan area. Secondly, the paper addresses the question whether the clientele of the institutions differ with respect to the mortgage applications. The data set consists of observations on mortgage lending terms and borrower and property characteristics for mortgage loan appl…

  • Black Financial Institutions and Urban Revitalization

    Open AccessHarold Black, Harold A BlackARTICLEThe Review of Black Political…1979Cited by: 7References: 1

    The role of financial institutions in the processes of urban revitalization and economic development can be addressed from two perspectives. The first involves discussion of the institution operating within the urban environment. The second considers the role of the government on the local, state, and federal levels in encouraging financial institutions to actively participate in urban redevelopment financing. The purpose of this paper is to cons…

  • The Impact of Race and other Variables on the Composition and Value of Individual Portfolios

    Open AccessLorman L Lundsten, Harold Black et al.ARTICLEThe Review of Black Political…1978

    This study indicates that socio-economic variables play an important role in the determination of portfolio allocation and the value of assets in the portfolio. However, it should be noted that these factors are not sole determinants. Relevant variables, such as expectations and attitudes, have not been considered here, although where other variables have been studied, no definitive results were stated.15 Importantly, race is a significant determ…