Martin Kanz
Biographic Data
| ID | 5852359 |
|---|---|
| NAME | Martin Kanz |
| GIVEN NAMES | Martin |
| FAMILY NAME | Kanz |
| SIGNATURE | KANZ M |
| AFFILIATIONS | Centre for Economic Policy Research |
| VERIFIED | No |
| TOTAL WORKS | 1 |
| TOTAL CITATIONS | 11 |
| WORKS AS AUTHOR | 1 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2018 |
| LATEST PUBLICATION YEAR | 2018 |
| H-INDEX | 1 |
Moral Incentives in Credit Card Debt Repayment
We study the role of morality in debt repayment, using an experiment with the credit card customers of a large Islamic bank in Indonesia. In our main treatment, clients receive a text message stating that "non-repayment of debts by someone who is able to repay is an injustice." This moral appeal decreases delinquency by 4.4 percentage points from a baseline of 66 percent and reduces default among customers with the highest ex ante credit risk. Ad…
Moral Incentives in Credit Card Debt Repayment
We study the role of morality in debt repayment, using an experiment with the credit card customers of a large Islamic bank in Indonesia. In our main treatment, clients receive a text message stating that "non-repayment of debts by someone who is able to repay is an injustice." This moral appeal decreases delinquency by 4.4 percentage points from a baseline of 66 percent and reduces default among customers with the highest ex ante credit risk. Ad…
Moral Incentives in Credit Card Debt Repayment
We study the role of morality in debt repayment, using an experiment with the credit card customers of a large Islamic bank in Indonesia. In our main treatment, clients receive a text message stating that "non-repayment of debts by someone who is able to repay is an injustice." This moral appeal decreases delinquency by 4.4 percentage points from a baseline of 66 percent and reduces default among customers with the highest ex ante credit risk. Ad…
Actuarial science (1 work) · Appeal (1 work) · Business (1 work) · Credit card (1 work) · Culture, Economy, and Development Studies (1 work) · Debt (1 work) · Economics (1 work) · Ex-ante (1 work) · Finance (1 work) · Finance (1 work)