Francisco Rodríguez Fernández
Biographic Data
| ID | 5917844 |
|---|---|
| NAME | Francisco Rodríguez Fernández |
| GIVEN NAMES | Francisco Rodríguez |
| FAMILY NAME | Fernández |
| SIGNATURE | FERNÁNDEZ F R |
| AFFILIATIONS | Universidad de Granada |
| ORCID | 0000-0003-3676-9156 |
| VERIFIED | Yes |
| TOTAL WORKS | 7 |
| TOTAL CITATIONS | 20 |
| WORKS AS AUTHOR | 7 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2003 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 2 |
Found in translation
Financial literacy is a vital life skill, yet its cultivation is often siloed from other educational disciplines. This study repositions the English language classroom as a transformative space where linguistic and mathematical competencies converge to enhance financial understanding. Employing survey data analysis and machine learning techniques, we reveal a robust positive correlation: students who excel in both English and quantitative reasoni…
Artificial intelligence and economic psychology
Digital innovation and de‐branching in the banking industry
In the ever‐changing landscape of the banking industry, digital transformation has become a major challenge. Banks are transitioning towards digitalisation by utilising information and digital technologies while reducing their branch networks. This paper investigates the relationship between technological innovation and banking customers' perception and satisfaction. By analysing a comprehensive consumer finance survey, we assess how the digital …
The Role of Interchange Fees in Two-Sided Markets
We study the impact of reductions in interchange fees on payment card services. We find that consumer and merchant acceptance and transaction volumes increased when interchange fees were reduced. Our results suggest that a 10% reduction in the rate of decline per quarter in the average interchange fee by an acquirer resulted in a rate of increase in merchant acceptance per quarter of up to 1.4%. In addition, a 10% increase in the rate of interact…
Financial Innovations in Banking
n This article contributes to the literature on the relationship between finance and growth by analysing the relationships between financial intermediation and economic growth within the regions of one country, rather than different countries. The focus on regions is relevant since regional information is more homogeneous, the legal and institutional factors are similar, and the relevant financial market is more accurately defined. Our study also…
The Finance-Growth Nexus
Recent cross-country studies suggest that finance and economic growth are significantly related. The characteristics and geographical scope of this relationship have become central to explain differences in economic development and financial exclusion. Two concepts are highly relevant in this context. First, financial deepening, which involves the development of traditional and non-traditional financial services in these territories. Second, bank…
Deregulation, Bank Competition and Regional Growth
C ARBó V ALVERDE S., H UMPHREY D. B. and R ODRíGUEZ F ERNáNDEZ F. (2003) Deregulation, bank competition and regional growth, Reg. Studies 37 , 227-237. Cross-country studies suggest that countries with greater financial sector competition have higher rates of economic growth. However, it is difficult to "hold constant' different legal and cultural environments in these analyses, leading some to suggest that this relationship is due less to compet…
Deregulation, Bank Competition and Regional Growth
C ARBó V ALVERDE S., H UMPHREY D. B. and R ODRíGUEZ F ERNáNDEZ F. (2003) Deregulation, bank competition and regional growth, Reg. Studies 37 , 227-237. Cross-country studies suggest that countries with greater financial sector competition have higher rates of economic growth. However, it is difficult to "hold constant' different legal and cultural environments in these analyses, leading some to suggest that this relationship is due less to compet…
Financial Innovations in Banking
n This article contributes to the literature on the relationship between finance and growth by analysing the relationships between financial intermediation and economic growth within the regions of one country, rather than different countries. The focus on regions is relevant since regional information is more homogeneous, the legal and institutional factors are similar, and the relevant financial market is more accurately defined. Our study also…
The Finance-Growth Nexus
Recent cross-country studies suggest that finance and economic growth are significantly related. The characteristics and geographical scope of this relationship have become central to explain differences in economic development and financial exclusion. Two concepts are highly relevant in this context. First, financial deepening, which involves the development of traditional and non-traditional financial services in these territories. Second, bank…
Deregulation, Bank Competition and Regional Growth
C ARBó V ALVERDE S., H UMPHREY D. B. and R ODRíGUEZ F ERNáNDEZ F. (2003) Deregulation, bank competition and regional growth, Reg. Studies 37 , 227-237. Cross-country studies suggest that countries with greater financial sector competition have higher rates of economic growth. However, it is difficult to "hold constant' different legal and cultural environments in these analyses, leading some to suggest that this relationship is due less to compet…
The Finance-Growth Nexus
Recent cross-country studies suggest that finance and economic growth are significantly related. The characteristics and geographical scope of this relationship have become central to explain differences in economic development and financial exclusion. Two concepts are highly relevant in this context. First, financial deepening, which involves the development of traditional and non-traditional financial services in these territories. Second, bank…
Financial Innovations in Banking
n This article contributes to the literature on the relationship between finance and growth by analysing the relationships between financial intermediation and economic growth within the regions of one country, rather than different countries. The focus on regions is relevant since regional information is more homogeneous, the legal and institutional factors are similar, and the relevant financial market is more accurately defined. Our study also…
The Role of Interchange Fees in Two-Sided Markets
We study the impact of reductions in interchange fees on payment card services. We find that consumer and merchant acceptance and transaction volumes increased when interchange fees were reduced. Our results suggest that a 10% reduction in the rate of decline per quarter in the average interchange fee by an acquirer resulted in a rate of increase in merchant acceptance per quarter of up to 1.4%. In addition, a 10% increase in the rate of interact…
Digital innovation and de‐branching in the banking industry
In the ever‐changing landscape of the banking industry, digital transformation has become a major challenge. Banks are transitioning towards digitalisation by utilising information and digital technologies while reducing their branch networks. This paper investigates the relationship between technological innovation and banking customers' perception and satisfaction. By analysing a comprehensive consumer finance survey, we assess how the digital …
Found in translation
Financial literacy is a vital life skill, yet its cultivation is often siloed from other educational disciplines. This study repositions the English language classroom as a transformative space where linguistic and mathematical competencies converge to enhance financial understanding. Employing survey data analysis and machine learning techniques, we reveal a robust positive correlation: students who excel in both English and quantitative reasoni…
Artificial intelligence and economic psychology
Banking stability, regulation, efficiency (4 works) · Economics (4 works) · Business (3 works) · Finance (3 works) · Financial system (3 works) · Corporate Finance and Governance (2 works) · Digital Platforms and Economics (2 works) · Finance (2 works) · Financial Literacy, Pension, Retirement Analysis (2 works) · Financial services (2 works)