Xun Bian
Biographic Data
| ID | 6011010 |
|---|---|
| NAME | Xun Bian |
| GIVEN NAMES | Xun |
| FAMILY NAME | Bian |
| SIGNATURE | BIAN X |
| AFFILIATIONS | Longwood University |
| ORCID | 0000-0002-4372-9382 |
| VERIFIED | Yes |
| TOTAL WORKS | 4 |
| TOTAL CITATIONS | 8 |
| WORKS AS AUTHOR | 4 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2016 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 2 |
Housing affordability and rent control
Elderly renters face mounting housing affordability challenges due to rising rents. While many see rent control as a way to assist families in need of affordable housing, evidence of its effectiveness is sparse. We fill this gap by examining the effects of New York City’s rent stabilization policy on elderly renters. We find that elderly renters experience greater rent burdens than younger renters and, on average, benefit more from rent control. …
Disability and mortgage delinquency
In this study, we examine the effect of disability on mortgage delinquency. Using 2007–2017 data from the Panel Study of Income Dynamics (PSID), we study the impact of disability on ex-post delinquency rate and ex-ante self-assessed delinquency risk. We find that disability substantially increases a household’s likelihood of falling behind on mortgage payments. Our point estimates suggest that on average, households with disabilities are about 41…
PLinkSHRINK
Leverage and Elderly Homeowners’ Decisions to Downsize
We study the effect of financial leverage, measured using the loan-to-value (LTV) ratios, on elderly homeowners’ decisions to downsize. Using a 1999–2011 sample of elderly homeowners from the Panel Study of Income Dynamics, we find that a higher LTV ratio increases the propensity to downsize. Elderly homeowners with higher LTV ratios are more likely to move into properties with fewer rooms, to move from single-family properties into multifamily p…
Leverage and Elderly Homeowners’ Decisions to Downsize
We study the effect of financial leverage, measured using the loan-to-value (LTV) ratios, on elderly homeowners’ decisions to downsize. Using a 1999–2011 sample of elderly homeowners from the Panel Study of Income Dynamics, we find that a higher LTV ratio increases the propensity to downsize. Elderly homeowners with higher LTV ratios are more likely to move into properties with fewer rooms, to move from single-family properties into multifamily p…
Housing affordability and rent control
Elderly renters face mounting housing affordability challenges due to rising rents. While many see rent control as a way to assist families in need of affordable housing, evidence of its effectiveness is sparse. We fill this gap by examining the effects of New York City’s rent stabilization policy on elderly renters. We find that elderly renters experience greater rent burdens than younger renters and, on average, benefit more from rent control. …
Leverage and Elderly Homeowners’ Decisions to Downsize
We study the effect of financial leverage, measured using the loan-to-value (LTV) ratios, on elderly homeowners’ decisions to downsize. Using a 1999–2011 sample of elderly homeowners from the Panel Study of Income Dynamics, we find that a higher LTV ratio increases the propensity to downsize. Elderly homeowners with higher LTV ratios are more likely to move into properties with fewer rooms, to move from single-family properties into multifamily p…
PLinkSHRINK
Disability and mortgage delinquency
In this study, we examine the effect of disability on mortgage delinquency. Using 2007–2017 data from the Panel Study of Income Dynamics (PSID), we study the impact of disability on ex-post delinquency rate and ex-ante self-assessed delinquency risk. We find that disability substantially increases a household’s likelihood of falling behind on mortgage payments. Our point estimates suggest that on average, households with disabilities are about 41…
Housing affordability and rent control
Elderly renters face mounting housing affordability challenges due to rising rents. While many see rent control as a way to assist families in need of affordable housing, evidence of its effectiveness is sparse. We fill this gap by examining the effects of New York City’s rent stabilization policy on elderly renters. We find that elderly renters experience greater rent burdens than younger renters and, on average, benefit more from rent control. …
Economics (3 works) · Housing Market and Economics (3 works) · Housing, Finance, and Neoliberalism (3 works) · Business (2 works) · Demographic economics (2 works) · Financial Literacy, Pension, Retirement Analysis (2 works) · Panel Study of Income Dynamics (2 works) · Actuarial science (1 work) · Advanced Clustering Algorithms Research (1 work) · Affordable housing (1 work)