Chau Do
Biographic Data
| ID | 6328823 |
|---|---|
| NAME | Chau Do |
| GIVEN NAMES | Chau |
| FAMILY NAME | Do |
| SIGNATURE | DO C |
| AFFILIATIONS | Office of the Comptroller of the Currency |
| ORCID | 0000-0002-5955-1822 |
| VERIFIED | Yes |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 2 |
| WORKS AS AUTHOR | 2 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2012 |
| LATEST PUBLICATION YEAR | 2013 |
| H-INDEX | 1 |
Does Gender Affect Mortgage Choice? Evidence from the US
This study examines the effect of gender on the choice of adjustable- versus fixed-rate mortgages among mortgage applicants in the United States. While adjustable-rate mortgages (ARMs) are initially cheaper, they expose the borrower to interest rate risk. Using linear probability models applied to US lender data for 2004–6, the study finds that the propensity to apply for an ARM among higher-income applicants is lower for women by 3.7–8.4 percent…
Withdrawing Home Equity
Extracting home equity has become increasingly popular in the last decade, especially among subprime borrowers. Using the American Housing Survey, this paper examines the differences in the propensity to extract home equity across non-Hispanic black, Hispanic and non-Hispanic white homeowners in the United States. It focuses on two popular types of methods to extract home equity—cash-out refinance and home equity lines of credit. Controlling for …
Does Gender Affect Mortgage Choice? Evidence from the US
This study examines the effect of gender on the choice of adjustable- versus fixed-rate mortgages among mortgage applicants in the United States. While adjustable-rate mortgages (ARMs) are initially cheaper, they expose the borrower to interest rate risk. Using linear probability models applied to US lender data for 2004–6, the study finds that the propensity to apply for an ARM among higher-income applicants is lower for women by 3.7–8.4 percent…
Withdrawing Home Equity
Extracting home equity has become increasingly popular in the last decade, especially among subprime borrowers. Using the American Housing Survey, this paper examines the differences in the propensity to extract home equity across non-Hispanic black, Hispanic and non-Hispanic white homeowners in the United States. It focuses on two popular types of methods to extract home equity—cash-out refinance and home equity lines of credit. Controlling for …
Withdrawing Home Equity
Extracting home equity has become increasingly popular in the last decade, especially among subprime borrowers. Using the American Housing Survey, this paper examines the differences in the propensity to extract home equity across non-Hispanic black, Hispanic and non-Hispanic white homeowners in the United States. It focuses on two popular types of methods to extract home equity—cash-out refinance and home equity lines of credit. Controlling for …
Does Gender Affect Mortgage Choice? Evidence from the US
This study examines the effect of gender on the choice of adjustable- versus fixed-rate mortgages among mortgage applicants in the United States. While adjustable-rate mortgages (ARMs) are initially cheaper, they expose the borrower to interest rate risk. Using linear probability models applied to US lender data for 2004–6, the study finds that the propensity to apply for an ARM among higher-income applicants is lower for women by 3.7–8.4 percent…
Demographic economics (2 works) · Economics (2 works) · Finance (2 works) · Financial Literacy, Pension, Retirement Analysis (2 works) · Housing Market and Economics (2 works) · Housing, Finance, and Neoliberalism (2 works) · Actuarial science (1 work) · Affect (linguistics (1 work) · Business (1 work) · Cash (1 work)