Antonia Settle
Biographic Data
| ID | 6546880 |
|---|---|
| NAME | Antonia Settle |
| GIVEN NAMES | Antonia |
| FAMILY NAME | Settle |
| SIGNATURE | SETTLE A |
| AFFILIATIONS | The University of Sydney |
| ORCID | 0000-0002-1214-1658 |
| VERIFIED | Yes |
| TOTAL WORKS | 8 |
| TOTAL CITATIONS | 5 |
| WORKS AS AUTHOR | 8 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2012 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 2 |
Household insurance and financial stress
Rising home insurance costs are exposing new affordability risks that threaten households’ ability to protect their most important asset. While this problem is often assumed to be concentrated among low-income households, there has been limited examination of how affordability pressures are distributed across the income spectrum. Breaking with conventional framing of a monotonic relationship between income and insurance, we focus instead of finan…
Climate-related disaster risk in Australia
Don’t play if you can’t win’
Drawing on the literature on political alienation and insider/outsider theory, this paper offers a novel explanation for the failure of some households to embrace the opportunities for financial control offered by the pension system. The analysis uses data from a financial diaries study to construct objective and subjective measures of attitudes, engagement and distributional outcomes for individual households in the Australian pension system. By…
The financial inclusion agenda
This article argues that financial inclusion policy in Pakistan has been subsumed by the regulatory needs of the central bank, opening a divide between the ‘development approach’ of donors and the ‘regulatory approach’ of the central bank. This shift is identified in an emerging macro turn in central bank discourse and policy, which is steering the National Financial Inclusion Strategy away from the person-centred donor-driven agenda towards the …
The Informal Economy as a Site of Liquidity
Based on extensive fieldwork, this article examines new informality in Pakistan's land market by which vacant plots of land are transacted informally between market actors in rapidly reversed short-term holdings. The analysis pivots around the changing economic environment in Pakistan with the shift from heavy regulation of money and controlled pricing, to the liberalization of money and markets. The author explores how liquidity is taken up as a…
Financialization of Capitalism
The significant growth in financial market activity since the 1980s has demanded the attention of political economists and, increasingly, sociologists, who have developed a conceptualization of global economic change as the financialization of capitalism. Resting on early political economy work, the interpretation of economic change as financialization has been bolstered by the global financial crisis and has developed into a broad‐reaching criti…
Liberalisation, Financial Risk, and Formal Financial Participation in Pakistan
With formal financial inclusion much lower than its neighbours, Pakistan has been the focus of intensive efforts to ‘bank’ the ‘unbanked’. Yet, after a drop in deposits in the wake of Pakistan’s 2008 crisis, deposits are still struggling to return to their mid-1990s’ levels. Focusing on distortions in the banking sector, the Central Bank attributes this to ‘crowding out’ amidst a steep rise in the propensity to consume. This study draws on extens…
The new development paradigm through the lens of the Aga Khan Rural Support Programme
This article critically reviews the Aga Khan Rural Support Programme (AKRSP) in light of Joseph Stiglitz's ‘new development paradigm’ (NDP). Based on the analysis of the pioneering participatory development strategies applied by the AKRSP in Gilgit-Baltistan, Northern Pakistan, the NDP is used to highlight a number of issues. I argue that an emphasis on social legitimacy and the political sphere as a realm for political debate and action can clar…
Don’t play if you can’t win’
Drawing on the literature on political alienation and insider/outsider theory, this paper offers a novel explanation for the failure of some households to embrace the opportunities for financial control offered by the pension system. The analysis uses data from a financial diaries study to construct objective and subjective measures of attitudes, engagement and distributional outcomes for individual households in the Australian pension system. By…
The financial inclusion agenda
This article argues that financial inclusion policy in Pakistan has been subsumed by the regulatory needs of the central bank, opening a divide between the ‘development approach’ of donors and the ‘regulatory approach’ of the central bank. This shift is identified in an emerging macro turn in central bank discourse and policy, which is steering the National Financial Inclusion Strategy away from the person-centred donor-driven agenda towards the …
Liberalisation, Financial Risk, and Formal Financial Participation in Pakistan
With formal financial inclusion much lower than its neighbours, Pakistan has been the focus of intensive efforts to ‘bank’ the ‘unbanked’. Yet, after a drop in deposits in the wake of Pakistan’s 2008 crisis, deposits are still struggling to return to their mid-1990s’ levels. Focusing on distortions in the banking sector, the Central Bank attributes this to ‘crowding out’ amidst a steep rise in the propensity to consume. This study draws on extens…
The new development paradigm through the lens of the Aga Khan Rural Support Programme
This article critically reviews the Aga Khan Rural Support Programme (AKRSP) in light of Joseph Stiglitz's ‘new development paradigm’ (NDP). Based on the analysis of the pioneering participatory development strategies applied by the AKRSP in Gilgit-Baltistan, Northern Pakistan, the NDP is used to highlight a number of issues. I argue that an emphasis on social legitimacy and the political sphere as a realm for political debate and action can clar…
Financialization of Capitalism
The significant growth in financial market activity since the 1980s has demanded the attention of political economists and, increasingly, sociologists, who have developed a conceptualization of global economic change as the financialization of capitalism. Resting on early political economy work, the interpretation of economic change as financialization has been bolstered by the global financial crisis and has developed into a broad‐reaching criti…
Liberalisation, Financial Risk, and Formal Financial Participation in Pakistan
With formal financial inclusion much lower than its neighbours, Pakistan has been the focus of intensive efforts to ‘bank’ the ‘unbanked’. Yet, after a drop in deposits in the wake of Pakistan’s 2008 crisis, deposits are still struggling to return to their mid-1990s’ levels. Focusing on distortions in the banking sector, the Central Bank attributes this to ‘crowding out’ amidst a steep rise in the propensity to consume. This study draws on extens…
The Informal Economy as a Site of Liquidity
Based on extensive fieldwork, this article examines new informality in Pakistan's land market by which vacant plots of land are transacted informally between market actors in rapidly reversed short-term holdings. The analysis pivots around the changing economic environment in Pakistan with the shift from heavy regulation of money and controlled pricing, to the liberalization of money and markets. The author explores how liquidity is taken up as a…
The financial inclusion agenda
This article argues that financial inclusion policy in Pakistan has been subsumed by the regulatory needs of the central bank, opening a divide between the ‘development approach’ of donors and the ‘regulatory approach’ of the central bank. This shift is identified in an emerging macro turn in central bank discourse and policy, which is steering the National Financial Inclusion Strategy away from the person-centred donor-driven agenda towards the …
Don’t play if you can’t win’
Drawing on the literature on political alienation and insider/outsider theory, this paper offers a novel explanation for the failure of some households to embrace the opportunities for financial control offered by the pension system. The analysis uses data from a financial diaries study to construct objective and subjective measures of attitudes, engagement and distributional outcomes for individual households in the Australian pension system. By…
Climate-related disaster risk in Australia
Household insurance and financial stress
Rising home insurance costs are exposing new affordability risks that threaten households’ ability to protect their most important asset. While this problem is often assumed to be concentrated among low-income households, there has been limited examination of how affordability pressures are distributed across the income spectrum. Breaking with conventional framing of a monotonic relationship between income and insurance, we focus instead of finan…
Economics (6 works) · Housing, Finance, and Neoliberalism (4 works) · Economic growth (3 works) · Finance (3 works) · Monetary economics (3 works) · Political science (3 works) · Politics (3 works) · Sociology (3 works) · Banking stability, regulation, efficiency (2 works) · Business (2 works)