Sockalingam R Ramasamy
Biographic Data
| ID | 6681442 |
|---|---|
| NAME | Sockalingam R Ramasamy |
| GIVEN NAMES | Sockalingam R |
| FAMILY NAME | Ramasamy |
| SIGNATURE | RAMASAMY S R |
| AFFILIATIONS | Monash University Malaysia |
| ORCID | 0000-0002-7028-9589 |
| VERIFIED | Yes |
| TOTAL WORKS | 1 |
| TOTAL CITATIONS | 1 |
| WORKS AS AUTHOR | 1 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2020 |
| LATEST PUBLICATION YEAR | 2020 |
| H-INDEX | 1 |
Housing bubble, affordability and credit risk to banks
The continued rise in house prices has sparked increasing interest in housing affordability in Malaysia. Middle-income-earning buyers, who fear that house prices may increase to a level beyond their future financial capacity, took on excessive leverage and overextended their current financial capacity. This increases their probability of default, which is unfavourable to the banking industry providing these mortgages. This study examined the impa…
Housing bubble, affordability and credit risk to banks
The continued rise in house prices has sparked increasing interest in housing affordability in Malaysia. Middle-income-earning buyers, who fear that house prices may increase to a level beyond their future financial capacity, took on excessive leverage and overextended their current financial capacity. This increases their probability of default, which is unfavourable to the banking industry providing these mortgages. This study examined the impa…
Housing bubble, affordability and credit risk to banks
The continued rise in house prices has sparked increasing interest in housing affordability in Malaysia. Middle-income-earning buyers, who fear that house prices may increase to a level beyond their future financial capacity, took on excessive leverage and overextended their current financial capacity. This increases their probability of default, which is unfavourable to the banking industry providing these mortgages. This study examined the impa…
Bubble (1 work) · Business (1 work) · Credit risk (1 work) · Economic bubble (1 work) · Economics (1 work) · Finance (1 work) · Financial system (1 work) · Housing Market and Economics (1 work) · Housing, Finance, and Neoliberalism (1 work) · Perspective (graphical (1 work)