Carlie Malone
Biographic Data
| ID | 6758436 |
|---|---|
| NAME | Carlie Malone |
| GIVEN NAMES | Carlie |
| FAMILY NAME | Malone |
| SIGNATURE | MALONE C |
| VERIFIED | No |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 2 |
| WORKS AS AUTHOR | 2 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2020 |
| LATEST PUBLICATION YEAR | 2024 |
| H-INDEX | 1 |
Installment Loans
Installment loans have increasingly replaced traditional payday loans in the short-term, small-dollar credit market. Installment loans, often offered by the same lenders who provide payday loans, have larger principal amounts, longer repayment periods, and lower interest rates relative to payday loans. Installment loan advocates and some regulators contend that these differences make the loans a more sustainable alternative. We use a data set fro…
Regulation and Recent Trends in High-Interest Credit Markets
In this article we review the contested effects of traditional payday loans on borrowers and describe recent regulatory changes to the product. We then provide detail on the institutional features and regulation—to the extent that there is any—of new products emerging to fill demand that remains when payday loans are more strictly regulated. Little is known about the effects of these new loan products on borrowers. What is certain is that state r…
Regulation and Recent Trends in High-Interest Credit Markets
In this article we review the contested effects of traditional payday loans on borrowers and describe recent regulatory changes to the product. We then provide detail on the institutional features and regulation—to the extent that there is any—of new products emerging to fill demand that remains when payday loans are more strictly regulated. Little is known about the effects of these new loan products on borrowers. What is certain is that state r…
Installment Loans
Installment loans have increasingly replaced traditional payday loans in the short-term, small-dollar credit market. Installment loans, often offered by the same lenders who provide payday loans, have larger principal amounts, longer repayment periods, and lower interest rates relative to payday loans. Installment loan advocates and some regulators contend that these differences make the loans a more sustainable alternative. We use a data set fro…
Regulation and Recent Trends in High-Interest Credit Markets
In this article we review the contested effects of traditional payday loans on borrowers and describe recent regulatory changes to the product. We then provide detail on the institutional features and regulation—to the extent that there is any—of new products emerging to fill demand that remains when payday loans are more strictly regulated. Little is known about the effects of these new loan products on borrowers. What is certain is that state r…
Banking stability, regulation, efficiency (2 works) · Business (2 works) · Financial Literacy, Pension, Retirement Analysis (2 works) · Financial system (2 works) · Economics (1 work) · Finance (1 work) · Housing Market and Economics (1 work) · Housing, Finance, and Neoliberalism (1 work) · Interest rate (1 work) · Liberian dollar (1 work)