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Saima Nawaz

Biographic Data

ID6935830
NAMESaima Nawaz
GIVEN NAMESSaima
FAMILY NAMENawaz
SIGNATURENAWAZ S
AFFILIATIONSCOMSATS University Islamabad
ORCID0000-0003-3117-978X
VERIFIEDYes
TOTAL WORKS9
TOTAL CITATIONS1
AUTHOR COUNT9
EDITOR COUNT0
FIRST PUBLICATION YEAR2016
LATEST PUBLICATION YEAR2026
H-INDEX1
  • Climate Vulnerability and Debt

    Open Access•Saima Nawaz, Saima Nawaz Saima Nawaz•ARTICLE•The Pakistan Development Review•2026

    Does public infrastructure influence how people respond to climate shocks through borrowing? This study, using nationally representative household data merged with tehsil-level climate shocks, finds that rainfall shocks significantly increase the probability of household borrowing and the borrowed amount. It also shows that access to energy infrastructure significantly reduces the likelihood of household borrowing and the amount of debt. Access t…

  • Unconditional cash transfers, health and savings

    Open Access•Sefa Awaworyi Churchill, Nasir Iqbal et al.•ARTICLE•Economics & Human Biology•2024

    This paper examines the relationship between a national unconditional cash transfers (UCTs) program, health and savings. We theoretically and empirically show that motives to save can be strong when cash transfers promote health outcomes. We first present a theoretical model that considers lifecycle-consumption savings decisions, where households derive utility from consumption and leisure time at working age, as well as old-age consumption and o…

  • Unveiling effects of cash transfers on poverty and social cohesion in conflict-affected zones

    Open Access•Saima Nawaz, Sajid Hussain•ARTICLE•World Development Perspectives•2024•Cited by: 1•References: 8

  • The Socio-economic Analysis of the Street Economy in the Twin Cities of Pakistan

    Open Access•Nasir Iqbal, Saima Nawaz et al.•ARTICLE•The Pakistan Development Review•2022

    The study provides a socio-economic analysis of the street economy using primary data based on a survey of 1,863 fixed street vendors operating in the Twin Cities of Pakistan. Descriptive analysis shows that street vendors, on average, make a significant profit of US$ 212 per month (29 percent of total monthly revenue). They chose to vend due to the lack of formal education and the unavailability of formal sector jobs. Vendors pay more than 51 pe…

  • The Socio-economic Analysis of the Street Economy in the Twin Cities of Pakistan (Article)

    Open Access•Nasir Iqbal, Nasir Iqbal Nasir Iqbal et al.•ARTICLE•The Pakistan Development Review•2022

    The study provides a socio-economic analysis of the street economy using primary data based on a survey of 1,863 fixed street vendors operating in the Twin Cities of Pakistan. Descriptive analysis shows that street vendors, on average, make a significant profit of US$ 212 per month (29 percent of total monthly revenue). They chose to vend due to the lack of formal education and the unavailability of formal sector jobs. Vendors pay more than 51 pe…

  • The Spatial Effects of Road Infrastructure on Employment in Pakistan

    Open Access•Saima Nawaz, Saba Anwar et al.•ARTICLE•The Pakistan Development Review•2021

    This study uses district-level panel data to measure the spatial effects of road infrastructure on employment while accounting for institutional quality, rural connectivity, and labour productivity in Pakistan. The estimates based on the spatial regression model show that road density positively and significantly impacts employment. A 10 percent increase in road infrastructure would lead to a 4.3 percent increase in employment directly and indire…

  • Institutions, Regional Integration and Bilateral Trade in South Asia

    Open Access•Saima Nawaz•ARTICLE•The Pakistan Development Review•2020

    This paper empirically investigates the role of institutional framework in promoting bilateral trade through a regional trade agreement (RTA), namely the South Asian Free Trade Area (SAFTA), using an institutions-augmented gravity model. Poisson Pseudo Maximum Likelihood (PPML) estimation technique is used (performed) for a panel of 11 countries over the period 1996-2015. The initial estimation results suggest that this RTA is not effective in pr…

  • The Impact of Political Regime and Institutions on Government Size in Middle-Income Countries

    Open Access•Saima Nawaz, Idrees Khawaja•ARTICLE•The Pakistan Development Review•2020

    This study analyses the impact of political regimes and institutions on government size while controlling for socio-economic factors for a group of 56 middle income countries over the period 1986-2014. The empirical analysis shows that the institutional quality index has a negative impact on government size. Furthermore, institutions have a positive impact on “productive” government spending, while having a negative impact on “unproductive” gover…

  • Education Poverty in Pakistan

    Open Access•Saima Nawaz, Nasir Iqbal•ARTICLE•Indian Journal of Human Development•2016

    This study aims, first to construct an education poverty index (EPI) for Pakistan using household data; second, to investigate the spatial differences of education poverty (EP) at district level; and third to find the socio-economic determinants of EP. Four different dimensions are used to construct EPI using the Alkire Foster (AF) method. The results show that 26 per cent households are below the poverty cut-off in Pakistan. The ratio is high in…

  • Unveiling effects of cash transfers on poverty and social cohesion in conflict-affected zones

    Open Access•Saima Nawaz, Sajid Hussain•ARTICLE•World Development Perspectives•2024•Cited by: 1•References: 8

  • Education Poverty in Pakistan

    Open Access•Saima Nawaz, Nasir Iqbal•ARTICLE•Indian Journal of Human Development•2016

    This study aims, first to construct an education poverty index (EPI) for Pakistan using household data; second, to investigate the spatial differences of education poverty (EP) at district level; and third to find the socio-economic determinants of EP. Four different dimensions are used to construct EPI using the Alkire Foster (AF) method. The results show that 26 per cent households are below the poverty cut-off in Pakistan. The ratio is high in…

  • Institutions, Regional Integration and Bilateral Trade in South Asia

    Open Access•Saima Nawaz•ARTICLE•The Pakistan Development Review•2020

    This paper empirically investigates the role of institutional framework in promoting bilateral trade through a regional trade agreement (RTA), namely the South Asian Free Trade Area (SAFTA), using an institutions-augmented gravity model. Poisson Pseudo Maximum Likelihood (PPML) estimation technique is used (performed) for a panel of 11 countries over the period 1996-2015. The initial estimation results suggest that this RTA is not effective in pr…

  • The Impact of Political Regime and Institutions on Government Size in Middle-Income Countries

    Open Access•Saima Nawaz, Idrees Khawaja•ARTICLE•The Pakistan Development Review•2020

    This study analyses the impact of political regimes and institutions on government size while controlling for socio-economic factors for a group of 56 middle income countries over the period 1986-2014. The empirical analysis shows that the institutional quality index has a negative impact on government size. Furthermore, institutions have a positive impact on “productive” government spending, while having a negative impact on “unproductive” gover…

  • The Spatial Effects of Road Infrastructure on Employment in Pakistan

    Open Access•Saima Nawaz, Saba Anwar et al.•ARTICLE•The Pakistan Development Review•2021

    This study uses district-level panel data to measure the spatial effects of road infrastructure on employment while accounting for institutional quality, rural connectivity, and labour productivity in Pakistan. The estimates based on the spatial regression model show that road density positively and significantly impacts employment. A 10 percent increase in road infrastructure would lead to a 4.3 percent increase in employment directly and indire…

  • The Socio-economic Analysis of the Street Economy in the Twin Cities of Pakistan

    Open Access•Nasir Iqbal, Saima Nawaz et al.•ARTICLE•The Pakistan Development Review•2022

    The study provides a socio-economic analysis of the street economy using primary data based on a survey of 1,863 fixed street vendors operating in the Twin Cities of Pakistan. Descriptive analysis shows that street vendors, on average, make a significant profit of US$ 212 per month (29 percent of total monthly revenue). They chose to vend due to the lack of formal education and the unavailability of formal sector jobs. Vendors pay more than 51 pe…

  • The Socio-economic Analysis of the Street Economy in the Twin Cities of Pakistan (Article)

    Open Access•Nasir Iqbal, Nasir Iqbal Nasir Iqbal et al.•ARTICLE•The Pakistan Development Review•2022

    The study provides a socio-economic analysis of the street economy using primary data based on a survey of 1,863 fixed street vendors operating in the Twin Cities of Pakistan. Descriptive analysis shows that street vendors, on average, make a significant profit of US$ 212 per month (29 percent of total monthly revenue). They chose to vend due to the lack of formal education and the unavailability of formal sector jobs. Vendors pay more than 51 pe…

  • Unconditional cash transfers, health and savings

    Open Access•Sefa Awaworyi Churchill, Nasir Iqbal et al.•ARTICLE•Economics & Human Biology•2024

    This paper examines the relationship between a national unconditional cash transfers (UCTs) program, health and savings. We theoretically and empirically show that motives to save can be strong when cash transfers promote health outcomes. We first present a theoretical model that considers lifecycle-consumption savings decisions, where households derive utility from consumption and leisure time at working age, as well as old-age consumption and o…

  • Unveiling effects of cash transfers on poverty and social cohesion in conflict-affected zones

    Open Access•Saima Nawaz, Sajid Hussain•ARTICLE•World Development Perspectives•2024•Cited by: 1•References: 8

  • Climate Vulnerability and Debt

    Open Access•Saima Nawaz, Saima Nawaz Saima Nawaz•ARTICLE•The Pakistan Development Review•2026

    Does public infrastructure influence how people respond to climate shocks through borrowing? This study, using nationally representative household data merged with tehsil-level climate shocks, finds that rainfall shocks significantly increase the probability of household borrowing and the borrowed amount. It also shows that access to energy infrastructure significantly reduces the likelihood of household borrowing and the amount of debt. Access t…

Economics (7 works) · Demographic economics (3 works) · Development economics (3 works) · Economic growth (3 works) · Fiscal Policy and Economic Growth (3 works) · Political science (3 works) · Poverty, Education, and Child Welfare (3 works) · Business (2 works) · Cash (2 works) · Cash transfers (2 works)

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