Jinghan Cai
Biographic Data
| ID | 6936680 |
|---|---|
| NAME | Jinghan Cai |
| GIVEN NAMES | Jinghan |
| FAMILY NAME | Cai |
| SIGNATURE | CAI J |
| AFFILIATIONS | University of Scranton |
| VERIFIED | No |
| TOTAL WORKS | 1 |
| TOTAL CITATIONS | 0 |
| WORKS AS AUTHOR | 1 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2019 |
| LATEST PUBLICATION YEAR | 2019 |
| H-INDEX | 0 |
The regulatory arbitrage and window dressing in shadow banking
We document that in China the maturity dates of bank-issued wealth management products (WMPs) cluster toward the end of a month and then decrease significantly at the beginning of the following month. Our empirical work detects a negative relationship between a bank’s loan-to-deposit ratio (LDR) at month-ends and the number of its issued WMPs expiring within several days of the month-end. Moreover, this WMP clustering and the negative relationshi…
No prominent works on this page.
The regulatory arbitrage and window dressing in shadow banking
We document that in China the maturity dates of bank-issued wealth management products (WMPs) cluster toward the end of a month and then decrease significantly at the beginning of the following month. Our empirical work detects a negative relationship between a bank’s loan-to-deposit ratio (LDR) at month-ends and the number of its issued WMPs expiring within several days of the month-end. Moreover, this WMP clustering and the negative relationshi…
Actuarial science (1 work) · Arbitrage (1 work) · Banking stability, regulation, efficiency (1 work) · Business (1 work) · China (1 work) · Economics (1 work) · Engineering (1 work) · Finance (1 work) · Financial system (1 work) · Housing Market and Economics (1 work)