Joseph P Hughes
Biographic Data
| ID | 8879748 |
|---|---|
| NAME | Joseph P Hughes |
| GIVEN NAMES | Joseph P |
| FAMILY NAME | Hughes |
| SIGNATURE | HUGHES J P |
| AFFILIATIONS | Rutgers, the State University of New Jersey |
| ORCID | 0000-0001-5034-0562 |
| VERIFIED | Yes |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 0 |
| WORKS AS AUTHOR | 2 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 1998 |
| LATEST PUBLICATION YEAR | 2019 |
| H-INDEX | 0 |
The Performance of Financial Institutions Modeling, Evidence, and some Policy Implications
The unique capital structure of commercial banking—funding production with demandable debt that participates in the economy’s payments system—affects various aspects of banking. It shapes commercial banks’ comparative advantage in providing financial products and services to informationally opaque customers, their ability to diversify credit and liquidity risk, and how they are regulated, including the need to obtain a charter to operate, and exp…
Bank Capitalization and Cost
We amend the standard cost model to account for the role of financial capital in banking. The cost function is conditioned on the level of capital, but we model the demand for financial capital so that it can serve as a cushion against insolvency for potentially risk-averse managers and as a signal of risk for less informed outsiders. Scale economies are then computed without assuming that the bank chooses a level of capitalization that minimizes…
No prominent works on this page.
Bank Capitalization and Cost
We amend the standard cost model to account for the role of financial capital in banking. The cost function is conditioned on the level of capital, but we model the demand for financial capital so that it can serve as a cushion against insolvency for potentially risk-averse managers and as a signal of risk for less informed outsiders. Scale economies are then computed without assuming that the bank chooses a level of capitalization that minimizes…
The Performance of Financial Institutions Modeling, Evidence, and some Policy Implications
The unique capital structure of commercial banking—funding production with demandable debt that participates in the economy’s payments system—affects various aspects of banking. It shapes commercial banks’ comparative advantage in providing financial products and services to informationally opaque customers, their ability to diversify credit and liquidity risk, and how they are regulated, including the need to obtain a charter to operate, and exp…
Banking stability, regulation, efficiency (2 works) · Business (2 works) · Capital requirement (2 works) · Corporate Finance and Governance (2 works) · Economics (2 works) · Economies of scale (2 works) · Finance (2 works) · Monetary economics (2 works) · Bank regulation (1 work) · Capital (architecture) (1 work)