Raphael W Bostic
Dados Biográficos
| ID | 4401009 |
|---|---|
| NOME | Raphael W Bostic |
| PRENOMES | Raphael W |
| SOBRENOME | Bostic |
| ASSINATURA | BOSTIC R W |
| AFILIAÇÕES | Federal Reserve Bank of Atlanta |
| ORCID | 0000-0002-7126-413X |
| VERIFICADO | Sim |
| TOTAL DE OBRAS | 16 |
| TOTAL DE CITAÇÕES | 74 |
| TOTAL COMO AUTOR | 16 |
| TOTAL COMO EDITOR | 0 |
| PRIMEIRO ANO DE PUBLICAÇÃO | 1997 |
| ANO MAIS RECENTE DE PUBLICAÇÃO | 2026 |
| ÍNDICE H | 4 |
The Trajectory of Rental Housing in the Wake of Natural Disasters
Natural disasters have been increasing in intensity while rental affordability has been declining in many cities. This article presents a new dataset at this intersection, merging rental outcomes with disaster incidence and government assistance. We construct two new panel models that estimate the effects of the natural disasters from 2000 to 2020 on zip codes across California and Florida. Results indicate that rents per unit increase by 0.2 to …
Small and medium multifamily housing
Housing units in small and medium multifamily (SMMF) properties, defined as buildings with 2 to 49 units, comprise over 20% of the U.S. housing stock. Using the American Community Survey and American Housing Survey, this study fills an important gap in the literature by examining the affordability and availability of these housing units. This analysis reveals that SMMF units contain the largest percentage of the lowest-income households and the m…
Spatial spillover effects of crime on private investment at nearby micro-places
Criminal activity may influence the decisions of existing property owners or prospective investors to invest in a property, given the potential elevated expenses and increased uncertainty that often accompany crime. This study investigates the relationship between crime and private investment at nearby micro-places using location-specific crime incident and building permit data from 2008 to 2018 in the cities of Chicago, Los Angeles, New York, Ph…
The role of a deductible/credit system for post-disaster public assistance in meeting alternative policy goals
We analyze a major potential reform of the current FEMA Public Assistance Program that would establish a deductible against the coverage of losses and would offer credits for expenditure on risk reduction by states as an incentive to offset the deductible. While the current FEMA Program is targeted primarily towards repairing damaged property, there is a potential to formulate a Deductible/Credit System (DCS), so as to achieve a reduction in othe…
Effects of the Community Reinvestment Act on small business lending
This study examines the effectiveness of the Community Reinvestment Act (CRA) in facilitating small business lending to lower-income neighborhoods. Taking advantage of an exogenous policy shock that resulted in neighborhood-level changes in CRA eligibility, we identify changes in small business lending in tracts that became CRA eligible and CRA ineligible and compare these with control groups constructed in two ways. The results of our difference…
Bank adaptation to neighborhood change
This research explores whether banks strategically leverage regulatory rules for the Community Reinvestment Act that fix a neighborhood's eligibility status over a decade based on a neighborhood's economic trajectory over that decade. Using 2004–2011 Home Mortgage Disclosure Act (HMDA) data, we find that banks approve loans more frequently in those neighborhoods that are most rapidly improving, and that this effect is stronger if the neighborhood…
What Determines Where Public Investment Goes? Regional Governance and the Role of Institutional Rules and Power
As an embodiment of the collaborative governance model, metropolitan planning organizations in the United States allocate federal, state, and local funds to member municipalities for transportation projects across their regions. To examine how institutional rules and power shape where public investment goes, the authors consider the extent to which the allocation of local voting power in regional governing policy boards influences the spatial all…
Crime and private investment in urban neighborhoods
Preservation of Affordable Rental Housing
In 2000, the MacArthur Foundation began the Window of Opportunity, a 20-year, $187 million philanthropic initiative intended to help preserve privately owned affordable rental housing. The authors of this report assess whether the initiative achieved its goals and identify lessons learned about effective preservation practices, as well as about the implementation of large-scale philanthropic initiatives generally
A field study of rental market discrimination across origins in France
The Role of Private Agents in Affordable Housing Policy
Policy incentives and the extension of mortgage credit
The lax underwriting in non‐prime mortgage markets is widely perceived as one cause of the recent difficulties in the housing market. Policymakers are currently considering moves such as enforcing more careful underwriting to provide additional discipline to mortgage markets. This research explores the possibility of another approach to supplement or replace some of these efforts, namely the use of policy to create incentives for Fannie Mae and F…
Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes
Supplier relationships and small business use of trade credit
Black Home-owners as a Gentrifying Force? Neighbourhood Dynamics in the Context of Minority Home-ownership
A significant portion of the literature on gentrification has implied, if not explicitly described, a racial dynamic associated with the process whereby White households replace Black households as neighbourhood incomes rise. However, this racial dimension to gentrification rules out the possibility that the neighbourhood transitions that are a part of gentrification could be sparked by middle- and upper-income Black households. This paper re-exa…
Urban Productivity and Factor Growth in the Late Nineteenth Century
PRODUCTIVITY;URBAN AREAS;INDUSTRIAL LOCATION
Black Home-owners as a Gentrifying Force? Neighbourhood Dynamics in the Context of Minority Home-ownership
A significant portion of the literature on gentrification has implied, if not explicitly described, a racial dynamic associated with the process whereby White households replace Black households as neighbourhood incomes rise. However, this racial dimension to gentrification rules out the possibility that the neighbourhood transitions that are a part of gentrification could be sparked by middle- and upper-income Black households. This paper re-exa…
A field study of rental market discrimination across origins in France
The Role of Private Agents in Affordable Housing Policy
Crime and private investment in urban neighborhoods
Urban Productivity and Factor Growth in the Late Nineteenth Century
PRODUCTIVITY;URBAN AREAS;INDUSTRIAL LOCATION
Spatial spillover effects of crime on private investment at nearby micro-places
Criminal activity may influence the decisions of existing property owners or prospective investors to invest in a property, given the potential elevated expenses and increased uncertainty that often accompany crime. This study investigates the relationship between crime and private investment at nearby micro-places using location-specific crime incident and building permit data from 2008 to 2018 in the cities of Chicago, Los Angeles, New York, Ph…
Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes
Small and medium multifamily housing
Housing units in small and medium multifamily (SMMF) properties, defined as buildings with 2 to 49 units, comprise over 20% of the U.S. housing stock. Using the American Community Survey and American Housing Survey, this study fills an important gap in the literature by examining the affordability and availability of these housing units. This analysis reveals that SMMF units contain the largest percentage of the lowest-income households and the m…
Policy incentives and the extension of mortgage credit
The lax underwriting in non‐prime mortgage markets is widely perceived as one cause of the recent difficulties in the housing market. Policymakers are currently considering moves such as enforcing more careful underwriting to provide additional discipline to mortgage markets. This research explores the possibility of another approach to supplement or replace some of these efforts, namely the use of policy to create incentives for Fannie Mae and F…
Supplier relationships and small business use of trade credit
Urban Productivity and Factor Growth in the Late Nineteenth Century
PRODUCTIVITY;URBAN AREAS;INDUSTRIAL LOCATION
Black Home-owners as a Gentrifying Force? Neighbourhood Dynamics in the Context of Minority Home-ownership
A significant portion of the literature on gentrification has implied, if not explicitly described, a racial dynamic associated with the process whereby White households replace Black households as neighbourhood incomes rise. However, this racial dimension to gentrification rules out the possibility that the neighbourhood transitions that are a part of gentrification could be sparked by middle- and upper-income Black households. This paper re-exa…
Supplier relationships and small business use of trade credit
Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes
Policy incentives and the extension of mortgage credit
The lax underwriting in non‐prime mortgage markets is widely perceived as one cause of the recent difficulties in the housing market. Policymakers are currently considering moves such as enforcing more careful underwriting to provide additional discipline to mortgage markets. This research explores the possibility of another approach to supplement or replace some of these efforts, namely the use of policy to create incentives for Fannie Mae and F…
The Role of Private Agents in Affordable Housing Policy
Preservation of Affordable Rental Housing
In 2000, the MacArthur Foundation began the Window of Opportunity, a 20-year, $187 million philanthropic initiative intended to help preserve privately owned affordable rental housing. The authors of this report assess whether the initiative achieved its goals and identify lessons learned about effective preservation practices, as well as about the implementation of large-scale philanthropic initiatives generally
A field study of rental market discrimination across origins in France
Crime and private investment in urban neighborhoods
The role of a deductible/credit system for post-disaster public assistance in meeting alternative policy goals
We analyze a major potential reform of the current FEMA Public Assistance Program that would establish a deductible against the coverage of losses and would offer credits for expenditure on risk reduction by states as an incentive to offset the deductible. While the current FEMA Program is targeted primarily towards repairing damaged property, there is a potential to formulate a Deductible/Credit System (DCS), so as to achieve a reduction in othe…
Effects of the Community Reinvestment Act on small business lending
This study examines the effectiveness of the Community Reinvestment Act (CRA) in facilitating small business lending to lower-income neighborhoods. Taking advantage of an exogenous policy shock that resulted in neighborhood-level changes in CRA eligibility, we identify changes in small business lending in tracts that became CRA eligible and CRA ineligible and compare these with control groups constructed in two ways. The results of our difference…
Bank adaptation to neighborhood change
This research explores whether banks strategically leverage regulatory rules for the Community Reinvestment Act that fix a neighborhood's eligibility status over a decade based on a neighborhood's economic trajectory over that decade. Using 2004–2011 Home Mortgage Disclosure Act (HMDA) data, we find that banks approve loans more frequently in those neighborhoods that are most rapidly improving, and that this effect is stronger if the neighborhood…
What Determines Where Public Investment Goes? Regional Governance and the Role of Institutional Rules and Power
As an embodiment of the collaborative governance model, metropolitan planning organizations in the United States allocate federal, state, and local funds to member municipalities for transportation projects across their regions. To examine how institutional rules and power shape where public investment goes, the authors consider the extent to which the allocation of local voting power in regional governing policy boards influences the spatial all…
Small and medium multifamily housing
Housing units in small and medium multifamily (SMMF) properties, defined as buildings with 2 to 49 units, comprise over 20% of the U.S. housing stock. Using the American Community Survey and American Housing Survey, this study fills an important gap in the literature by examining the affordability and availability of these housing units. This analysis reveals that SMMF units contain the largest percentage of the lowest-income households and the m…
Spatial spillover effects of crime on private investment at nearby micro-places
Criminal activity may influence the decisions of existing property owners or prospective investors to invest in a property, given the potential elevated expenses and increased uncertainty that often accompany crime. This study investigates the relationship between crime and private investment at nearby micro-places using location-specific crime incident and building permit data from 2008 to 2018 in the cities of Chicago, Los Angeles, New York, Ph…
The Trajectory of Rental Housing in the Wake of Natural Disasters
Natural disasters have been increasing in intensity while rental affordability has been declining in many cities. This article presents a new dataset at this intersection, merging rental outcomes with disaster incidence and government assistance. We construct two new panel models that estimate the effects of the natural disasters from 2000 to 2020 on zip codes across California and Florida. Results indicate that rents per unit increase by 0.2 to …
Business (13 obras) · Economics (13 obras) · Housing Market and Economics (10 obras) · Demographic economics (8 obras) · Political science (8 obras) · Finance (7 obras) · Housing, Finance, and Neoliberalism (6 obras) · Public economics (6 obras) · Economic growth (5 obras) · Geography (5 obras)