Integrating Saving into Microenterprise Programs for the Poor

Do Institutions Matter

Dados Bibliográficos

ID10547397
AutoresFred M Ssewamala (0000-0002-4849-5650, Columbia University, autor correspondente), Michael Sherraden (0000-0002-0825-7201, Washington University in St. Louis)
Ano2004
Volume78
Fascículo3
Páginas404-428
Data de publicação2004-09-01
Peer ReviewedSim
Open AccessNão
TipoARTICLE
PeriódicoSocial Service Review (JOURNAL)
Identificadores do periódicoISSN: 0037-7961 • E-ISSN: 1537-5404
EditoraUniversity of Chicago Press (PUBLISHER • US)
DOI10.1086/421919
OpenAlexW2060517513
IdiomaEN
Citações recebidas28
Referências citadas20

This study examines factors that affect saving performance among participants in a subsidized saving program who intend to use their savings to help capitalize a microenterprise. Using data from 14 community‐based organizations promoting self‐employment among the poor, and drawing on institutional theory, we find that individual‐level theories do not fully explain the variance in savings and that institutional influences also are predictive. Policy makers may want to consider a range of institutional characteristics when designing policies and programs aimed at promoting self‐employment among poor families

Affect (linguistics · Business · Economic growth · Economics · Public economics · Subsidy · Variance (accounting · Accounting · Innovation and Socioeconomic Development · Microfinance and Financial Inclusion · Psychology · Urban and Rural Development Challenges