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Learning and Money Adoption

Bibliographic Data

ID10180113
AuthorsMichael Choi (0000-0003-3525-9613, University of California, Irvine), Fan Liang (0000-0001-5169-2623, Loyola Marymount University)
Year2022
Volume131
Issue7
Pages1772-1796
Publication date2022-11-10
Peer ReviewedYes
Open AccessNo
TypeARTICLE
VenueJournal of Political Economy (JOURNAL)
Journal identifiersISSN: 0022-3808 • E-ISSN: 1537-534X
PublisherUniversity of Chicago Press (PUBLISHER • US)
DOI10.1086/722983
OpenAlexW4308884818
LanguageEN
References cited18

We consider a dynamic monetary economy where agents gradually learn about the holding cost of a new asset and coordinate to adopt it as money or abandon it. We provide closed-form solutions for state-contingent asset prices and agents' adoption decision. The transactional benefits of using money are endogenous and can convexify or concavify the payoff structure. Thus, the arrival of new information can raise or reduce the asset's price, which is in sharp contrast to standard insights in experimentation models. Full disclosure of the asset type and an increase in the learning speed improve information but have different welfare implications

Asset (computer security · Economics · Endogenous money · Microeconomics · Monetary economics · Monetary policy · Stochastic game · Transactional leadership · Welfare · Computer Science · Economic theories and models · Economic Theory and Policy · Monetary Policy and Economic Impact

  • A Unified Framework for Monetary Theory and Policy Analysis

    Ricardo Lagos, Randall Wright•Journal of Political Economy•2005

  • On Money as a Medium of Exchange

    Nobuhiro Kiyotaki, Randall Wright•Journal of Political Economy•1989

Citation velocityhistorical
Highly citedNo
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